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November 4, 2025 7 mins

In this emotional and insightful episode of Rayna Retirement, host Rayna Reyes shares a true story that proves just how powerful a single financial review can be.

When one federal employee nearly retired without buying back his 12 years of military service, Rayna’s timely guidance changed everything — not only boosting his pension by nearly $1,000 a month, but also increasing his spouse’s survivor benefit by $500 monthly after his passing.

Through this heartfelt story, Rayna explains why every federal employee should review their benefits and retirement options before filing — and how making the right decision now can have a lasting impact on your family’s financial future.

Contact Rayna directly at 850-450-6500
Or call the American Federal Benefits Consultants team at 1-800-872-8857
Visit: AmericanFederal.org

 

YouTube: https://www.youtube.com/@RaynaRetirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show simplifies the complexities of retirement, benefits, and financial planning.

Whether you're navigating your FERS or CSRS pension, maximizing your TSP, or seeking expert advice on 401(k)s or IRAs, Rayna is here to guide you every step of the way. Tune in for practical knowledge, ethical solutions, and expert insights as you prepare for a secure and fulfilling retirement.

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