Do you know the difference between postponed retirement and deferred retirement under the federal benefits system? In this episode of Rayna Retirement, Rayna Reyes clears up one of the most confusing topics for federal employees.
Rayna explains what happens when you leave federal service before full eligibility, how your pension and benefits are affected, and why choosing to postpone instead of defer can mean keeping your health and life insurance later.
Whether you’re considering an early exit from your federal job, planning around maternity leave or other life events, or just want to understand your retirement options better, this episode will give you the clarity you need to make confident choices.
Contact Rayna directly at 850-450-6500
Or call the American Federal Benefits Consultants team at 1-800-872-8857
Visit: AmericanFederal.org
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Contact: Rayna and the team at American Federal Benefits Consultants, call 1-800-872-8857 or visit AmericanFederal.org.
YouTube: https://www.youtube.com/@RaynaRetirement
Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show simplifies the complexities of retirement, benefits, and financial planning.
Whether you're navigating your FERS or CSRS pension, maximizing your TSP, or seeking expert advice on 401(k)s or IRAs, Rayna is here to guide you every step of the way. Tune in for practical knowledge, ethical solutions, and expert insights as you prepare for a secure and fulfilling retirement.
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