Ep. 47 with Rho Thomas | Owner/Founder, Rho Thomas - Lawyer Money Coach

From Billable Hours to Boundaries: Rho Thomas on Redefining Wealth, Motherhood, and Faith

When life nudged Rho Thomas off the traditional path of law firm prestige and into the uncharted world of entrepreneurship, she didn’t run—she researched, reflected, and rebuilt. In this heartfelt conversation, Rho walks us through her journey from practicing attorney to full-time financial coach, revealing the wake-up calls, pivots, and spiritual breadcrumbs that led her to reclaim her hue.

Based in Atlanta but raised in the Northeast, Rho is a mom of two boys (ages 6 and 8) who found herself at a crossroads during her third year of law practice. Though her firm offered a reduced-hours program, the mountain of student debt made it unattainable—so she and her husband got serious about their finances. What started as a blog to document their debt-payoff journey quickly evolved into a calling to help others, especially fellow lawyers, shift their money mindset and reclaim agency over their wealth.

Themes + Turning Points:

Boundaries Before Babies
Even before motherhood, Rho was carving space for herself thanks to wise mentorship. But after becoming a mom, the blurred lines between law and life hit hard. She began waking up earlier, pivoting schedules, and reevaluating what kind of parent and professional she wanted to be.

The Breaking Point
After the birth of her second child, Rho hit a low—feeling like she was failing in all areas of life. Therapy gave her the mirror she needed: she’d been showing up for everyone except herself.

The Full-Time Leap
In September 2021, Rho left the legal field to become a full-time financial coach. Guided by faith and intentionality, she now helps lawyers grow their net worth and heal their relationship with money—especially by tackling the emotional barriers of shame, fear, and scarcity.

Faith & Flow
Rho’s business is rooted in her Christian faith. She prays over her clients, her work, and her family daily—and tithes 10% of top-line revenue. She doesn’t hide this part of herself, noting how vital it is to stay grounded and led by something bigger.

Structure Through Seasons
With her kids now in school, Rho reflects on how the structure of their lives has shifted—and how entrepreneurship requires flexibility, especially for mothers. She encourages women to embrace each season and its unique rhythm.

Mic Drop Advice:
"Just jump in. Go for it. And pay closer attention to your money—it really does matter."

A Great Connection for Rho:
Anyone in the legal or personal finance space looking to collaborate, expand impact, or serve mission-driven professionals.

Connect with Rho:
🌐 www.rhothomas.com
🎙 Personal Finance for Lawyers with Rho Thomas
💼 LinkedIn

Contact the Host, Kelly Kirk:

• Email: [e-mail]

Get Connected/Follow:

• IG: @ryh_pod & @thekelly.tanke.kirk
• Facebook: Reclaiming Your Hue Facebook Page
• YouTube: http://www.youtube.com/@RYHReclaimingYourHue

Credits:

• Editor: Joseph Kirk
• Music: Kristofer Tanke

Thanks for listening & cheers to Reclaiming Your Hue!