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September 18, 2025 14 mins

If your parents passed away relatively young, it’s only natural to wonder if that means you won’t live into your 80s or 90s either. And from a financial perspective, that raises an important question: Should you claim Social Security early if you don’t expect a long retirement? In this episode, Liz tackles a listener’s question and explains why the answer is more complex than just looking at family history.

Here’s some of what we discuss in today’s show:

  • Rethinking longevity beyond family history
  • How lifestyle choices shape your retirement years
  • The trade-offs of filing for SS benefits early
  • How your decision can impact spousal survivor benefits
  • Running an analysis to weigh trade-offs with confidence

Subscribe to Liz's YouTube Channel: Best Path Advisors - YouTube

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