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In this video one of the Best California, Colorado, & Idaho Mortgage Brokers talk about getting conventional financing / conventional mortgages on a manufactured home. Remember, you may have to check around because not every lender does conventional mortgages on these types of homes. Further, if your home is a single wide, there's even less lenders that do it. To get a conventional mortgage on a manufactured home: 1. The home has to be a single wide, double wide, or triple wide manufactured home built after June of 1976. 2. You have to own the land. The land cannot be leased or rented 3. Your home needs to be de-titled and taxed as real estate and not personal property. 4. The manufactured home must be affixed to a permanent foundation. 5. Your home has to have the tongue and axle removed. 6. Foundation inspection after your loan is approved. 7. Home has to be 400 square feet or more. 8. Your manufactured home can't be in a flood zone. 9. Has to have permanent utilities hooked up to it. 10. There needs to be comparable sales (other manufactured homes). Again, not all lenders do it. So, if you've been told "no", is it because your property specifically, or because the lender you spoke to doesn't do it. Not every lender does VA mortgages on manufactured homes and even less will do them on single wide manufactured homes Contact us if you need a mortgage to purchase a manufactured home or to do a refinance OR reverse mortgage info.
🔥Get Your Free Info Kit🔥 info@ReverseMortgageLoanAdvisors.com (714) 271-8524 #ConventionalMortgageOnManufacturedHome​ #ConformingManufacturedHomeLoans​ #ConventionalLoanMortgageManufacturedHome​ www.ReverseMortgageLoanAdvisors.com and Reversed TV Is not a lender, bank, or mortgage broker, nor is it affiliated with HUD or FHA. Reverse Mortgage Loan Advisors is simply a website designed to offer information about the FHA insured reverse mortgage program. However, the owner of the site is licensed as a reverse mortgage specialist in several states. Anyone that inquires and requests more information may be contacted by the owner of this site. If the owner of this site is not licensed to conduct business in the state you reside, one of our affiliates will contact you instead.
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