Episode 047: How to Make 30–50% on Your Money with Fractionalized Lending with Rich Lennon

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Want to earn 30–50% returns on your money with less stress than flipping houses? In this episode of the Results Driven Podcast, Tiffany High interviews Rich Lennon, a real estate investor turned full-time fractional lender, who reveals how he scaled his wealth without scaling his team, his hours, or his headaches.

From building a rental portfolio to lending out over $8 million and working less than five hours a week, Rich shares how fractionalized lending became the game-changer. If you are looking to exit the grind while still growing wealth, this episode will show you how.

You’ll Learn How To:

• Understand what fractional lending is
• Earn double-digit returns backed by real estate without flipping
• Structure deals using other people’s money and reduce your risk
• Avoid common legal and insurance mistakes most lenders overlook

What You’ll Learn in This Episode:

• (02:38) Why did he stop flipping and start focusing on lending
• (05:26) How fractionalized lending works (with real-life examples)
• (08:34) Getting the transactions done
• (10:44) Why it’s a win-win for both lenders and borrowers
• (14:08) Flipping vs lending: which is better and when?
• (20:39) Two insurance policies you need if you are a lender
• (22:14) Other legal safeguards for lenders
• (26:21) Raising capital for fractional lending
• (30:49) Talk about private lending to other people and let them self-identify
• (33:00) Using social media to attract private money
• (35:30) Recognizing better ways to grow wealth
• (37:44) The three-legged wealth stool: Solopreneur, business owner, investor
• (39:59) The mental shift from doing the work to moving the money

Who This Episode is For:

• Investors who are tired of the flip grind and are ready to create passive income
• Real estate pros with capital or experience looking to pivot
• Entrepreneurs who want high returns with low operational stress
• Anyone interested in safe, secure, alternative investing

Why You Should Listen:

Flipping and rentals can create wealth, but fractional lending helps you keep and grow it. In this episode, Rich Lennon shares real numbers, systems, and mindset shifts that helped him escape the rat race and achieve massive ROI with minimal work. Whether you are a flipper, landlord, or have capital to deploy, this conversation will give you a smarter, safer blueprint for your next chapter.

Follow Tiffany and Josh here:

• Tiffany Instagram: @tiffanyhighfficial
• Josh Instagram: @joshhighofficial
• Website: https://resultsdrivenrei.com/home/
• Get Tiffany’s free resource: www.rdebook.com

Connect with Rich Lennon: 

• Website: https://richlennon.com/ 
• Rich Lennon’s Facebook
• Rich Lennon’s LinkedIn
• Rich Lennon’s Instagram

Want to know more about fractionalized lending? Download Rich Lennon's Smarter Wealth Blueprint available on his website, richlennon.com. Get it for free!