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February 14, 2025 19 mins

Paying taxes is inevitable, but overpaying is optional. In this episode, Rayna Reyes explains how Roth accounts let you pay taxes on your terms—potentially saving you thousands in retirement. Learn why Roth IRAs and Roth 401(k)s are powerful tools for tax-free growth and whether a Roth conversion makes sense for your situation.

Contact: Rayna and the team at American Federal Benefits Consultants, call 1-800-872-8857 or visit AmericanFederal.org.

YouTube: https://www.youtube.com/@RaynaRetirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show simplifies the complexities of retirement, benefits, and financial planning.

Whether you're navigating your FERS or CSRS pension, maximizing your TSP, or seeking expert advice on 401(k)s or IRAs, Rayna is here to guide you every step of the way. Tune in for practical knowledge, ethical solutions, and expert insights as you prepare for a secure and fulfilling retirement.

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