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August 29, 2025 29 mins

Risk is everywhere in retirement planning—but with the right strategy, you can manage it and create confidence for the years ahead. In this episode of Retirement Your Way, hosts Madison and Bradley Hardin join Matt McClure to discuss the many types of risk retirees face and how to protect your hard-earned savings.

Topics include:

  • The Rule of 100 and how it guides your risk allocation
  • Longevity risk—outliving your money as people live longer than ever
  • Sequence of returns risk and how timing can impact retirement income
  • Hidden fee risk and how to eliminate unnecessary costs
  • How alternative asset classes can provide growth with downside protection

Plus, the Hardins share a real-life case study of a family they helped move from an all-market portfolio into a safer, fee-free environment—providing peace of mind, steady growth, and protection against loss.

Call Madison and Bradley today at (386) 977-9684 or visit planretirementyourway.com to schedule your no-cost consultation.

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About the Hosts:
Bradley serves as an Investment Advisor Representative and Registered Social Security Analyst. Madison is a licensed life and health insurance agent and also a Registered Social Security Analyst.

Tune in each week:
️WNDB, News Daytona Beach, FM 98.5 & AM 1150 – Saturdays at 9am and Sundays at 10am
️WAPN, Word and Praise, FM 91.5 – Sundays at 9:30am

Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and AmeriLife are separate companies but are affiliated through common ownership. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. Not affiliated with the United States government. Bradley and Madison Hardin do not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations. Opinions expressed are subject to change without notice. These opinions are not intended to predict future performance of any product. All information provided is believed to be from reliable sources. However, we make no representation or warranty as to the accuracy of any statement. This information is intended to be educational in nature and does not provide a guarantee or a specific result. All copyrights and trademarks are the property of their respective owners. AmeriLife assumes no responsibility or liability for the content of this message. The information contained herein is provided on an as-is basis with no guarantees of completeness, accuracy, usefulness, timeliness, or the results obtained from the use of this information. 

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