Summary
In the pilot episode of the RealView Money podcast, host AJ Seosin discusses the complexities of home insurance, particularly the recent rate increases. He explores the factors driving these changes, including natural disasters, rising home values, and the importance of governance and personal mitigation strategies. The episode emphasizes the necessity of understanding personal insurance needs and encourages listeners to engage with their local communities and insurance agents for better financial decisions.
Chapters
00:00 Introduction to RealView Money Podcast
03:30 Understanding Home Insurance Challenges
07:22 The Impact of Rising Home Values
09:23 Governance and Mitigation in Home Insurance
12:10 Summary of Home Insurance Factors
Reference:
LA Times - https://www.latimes.com/business/story/2025-04-23/the-fair-plan-grew-and-grew-and-now-la-fire-victims-are-paying-the-price
NBER - https://www.nber.org/digest/202410/disaster-risk-and-rising-home-insurance-premiums
The Guardian - https://www.theguardian.com/us-news/2025/may/21/state-farm-california-emergency-rate-hike-approval
California FAIR - cfpnet.com
Florida - https://www.citizensfla.com
Texas - https://www.texasfairplan.org/
Iowa - https://iowafairplan.com/
The Real View Money podcast is a Real View Productions.
Email questions: hi@realviewmoney.com
Website: www.realviewmoney.com
Instagram: @realviewmoney
Youtube: @realviewmoney
Spotify: @realviewmoney
TikTok: @realviewmoney
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