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November 17, 2025 13 mins

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Most real estate investors say they want freedom, but stay stuck because they fear debt. The truth? Money isn’t the problem. It is how you think about money.

In this episode, Tiffany High breaks down why avoiding risk keeps you small and how learning to leverage capital is what separates entrepreneurs from hustlers. She will show you the real difference between deal capital and business capital, and how to use both to build momentum, not more stress.

You’ll Learn How To:

  • Shift from fearing debt to using it as a growth tool
  • Understand the difference between deal capital and business capital
  • Use leverage to create consistency and buy back your time
  • Move from technician to entrepreneur mindset

What You’ll Learn in This Episode:

  • (01:01) How fear of debt keeps most investors from scaling
  • (01:56) The E-Myth Triangle: Technician, Manager, Entrepreneur
  • (03:41) Most owners stay stuck in the technician role
  • (05:10) Difference between a financial liability and financing an opportunity
  • (05:56) The two types of capital: deal vs. business
  • (07:04) Most investors are underfunded at the business level
  • (07:48) The real risk of not investing in growth
  • (08:14) Smart vs. stupid leverage
  • (09:10) Build systems and track KPIs before scaling
  • (10:32) From deal chaser to becoming the business builder
  • (11:05) The golden rule: never use borrowed money for things that don’t make money
  • (12:10) Business capital isn’t liability, it’s leverage

Who This Episode Is For:

  • Real estate investors who are afraid to take on debt
  • Entrepreneurs who are stuck doing everything themselves
  • Business owners who are ready to scale but unsure where to start
  • Anyone who wants to build a business, not just a job

Why You Should Listen:

If you’ve been playing it safe because you are scared of debt or failure, this episode will change how you see money forever. You will learn how to use capital as a tool to grow your business, build freedom, and step into your role as a true entrepreneur.

Follow Tiffany and Josh here:

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