What does Noah’s Ark have to do with retirement? More than you might think. In this episode, Tad, Tyler and Toni draw a clever parallel between building an ark before the rain and planning your retirement before the unexpected happens. Markets shift, tax laws change, pandemics hit, loved ones pass, and the worst time to start planning is in the middle of the storm.
Tune in as the Hill family dives into real-life risks- like losing a spouse’s income, long-term care costs, and sudden tax changes- and share why “just winging it” or following your neighbor’s advice isn’t a strategy. They also break down the difference between a retirement planner and someone who just manages your portfolio, and why it matters a lot when you're five to ten years from retirement. If you want to be prepared for whatever the future brings, this is your invitation to start building your ark now.
Here’s what we discuss in today’s show:
🛶 Why you need a plan before things go wrong
⚠️ Planning for the unknown – Market volatility, long-term care, and life surprises
👥Why advice from friends or generalists isn’t enough
📉 Portfolio management ≠ retirement planning
📅 Why 5–10 years before retirement is the sweet spot for planning
Key Takeaway
"As retirement planners, it's our job to look out into the future and have a contingency plan for the unexpected."
Resources:
✨ We can assist you on your journey to financial freedom: https://www.askfreedomfinancial.com/
📞 Phone: 205.988.0006
📅 Schedule a Discovery Call: https://askfreedomfinancial.com/contact/?utm_source=Hero
🎓Attend a Course: https://askfreedomfinancial.com/attend-an-event/?utm_source=Hero
🎥Watch the Podcast on YouTube: https://www.youtube.com/playlist?list=PLEcHKcOSu6_m7cG9adV8xHTXLtH5g9M9t
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