From a 500 Credit Score to Nearly Free Travel: How Julian Rivera Built His Business Empire (Ep. 83)

In this inspiring episode of Revolutionizing Your Journey, DeAndre Coke sits down with Julian Rivera—DJ, real estate investor, and business mogul—to unpack his unique journey from the radio booth to building a thriving real estate and entrepreneurial empire. Julian shares how he’s strategically used credit cards and points to fuel his travel lifestyle and scale his business ventures. The conversation explores the power of networking, practical strategies for managing multiple credit cards, and lessons learned from navigating the pandemic. Packed with financial tips and entrepreneurial wisdom, this episode highlights how intentional planning, resilience, and the right credit card tools can completely reshape your personal and professional path.

Key Highlights:

• From Airwaves to Assets: Julian transitioned from radio to real estate, showing the power of reinvention.
• Network to Grow: Strategic networking and “getting in the room” helped propel his business growth.
• Credit Card Mastery: Managing multiple cards allowed Julian to earn massive rewards while funding business needs.
• Travel on Points: Julian has taken personal and business trips using points earned through everyday spending.
• The “Entreploy” Mindset: Julian blends hustle and strategy to create sustainable income across ventures.
• Real Estate Investment: He shares actionable insights for getting started and scaling in the real estate industry.
• Pandemic Pivot: COVID-19 forced a reevaluation of goals and highlighted the importance of financial flexibility.
• Practical Tips: Advice for entrepreneurs using credit cards wisely without falling into debt traps.
• Rewards Beyond Travel: Points have also been reinvested into business development and lifestyle upgrades.
• Long-Term Thinking: Julian’s success is rooted in patience, planning, and utilizing every available financial tool.

Resources:

• Book a Free 30-minute points & miles consultation
• Start here to learn how to unlock nearly free travel
• Sign up for our newsletter!
• BoldlyGo Travel With Points & Miles Facebook Group

Interested in Financial Planning?

• Truicity Wealth Management

Some of Our Favorite Tools For Elevating Your Points & Miles Game:

Note: Contains affiliate/sponsored links

• Card Pointers (Saves the average user $750 per year)
• Zil Money (For Payroll on Credit Card)
• Travel Freely
• Point.me
• FlightConnections.com
• Thrifty Traveler Premium