Medicare Made Simple: What You Really Need to Know Before Age 65

Feeling overwhelmed by Medicare? You’re not alone. In this episode of Rayna Retirement, Rayna Reyes breaks down the A, B, C, and D of Medicare in a way that’s easy to follow (and even a little fun). Whether you’re turning 65 soon, already receiving disability, or just trying to sort through the mountain of mail from Medicare Advantage plans, this episode has what you need to cut through the confusion.

What you’ll learn:

• The difference between Medicare, Medicaid, and major medical plans
• What each part of Medicare (A, B, C, and D) really covers
• The truth behind zero-premium plans—and what they don’t tell you
• Why timing matters for Part B and how income impacts your premium
• Key mistakes to avoid with TSP withdrawals and Medicare
• How to choose between Advantage plans and Supplements
• Why your spouse’s plan may not be the right one for you

Rayna’s goal? To help you make Medicare work for you—not the other way around.

Got questions? Call Rayna at [phone] or visit AmericanFederal.com to connect with her team.

 

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Contact: Rayna and the team at American Federal Benefits Consultants, call 1-800-872-8857 or visit AmericanFederal.org.

YouTube: https://www.youtube.com/@RaynaRetirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show simplifies the complexities of retirement, benefits, and financial planning.

Whether you're navigating your FERS or CSRS pension, maximizing your TSP, or seeking expert advice on 401(k)s or IRAs, Rayna is here to guide you every step of the way. Tune in for practical knowledge, ethical solutions, and expert insights as you prepare for a secure and fulfilling retirement.