Guests: Kieth HobartSummaryIn this conversation, Joe and Keith Hobart discuss renovation loans, particularly focusing on the 203K FHA loan. They explore how these loans work, the types of renovations that can be financed, the process involved, and the risks associated with renovation loans. Keith emphasizes the importance of thorough planning and working with licensed contractors to ensure a successful renovation experience.TakeawaysRenovation loans are designed to help finance home improvements.The 203K FHA loan can cover various renovation costs.Upfront work is crucial for a successful renovation loan process.Contractors must be licensed and bonded for the loan.The appraised value of the home includes planned improvements.FHA loans have more lenient credit score requirements.Living in a home during renovations can be challenging.There are risks involved, including contractor issues.Contingency plans are necessary for unexpected costs.Renovation loans are limited to primary residences.Thank you for listening to RealTalk! Don’t forget to like and subscribe, and follow Joe on Instagram (@seattlesagent) for the latest videos. And don’t forget to check out The Seattle Experience with Joe Sheldon podcast on YouTube or your favorite podcast app. For more information about Joe, or to work with Joe, visit www.myseattlesearch.com.
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