Retirement Power Play with Tim Dyer

Retirement Power Play with Tim Dyer

Join wealth manager Tim Dyer for consistent and reliable information about how to best prepare for retirement and your financial future on the Retirement Power Play podcast. Tim is the founder of Dyer Wealth Management, serving the San Diego area and based in La Jolla, California. He's the co-author of "Defuse", a book designed to help you learn the 7 steps to protecting your 401(k) from the ticking tax time bomb. Tim isn't afraid to run counter to the conventional wisdom of the financial world. Join him each episode as he'll point out problems and inconsistencies you need to be aware of in the retirement landscape so you can take full control of your portfolio to make empowered financial decisions. If you have a 401(k), an IRA, a pension (or maybe even better, no pension), not sure what to do about Social Security, healthcare, legacy planning, or any other number of financial planning issues then you're in the right place. Because Tim is going to cover anything and everything in the retirement planning spectrum. Call him with your questions at 858-459-3937 or go online to https://www.dyerwealthmanagement.com/ to find out more information!

Episodes

November 13, 2025 29 mins

💬 Ready to take control of your financial future? Let’s chat!

📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.html

Do you really need a financial advisor, or can you do it all yourself? Tim breaks down the biggest misconceptions about advisors and reveals the true value they bring beyond just picking investments. Learn how to distinguish between advisors, planners, and wealth managers, and discover which life m...

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💬 Ready to take control of your financial future? Let’s chat!

📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.html

Worried about the latest government shutdown and what it means for your finances? Tim breaks down the noise and shares how shutdowns have historically impacted markets and retirees. Discover why short-term volatility doesn’t have to derail your retirement plans, and why emotional decisions, not hea...

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This week, Tim welcomes a trailblazer who knows a thing or two about leadership, resilience, and shaking things up: Toni Will, General Manager and Governor for the Kalamazoo Wings. Her path into sports leadership wasn’t planned, but her bold approach turned challenges into opportunities and reshaped what it means to lead in a male-dominated arena. Toni shares her story of taking risks, pushing boundaries, and resilience.  

Toni does...

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💬 Ready to take control of your financial future? Let’s chat!

📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.html

Qualcomm employees enjoy some of the best benefits in the corporate world, but many aren’t taking full advantage of them. After working with Qualcomm employees for nearly three decades, Tim has seen both the opportunities and the pitfalls that come with these unique benefits. In this episode, he sh...

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💬 Ready to take control of your financial future? Let’s chat!

📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.html

Southern California is know for tech companies and those corporations often offer unique benefits packages. Over the years, we’ve built a relationship with one of the biggest in San Diego, Qualcomm. Today we’re going to talk about that journey and how we’ve grown to work with many of their employee...

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💬 Ready to take control of your financial future? Let’s chat!

📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.html

You’ve been saving and investing for years, but is that enough to say you’re truly ready to retire? In this episode, Tim explains why building an investment portfolio is only the tip of the iceberg. Real retirement readiness requires looking beneath the surface, at things like lifestyle expectation...

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💬 Ready to take control of your financial future? Let’s chat!

📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.html 

In this episode, Tim gives us a lesson on “fuzzy math” and shows how numbers that sound right can still be dangerously wrong. He breaks down three common myths that could undermine your income, investments, and tax strategy—showing how to spot the flaws before they cost you. Because in money, smal...

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💬 Ready to take control of your financial future? Let’s chat!

📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.html

Sometimes life comes at you fast, especially when you’re staring down a herd of bison in the middle of Montana. In this episode, Tim shares a personal story that starts with a scenic hike and ends with a wild reminder about risk, regret, and reacting under pressure. What began as a memorable family...

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A new tax bill has officially passed (you’ve probably heard it mentioned as the “Big Beautiful Bill”). And while most headlines are focused on politics, we’re focused on what it means for your retirement. The choices you make in the next year or two could have a significant impact on how much you keep and how much goes to Uncle Sam. 

You’ll hear about nuanced changes like a much higher SALT cap, expanded charitable giving deductions...

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There’s always something in the headlines. Lately, it’s the intensifying conflict in the Middle East, which understandably has investors on edge. In this episode, Tim takes a big-picture view of what geopolitical events like this actually mean for your portfolio and retirement plan. Yes, markets react. Yes, oil prices jump. Yes, news cycles stir up anxiety. But the key? Don’t let fear hijack your plan.

