From Bankruptcy to Millions | Josh Zieglowsky

We don’t just fail because of our mistakes—we fail because we stop taking the shot.

In this episode, Josh Zieglowsky joins Sean Martin for a powerful conversation about risk, faith, relationship capital, and why your biggest breakthrough is often one more conversation—or one more failure—away.

Josh opens up about going bankrupt at 22, starting over with nothing, and building his way into becoming a multi-business entrepreneur and key player behind the $300M success of ERC Specialists. From mortgages to masterminds, from student to partner at Commercial Academy, his journey proves one thing: you don’t need to know everything— you just need to know your people.

They talk about:

• The truth about failure and how to bounce back stronger
• Why "Who Not How" is the secret to scaling anything
• How relationship capital built a multimillion-dollar business
• Lessons from raising four kids while building empires
• What to look for before saying yes to a business opportunity
• Why investing in yourself will always be the best ROI
• How faith, family, and personal belief fuel every level of success

This episode is about learning how to take your shot—even when the scoreboard says you're behind—and trusting that with the right people, mindset, and mission, it’s never too late to win.

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🔗 Connect with Josh Zieglowsky

Instagram: https://www.instagram.com/thejoshz

Podcast: The Flat Bill Investor Podcast

Website: https://ercspecialists.com

🔔 Follow us on Instagram!

🕶️ Podcast: @REALMentorsPodcast

🎙️ Host: @SeanMartinMotiv8 | @theseanmartin

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🔥 About the Guest – Josh Zieglowsky

Josh Zieglowsky is a serial entrepreneur, real estate investor, business mentor, and co-founder of ERC Specialists, the nation's leading firm for Employee Retention Credit funding. He is also a partner at Commercial Academy, a national platform for commercial real estate education, and co-host of The Flat Bill Investor Podcast, where he helps entrepreneurs and visionaries discover their unique edge.

From humble beginnings in Morgan, Utah, to orchestrating multimillion-dollar ventures, Josh credits his success to relationship capital, his commitment to daily learning, and his unshakable faith in God, family, and people. He’s passionate about mentorship, fatherhood, and building legacy—one opportunity and one connection at a time.

Whether he's helping business owners recover funds they didn’t know they were owed, mentoring young entrepreneurs, or investing in the next big venture, Josh is a living example that grit, gratitude, and the right partnerships can transform any life—no matter where you start.

⭐️ About the REAL Mentors Podcast

The REAL Mentors Podcast is all about bringing authentic stories, inspiring messages, and valuable lessons straight to you. Our mission is simple: alter lives with real examples and provide actionable advice to empower the next generation of leaders, creators, and visionaries. If you’re looking for real-talk and real impact, this is the place for you.

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Tags & Keywords:

Josh Zieglowsky, Sean Martin, REAL Mentors Podcast, ERC Specialists, Commercial Academy, Who Not How, relationship capital, entrepreneur mindset, Flat Bill Investor, real estate mentor, from bankruptcy to business, faith and business, taking your shot, business comeback, mentorship, entrepreneurial journey, family and entrepreneurship, parenting and business,...