Countdown to Year-End: Roth Conversions, RMDs, and Charitable Giving Strategies

The clock is ticking — and the end of the year is one of the most critical times for retirees and pre-retirees to make smart financial moves. In this episode of Retirement Your Way with AmeriLife of Central Florida, Bradley Hardin joins Matt McClure to break down the essential year-end planning checklist that could save you money, reduce your taxes, and start 2026 on the right financial foot.

 From Roth conversions and required minimum distributions (RMDs) to charitable giving strategies that warm your heart and lower your tax bill, Bradley explains how all these pieces fit together — and why syncing your plan matters more than ever. 

The team also discusses avoiding Medicare premium surprises, how market dips can create Roth conversion opportunities, and why December deadlines are non-negotiable if you want to avoid costly penalties.

Whether you’re nearing retirement or already there, this episode will help you make confident, coordinated financial moves before the ball drops on 2025. 

Schedule your complimentary consultation today:
[phone]
PlanRetirementYourWay.com

 

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About the Hosts:
Bradley serves as an Investment Advisor Representative and Registered Social Security Analyst. Madison is a licensed life and health insurance agent and also a Registered Social Security Analyst.

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Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and AmeriLife are separate companies but are affiliated through common ownership. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. Not affiliated with the United States government. Bradley and Madison Hardin do not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations. Opinions expressed are subject to change without notice. These opinions are not intended to predict future performance of any product. All information provided is believed to be from reliable sources. However, we make no representation or warranty as to the accuracy of any statement. This information is intended to be educational in nature and does not provide a guarantee or a specific result. All copyrights and trademarks are the property of their respective owners. AmeriLife assumes no responsibility or liability for the content of this message. The information contained herein is provided on an as-is basis with no guarantees of completeness, accuracy, usefulness, timeliness, or the results obtained from the use of this information.