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August 22, 2025 9 mins

In this episode of Rayna Retirement, host Rayna Reyes breaks down the classic three-legged stool of federal retirement planning: your pension, Social Security, and Thrift Savings Plan (TSP).

Rayna explains how each “leg” works, why balance is key, and how to decide when and how to use your TSP without draining it completely. From guaranteed monthly income streams to flexible savings, she shares practical ways to maximize your retirement security.

If you’ve ever wondered how these three parts fit together—or how to fill income gaps—this episode will give you clarity and confidence as you prepare for retirement. 

Don’t let your retirement benefits be an afterthought. Schedule a free consultation with Rayna and her team at American Federal Benefits Consultants. Call Rayna directly at 850-450-6500 or reach out to her team at 1-800-872-8857.

 

Contact: Rayna and the team at American Federal Benefits Consultants, call 1-800-872-8857 or visit AmericanFederal.org.

YouTube: https://www.youtube.com/@RaynaRetirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show simplifies the complexities of retirement, benefits, and financial planning.

Whether you're navigating your FERS or CSRS pension, maximizing your TSP, or seeking expert advice on 401(k)s or IRAs, Rayna is here to guide you every step of the way. Tune in for practical knowledge, ethical solutions, and expert insights as you prepare for a secure and fulfilling retirement.

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