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October 30, 2025 53 mins

Are you ready to make 2025 your most profitable investing year yet? In this episode of the Rent To Retirement Podcast, hosts Zach Lemaster and Adam Schroeder sit down with Amanda Han & Matt MacFarland from Keystone CPA and lending expert Jeff Welgan from Bluprint Home Loans to break down game-changing tax and lending strategies every investor needs to know.

Learn how to legally minimize your tax bill, supercharge your cash flow, and build long-term wealth using 100% bonus depreciation, real estate professional status, short-term rental loopholes, and creative loan structures available only through Rent To Retirement partners.

⏱️ Episode Highlights:
00:00 – Intro: Why tax strategy is key to wealth growth
01:00 – The “One Big Beautiful Bill”: 2025 tax changes every investor must know
04:30 – 100% Bonus Depreciation is BACK – how to use it before year-end
08:00 – The $25,000 rental loss rule explained
10:40 – Real Estate Professional Status: Who qualifies & how to leverage it
13:20 – The Short-Term Rental Loophole (no REP status required!)
17:00 – Paying your kids legally to reduce taxes
19:20 – Avoiding common tax mistakes investors make
23:30 – Jeff Welgan on Bluprint Home Loans: New programs & 4.5%–5.5% rates
27:00 – DSCR Loans explained: Qualify based on rent, not income
31:30 – The 30-year fixed + 10-year interest-only loan strategy
36:00 – When to hire a CPA & build your investing team
43:00 – Year-end deadlines & how to make your next property purchase count🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ⁠⁠⁠📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: podcast@renttoretirement.com

#RealEstateInvesting #TaxStrategies #BonusDepreciation #KeystoneCPA #BluprintHomeLoans #RentToRetirement #DSCRLoans #FinancialFreedom #PassiveIncome #RealEstatePodcast #TaxPlanning2025 #1031Exchange #CostSegregation #RealEstateProfessionalStatus


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