Divorce is rarely simple—and for federal and postal employees, it can get especially complicated when pensions, survivor benefits, and the Thrift Savings Plan (TSP) are involved. In this episode of Rayna Retirement, host Rayna Reyes breaks down the rules around divorce-related financial obligations, including Qualified Domestic Relations Orders (Quadros), apportionments, and survivor benefit mandates.
Rayna shares real-world examples from her work with federal employees, explains the math behind how much a former spouse may be entitled to, and outlines the short- and long-term financial implications. Whether you’re facing a separation, already divorced, or simply want to understand how court orders affect retirement benefits, this episode will prepare you to plan wisely and avoid surprises.
Going through a divorce or already separated? Don’t let your retirement benefits be an afterthought. Schedule a free consultation with Rayna and her team at American Federal Benefits Consultants. Call Rayna directly at 850-450-6500 or reach out to her team at 1-800-872-8857.
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Contact: Rayna and the team at American Federal Benefits Consultants, call 1-800-872-8857 or visit AmericanFederal.org.
YouTube: https://www.youtube.com/@RaynaRetirement
Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show simplifies the complexities of retirement, benefits, and financial planning.
Whether you're navigating your FERS or CSRS pension, maximizing your TSP, or seeking expert advice on 401(k)s or IRAs, Rayna is here to guide you every step of the way. Tune in for practical knowledge, ethical solutions, and expert insights as you prepare for a secure and fulfilling retirement.
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