The Diversification Dilemma: Are Your Investments Really Safe? (Ep. 85)

Diversification isn’t just a buzzword—it’s a critical tool for protecting your retirement savings and future security.

This week, Josh Leonard and Pete Belcastro tackle common misconceptions about diversification and share actionable insights on creating a retirement plan that minimizes risk and maximizes opportunities. From portfolio strategies to tax diversification and financial tools, this episode has everything you need to feel confident about your golden years.

Josh and Pete discuss:

• Why holding accounts at different firms doesn’t guarantee diversification and how to avoid overlapping investments
• How to spread investments across sectors, regions, and company sizes to minimize risks
• The importance of tax diversification through tools like Roth IRAs and taxable accounts for greater financial flexibility
• How annuities, life insurance, and other financial tools can secure income and simplify legacy planning
• Strategies to avoid over-concentration in employer-linked investments and protect both your career and portfolio
• And more!

Resources:

• Schedule a meeting with the team

Connect with Josh Leonard: 

• [e-mail]
• LinkedIn: Josh Leonard
• Leonard Advisory Group
• 412-998-PLAN
• YouTube: Leonard Advisory Group
• Facebook: Leonard Advisory Group

Connect with Pete Belcastro: 

• LinkedIn: Pete Belcastro, CFP®
• [e-mail]