Tim walks through what you can...

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Target-date funds just passed $4 trillion in assets. They’re now the default investment in many 401(k)s, and millions of Americans are using them without really understanding how they work. So, are they a smart choice… or just the easiest one? In this episode, Tim breaks down the pros and cons of target-date funds, those “set-it-and-forget-it” retirement options that automatically shift your portfolio from growth-oriented investmen...

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Markets have rebounded recently, but does that mean you're in the clear? Today we’ll look deeper into what this bounce-back really means for long-term investors and retirees. Tune in to learn about how volatility, interest rates, inflation, and geopolitical tension all factor into today’s uncertain landscape, even as stocks appear to recover.

You’ll hear why ‘back to even’ isn’t the same as moving forward, and how to avoid emot...

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When the market is volatile, it's easy to feel like you're the only one who's ever felt this anxious. But the truth is, some of the greatest investors in history have lived through chaos, and they left behind wisdom that still applies today. In this episode, Tim turns to voices like Warren Buffett, Benjamin Graham, and Jack Bogle to remind us how to think, act, and stay grounded when everything feels uncertain.

Tim ta...

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When the market drops, the instinct to ‘do something’ can be overwhelming, but what should you actually be doing? With volatility the theme of the month, let’s talk about the steps you can take today to start putting you in a better position when things turn around. In this episode, Tim walks through a calm, strategic approach to market volatility and explains why your response matters more than the headlines.

From long-term plannin...

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Tariffs, ​stock ​markets, ​international ​geopolitical ​events. ​They ​all ​seem ​to ​be ​coming ​to ​a ​head, and ​we're ​starting ​to ​get ​a ​lot ​of ​questions ​about ​what ​could ​go ​wrong rather than what ​may ​have ​been ​going ​right. On ​today's ​show, ​we ​want ​to ​put ​some ​of ​these ​topics ​into ​context ​and ​give ​you ​an ​idea ​on ​where ​some ​of ​the ​potential opportunities ​may be moving forward.

We’...

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Today we’re going ​to ​talk ​about ​a ​recent ​conversation ​Tim ​had ​with ​a ​client ​who ​was ​looking ​to ​borrow ​some ​money ​for ​a ​home ​renovation ​project. ​There ​were ​a ​couple ​of ​options ​ available ​to ​them, ​some ​of ​them ​pretty ​simple ​and ​some ​a ​little ​bit ​more ​in-depth. ​ 

Tim ​was ​surprised ​to ​learn ​that ​some ​of ​these ​things ​weren't ​as ​well-known ​as ​he ​thought ​they ​were so ​we wa...

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We talk a lot about what happens during the planning process but the time we spend before starting the plan can uncover areas that can become quick wins. ​It’s important that we take the time to assess your current financial standing because this initial evaluation sets the stage for everything that follows.

In this episode, we’re going to going to take you through the process and explain what we want to learn more about and why it’...

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January 23, 2025 38 mins

As we step into 2025, understanding the key trends and potential changes in the economy and stock market can help individuals make informed decisions. Today we're going to highlight some key sectors and financial areas that are most important to wealth management. Find out what Tim's watching in 2025.

CONTACT

Website
: https://www.dyerwealthmanagement.com/
Phone: 858-459-3937
Email: tim@dyerwm.com...

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With college acceptances, school enrollments, and financial aid deadlines approaching, now’s the time to plan for education expenses. Whether it’s for your children or grandchildren, we’ll explore three smart strategies to invest in their future and make saving for college a step toward their dreams. 

CONTACT

Website
: https://www.dyerwealthmanagement.com/
Phone: 858-459-3937
Email: tim@dyerwm.com
Locat...

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December 5, 2024 20 mins

The Dyer family recently enjoyed a big birthday weekend, which included a trip to Disney. Tim was in for an unexpected surprise when he got there and had an unforgettable time. As always, he came away with valuable insights and lessons, which we’re excited to share with you on this episode of Retirement Power Play.

CONTACT

Website
: https://www.dyerwealthmanagement.com/
Phone: 858-459-3937
Email: tim@dyerwm...

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