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March 10, 2025 49 mins

This episode is sponsored by...

BLUPRINT HOME LOANS:

Get pre-approved with one of RTR’s preferred lenders at 

https://bluprinthomeloans.com/renttoretirement/ 


🔑 Unlock the Best Investor Loans: Expert Insights from BluPrint Home Loans🔑

In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder & Zach Lemaster sit down with Jeff Welgan, VP of Investor Lending at BluPrint Home Loans, to break down the best financing strategies for real estate investors.


📌 What You’ll Learn in This Episode:

✅ What makes BluPrint Home Loans different from other lenders
✅ DSCR vs. Conventional Loans: Which one is right for you?
✅ How to scale your real estate portfolio strategically
✅ The truth about prepayment penalties & hidden fees
✅ Smart tax strategies to qualify for better loans
✅ How first-time investors can avoid common lending mistakes

Episode Timestamps:
1:10 - Who is BluPrint Home Loans? Jeff Welgan’s background
3:50 - Why working with a direct lender benefits investors
7:00 - DSCR vs. Conventional Loans: Key Differences
14:30 - How rental income affects your debt-to-income ratio (DTI)
22:45 - Prepayment penalties explained (and how to avoid them)
30:20 - Financing for short-term rentals, multifamily, & fix-and-flip deals
38:00 - Refinancing strategies & how to time the market
45:15 - Biggest mistakes new investors make
49:00 - Exclusive Rent To Retirement incentives with BluPrint Home Loans


💡 Don’t Miss Out! Get your financing questions answered by Bluprint Loans!
📞 Schedule a FREE call with BluPrint Home Loans: ⁠https://bluprinthomeloans.com/renttoretirement/⁠ 🏡 Explore top cash-flowing investment properties: https://RentToRetirement.com

👍 Like, Comment, & Subscribe for more real estate investing tips!
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With the many options available for a real estate investor, some people gravitate towards single family homes, some to multifamily, and some go the route of buying raw land.

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Have questions? Please send them to podcast@renttoretirement.com and hear them answered in a future episode!

Schedule a Consultation at https://bit.ly/3EE6KjZ

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