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September 22, 2025 28 mins

This episode is sponsored by…


BLUPRINT HOME LOANS:

Get pre-approved with one of RTR’s preferred lenders at 

https://bluprinthomeloans.com/renttoretirement/


Mortgage rates are finally trending down after years of volatility—what does this mean for real estate investors?

In this episode of the Rent To Retirement Podcast, host Adam Schroeder sits down with Jeff Welgan, VP of Investor Lending at Bluprint Home Loans, to break down the latest updates in the mortgage world and what investors should be doing right now.

👉 Whether you’re considering refinancing, looking at DSCR vs. conventional loans, or preparing to close before year-end for tax advantages, this episode gives you actionable strategies to maximize your investing success.

⏱️ Episode Highlights

00:50 – Why mortgage rates are finally starting to decline

03:30 – How Fed decisions and jobs data impact investor financing

10:50 – What “rate floors” mean and how builders’ incentives can bring rates to 4.5%

15:15 – Comparing DSCR vs. conventional loans in today’s market

20:00 – Bluprint’s full suite of investor loan products (fix & flip, construction, portfolio loans, etc.)

23:00 – Which loans investors are choosing most right now

24:00 – Year-end deadlines every investor should plan for (and how to avoid costly mistakes)


BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at

https://bluprinthomeloans.com/renttoretirement/⁠


📞 Want to explore this strategy for your portfolio?


👉 Schedule a free strategy call: ⁠https://bit.ly/3EE6KjZ


📧 Questions? Email us: podcast@renttoretirement.com⁠


✅ Don’t forget to Subscribe for more tips on building wealth through real estate!


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🌐 Explore turnkey investing opportunities: ⁠⁠⁠https://www.renttoretirement.com/


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#RealEstateInvesting #MortgageRates #PassiveIncome #DSCRLoans #FinancialFreedom #RentToRetirement #BluprintHomeLoans

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