This episode is sponsored by…
NCH:
Set up an LLC to protect your investments! – https://nchinc.com/rtr
Are you leaving money on the table as a real estate investor? 💰 In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with Adam from Nevada Corporate Headquarters (NCH) to break down everything you need to know about business credit—how to build it, use it, and leverage it to scale your portfolio without wrecking your personal credit.
Learn why most investors are doing business credit all wrong, how to structure your LLC for success, and why separating business and personal credit is key to sustainable growth. This episode is packed with expert tips and actionable advice for both new and seasoned investors.
📌 Timestamps
00:00 – Intro to the episode & guest from NCH
01:07 – What is business credit and why it matters
02:34 – How to keep business credit separate from personal
04:31 – Credit agencies & how business credit scores work
05:18 – How to build an 80+ Paydex score in months
07:08 – Why business credit is essential for scaling real estate
08:53 – Common mistakes that hurt personal credit
10:18 – Using credit for down payments and repairs
11:27 – Vendor credit vs traditional credit cards
13:01 – Utilization rules for business vs personal
14:51 – Can you use business credit across multiple LLCs?
17:04 – Avoiding co-mingling & tax-deductible interest
18:17 – Real estate funded by business credit
20:26 – When to start building business credit (Hint: NOW)🎯 Get connected with NCH: Check the link in the description to schedule a free consultation about forming your LLC, building credit, and more. https://nchinc.com/rtr📧 Got a question or story to share?Email us at: podcast@renttoretirement.com👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: https://www.renttoretirement.com🗓️ Schedule a Free Consultation:https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg🎧 Listen to the Rent To Retirement Podcast on the Go:https://podcasters.spotify.com/pod/show/renttoretirement📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:https://renttoretirement.com📩 Have Questions for the Podcast?Send them to: podcast@renttoretirement.comYour question might be answered in a future episode!
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