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Currently, the reverse mortgage with new age requirements is available in about 20 states including California and Colorado.
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In this video we talk about a new age requirement for reverse mortgages in California in Colorado. There have been some changes in recent months in terms of the minimum age requirement for reverse mortgage. It's now 55 in some states. How much can you borrow? Age 55 - 27.4% - 40.1% of the appraised value. Age 58 - 30% - 43% of the appraised value. Age 61 - 34% - 47% of the appraised value. The amount gets a little bigger with every passing year. The first thing that has to happen when you do a reverse mortgage is that your current loan is paid off. This eliminates your mortgage payment. Any additional funds can be used however you like (unless you don't pass the financial assessment, then you may need a tax and insurance escrow account).
If you want to learn more about a reverse mortgage, you can also check out California, Colorado, & Idaho's Best Reverse Mortgage Broker.
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