Mortgage Rates or Prices: What Matters More?

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September 5, 2025 • 4 mins

In this episode of Real Estate News for Investors, Kathy Fettke breaks down a new Bankrate Home Affordability Report that asks: what impacts buyers more, mortgage rates or home prices? The findings show that even a small drop in mortgage rates can lower monthly payments far more than a price cut.

Kathy explains why waiting for home values to fall may not be the best strategy, how lower rates could trigger more demand, and what buyers can do now to prepare financially. You’ll also hear the latest forecasts for mortgage rates, home price trends across the U.S., and what it all means for investors in 2025.

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SOURCE: https://www.bankrate.com/real-estate/rates-vs-prices-housing-affordability/

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.css-14f5ked{margin:0;word-break:break-word;display:-webkit-box;-webkit-box-orient:vertical;box-orient:vertical;-webkit-line-clamp:2;overflow:hidden;}Mortgage Rates or Prices: What Matters More?