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November 7, 2025 29 mins

You can’t predict how long you’ll live — but you can plan to make your money last. In this episode of Retirement Your Way with AmeriLife of Central Florida, Bradley Hardin joins Matt McClure to talk about one of the biggest challenges facing today’s retirees: longevity risk.

The longer we live, the longer our savings must last — and that requires smart, personalized planning. The guys break down:

  • Why more Americans fear outliving their savings than death itself
  • What the latest data shows about longer retirements and shrinking withdrawal rates
  • How to protect yourself from sequence of returns risk and the “widow’s tax”
  • Why the old 4% rule may not work anymore — and what to do instead
  • Steps to create a personal pension that guarantees income for life

If you’re in the retirement red zone and want peace of mind for the long haul, this episode is for you.

Schedule your complimentary consultation today:
(386) 977-9684
PlanRetirementYourWay.com

 

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About the Hosts:
Bradley serves as an Investment Advisor Representative and Registered Social Security Analyst. Madison is a licensed life and health insurance agent and also a Registered Social Security Analyst.

Tune in each week:
️WNDB, News Daytona Beach, FM 98.5 & AM 1150 – Saturdays at 9am and Sundays at 10am
️WAPN, Word and Praise, FM 91.5 – Sundays at 9:30am

Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and AmeriLife are separate companies but are affiliated through common ownership. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. Not affiliated with the United States government. Bradley and Madison Hardin do not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations. Opinions expressed are subject to change without notice. These opinions are not intended to predict future performance of any product. All information provided is believed to be from reliable sources. However, we make no representation or warranty as to the accuracy of any statement. This information is intended to be educational in nature and does not provide a guarantee or a specific result. All copyrights and trademarks are the property of their respective owners. AmeriLife assumes no responsibility or liability for the content of this message. The information contained herein is provided on an as-is basis with no guarantees of completeness, accuracy, usefulness, timeliness, or the results obtained from the use of this information. 

 

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