Retirement Elevated Podcast with Sean Lee

What kinds of financial mistakes do people make amidst a divorce? If you find yourself facing a divorce, there are some financial things you will want to be aware of as you move forward. From how to divvy up assets in a way that is financially sound to dealing with your emotions, there’s a lot to keep in mind. 

Here’s some of what we discuss in this episode:

• Choosing the house over other financial assets.
• Don’t ignore tax imp...

Movie villains are usually pretty easy to identify with their ominous music, masks, and often dark clothing. In the financial world, some of the villains can be a bit harder to spot. We talk about some of the most infamous movie villains and share what they have in common with some of the dark and scary things financially speaking. From the Wicked Witch of the West and her flying monkeys to the hardships that inflation can cause, w...

What are the milestone moments you face in retirement as you age? Today, we talk about some of the ages to keep in mind and why they are important as you reach each one. Whether you are a few years off or if you are right in the middle of these, thinking through what you should be doing with the money can make a huge impact in your financial life.

Here’s some of what we discuss in this episode:

• The unofficial kickoff of retir...

What are your portfolio expectations? Are they too high? Today we talk through an article that shares investor expectations on their portfolio and why, in many cases, they are higher than they should be. We discuss some of the differences in expectations across the globe. More than that, we consider what the meaning of those returns are and how much we should place value on them. What does your lifestyle require? How can you create...

Let’s play a game of fill in the blank with Sean to see how he would finish off these financial statements. What will the market do to you? What’s the best way to set yourself up for success in retirement? What’s the biggest financial mistake retirees make?

Here’s some of what we discuss in this episode:

• The best way to be sure you don’t run out of money in retirement.
• The stock market has the ability to do what?
• Run the othe...

Ever wish you could learn about financial planning from a funny cartoon character? Today, we take some lessons from Homer Simpson to see what kind of financial wisdom we can learn. From what we are teaching our kids about money to facing uncertainty about our retirement savings, you’ll want to have some healthy financial habits. You also likely have a number of goals you want to achieve. Having a financial plan in place will give y...

Before we reach the end of the year, what financial goals can you easily cross off your list? As a continuation of this two-part series, we discuss five more easy wins you can make when it comes to your financial life. If you didn’t hear part one, go back and listen to hear what other simple financial steps you can take.

Here’s some of what we discuss in this episode:

• Analyze tax efficiency of your investments.
• Make sure your...

From having the right amount of money in the bank to consolidating your accounts, there are simple ways you can improve your finances. On this two-part series, we discuss some of the easy wins you can make when it comes to your financial life. These things can add up to make a big difference, so stay tuned!

Here’s some of what we discuss in this episode:

• Having the right amount in cash.
• Finding the life insurance policy for y...

Dave Ramsey is known for doling out financial advice, but a lot of it is broad and general. Some of it is sound advice and some of it might be more for the benefit of building up likes and views on social media. Today, we talk through what’s what and see what Sean thinks as a financial advisor. Make sure your financial strategy is customized to your unique needs and goals.

Here is the financial advice we discuss to see if it ring...

The pandemic brought some long-lasting changes, including remote meetings. In fact, Sean says about half of their financial advising meetings are still virtual. How does this benefit the client?

Here’s what we talk about on today’s show:

• With the change in technology, virtual meetings are more common.
• Convenience can come from meeting online.
• If you prefer meeting in person, how can you get the same experience?
• What should yo...

While Sean didn’t set out to write a baseball book, his love of both baseball and financial planning just came together here and his two worlds collided.

On today’s podcast we talk about his book, Rounding Third: Preparing for Your Finances for the Home Stretch to Retirement. This short and straightforward read has a lot of easy-to-understand financial lessons.

You can learn a lot from the game of baseball. These lessons and analog...

We all hear sayings and information that may or may not be true. Are you basing your financial plan on things you heard through the grapevine without finding out if it rings true for you? Instead of going off of what you’ve heard, ask yourself: “What do I want my life to look like?” Join us as we discuss these common ideas and share some questions that will help you make a plan that aligns with your personal goals. 

Here are the ...

Not everyone has a financial advisor they know and trust. It can be scary to trust a financial advisor, especially when it comes to your nest egg. Sean talks about how he builds trust with clients and what it takes to find the right fit. You want to find someone who can create a financial plan that you are willing to follow and feel confident about.

Here are the reasons people don’t visit an advisor that we talk about on today’s ...

After a busy spring, we look toward summer and all that is ahead! There’s exciting news in the office of Elevated Retirement Group as they prepare to move locations.

Here are the updates Sean shares on today’s show:

• What’s the latest with Sean, his family, and his business? (0:17)
• The office is moving after five years. (2:24)
• A new book is coming! (4:08)
• There’s always something happening, so a strategy is key. (7:35)

...

If hindsight is 20/20, what do you wish you knew before now? Instead of wishing you could remake the financial decisions of your past, we talk about the ways you can be more proactive and prepared for financial decisions now and in the future.

Here’s what we'll talk about today:

• Market volatility can cause uncertainty. (1:04)
• Not understanding your risk until it’s too late. (5:37)
• Taking Social Security without understandin...

After saving and waiting for so many years, no one wants to make a big mistake that ruins retirement! Making certain assumptions about what retirement will be like may lead to disappointment. On today’s show, we dive into the realities of retirement and some easy ways you could ruin it, drawing on Sean’s insightful conversations with clients as they navigate this new chapter in their lives.

Here are the ways you can easily ruin y...

Following the wisdom and quotes of Yogi Berra, we compare some lessons in financial planning with what we’ve heard from this famous professional baseball player. From assessing past financial decisions you’ve made to planning for your financial future, there’s a lot of takeaways we can learn from Yogi Berra.

Here are the quotes we discuss on today’s show:

• “I never said most of the things I’ve said.” (2:18)
• “A nickel ain’t wo...

In this episode, Marc and Sean will discuss a recent CNBC article about a man who ‘un-retired’ at 67 because he was bored and restless. What are the biggest issues people face when they don’t have a plan for retirement? We’ll tell you what we’ve seen and talk about what you can do to avoid that feeling.

Here’s a little of what we discuss in this episode:

• The issues people usually have with trying to have things to do in retire...

The Secure Act 2.0 was recently passed, so we talk about some of the key takeaways that might impact your financial plan on today’s episode. Some changes are for the better and some changes might take some time to get used to. Which of these might benefit your financial plan the most? Listen to find out.

Here’s what you'll learn about on today’s show:

• The RMD age was pushed back. (1:53)
• How does this change with a Roth 401(k...