Roaming Returns

Roaming Returns

Most nomads just relocate their hustle—freelancing, content grinding, or trading time for money on the road. We’re Tim & Carmela, the Income Investing Nomads. On Roaming Returns, we break down how to build hybrid income streams—dividends, value investing, strategic flips, and tax-smart strategies—that decouple your time from your income. So you can fund your freedom, travel full time (even in a van), and stop deferring your life. No hype. No one-size-fits-all dogma. Just real numbers, tested strategies, and honest conversations about how to make work optional. New episodes drop every Thursday.

Episodes

August 28, 2025 47 mins

It’s time for a ticker parade. In this episode, we reveal what’s really in the bag—our current retirement and van-life portfolio holdings. This is your backstage pass to everything we’re holding right now, from classic dividend machines to the growth stocks we rarely talk about.

Here’s what you’ll hear:

  • 📊 Dividend growers like OZK, PEP, and UPS quietly compounding
  • 💸 High-yield income plays like HTGC, TRIN, and ARLP
  • 🏠 REITs like ...
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Q2 2025 earnings season looks like a win on paper—81% of S&P 500 companies beat expectations—but don’t be fooled. The market’s strength is overly reliant on FAANG stocks (GOOG, META, AMZN, AAPL, MSFT) pulling the averages higher, while tariffs and lowered guidance have made “surprises” look better than they really are.

In this episode, we cut through the noise:

  • 📊 Why Tech & Communications are carrying the market
  • 🩺 Health...
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Some stocks in our portfolio just made major moves after earnings—dividend cuts, dividend hikes, and some eyebrow-raising guidance changes. In this episode, we break down which positions we’re holding, which we’re buying on dips, and where we’re turning off DRIP to lock in cash.

We cover high-yield BDCs, dividend growth machines, and deep-value plays—all through the lens of this quarter’s earnings results. Plus, we talk about the ma...

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Most people stop climbing the ladder of personal growth once they feel “safe and stable.” But what if you could use money—not just to survive—but to ascend?

In this episode, we dive into financial self-actualization—where your income fuels freedom, purpose, and personal evolution.

You’ll learn how to reframe Maslow’s Hierarchy of Needs through the lens of financial independence and how income investing can accelerate your journey fro...

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🚨 The weekly dividend revolution just leveled up—again. In this episode, we break down 19 brand-new weekly dividend ETFs that just hit the market. These aren’t your grandma’s income plays. Some use swaps, others use synthetic positions, leverage, and trade options for massive yields.

We walk through the performance so far, explain the structure behind each fund, and share how to strategically use them to generate cash, fund your hi...

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The macroeconomic landscape just changed—again—and most investors are still trading like it’s 2024. In this episode, we break down the real trends driving markets for the rest of 2025, from inflation pressure to slowing job growth, tariff-driven stagflation risks, and why the Fed’s rate cut dreams may be dead.

But we’re not just here to rant about bad policy—we’re here to capitalize.

We’ll walk through undervalued sectors, contrarian...

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Why do so many people make more money… and still feel broke?

This episode breaks down lifestyle creep—the silent killer of financial independence. We explore how your spending habits inflate with your income, why it’s so hard to notice until it’s too late, and what you can do to stop it before it wrecks your ability to save, invest, or retire.

📈 From goldfish metaphors to paycheck-to-paycheck stats, we unpack:

  • What lifestyle cree...
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Most people say they'd never overpay for a house—but then turn around and invest in overvalued stocks like it's no big deal. Why?

In this episode, we unpack the psychology behind financial inconsistency—and what it says about your ability to build wealth. We cover emotional triggers, risk perception, identity signaling, and why people make strategic decisions in one area of life… but default to compulsion in another.

You’ll...

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Is the U.S. bombing Iran the start of a market crash—or the best buying opportunity you’ll see this year?

In this episode, we unpack decades of historical data showing how stocks behave during wars and geopolitical conflicts. From the Gulf Wars to Russia-Ukraine, the playbook is almost always the same: an initial drop, followed by double-digit gains within 12 months.

Here’s what you’ll learn:

✅ Why you shouldn’t panic sell when the he...

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Forget the fluff—this episode unpacks the real story behind the headlines. We dive into the numbers the media won’t tell you:

  • ✅ Inflation’s hiding big jumps in electricity + natural gas, even as energy prices fall.
  • 🚧 The labor market looks solid—until you factor in revisions, revised months ago, and the rise in multiple-job workers.
  • 📉 Consumer sentiment cratered—down over 30% since January, and Americans are bracing for 7% infla...
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22 weekly dividend ETFs are now on the market—but not all are created equal. In this deep-dive, we not only compare performance across YieldMax, Roundhill, and Defiance—but we also show you how to use these tools for real financial edge.

✅ Breakdown by index: Russell, NASDAQ, S&P
✅ Full metrics: price return, dividends, total return (1m & 3m)
✅ Strategy spotlight: How we negate YieldMax NAV erosion risks
✅ Income...

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🔥 Van Life Portfolio – Q2 2025 Update (13% Income Growth Despite Market Drop)

This isn’t your grandpa’s dividend portfolio.

In this episode, we give a full Q2 breakdown of our high-octane, high-yield “Van Life” portfolio—designed for aggressive income generation, not fragile capital gains.

 Despite a steep 20% drop in principal (from $110K high to $90K low), our income grew +13.3% this quarter, landing at $5,667 in dividend payouts. ...

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The market dropped nearly 15% this spring... but our conservative dividend portfolio? It grew income by almost 10%.

In this episode, we walk through our Q2 2025 Retirement Portfolio update—showing how even as the market got wrecked by tariffs, volatility, and policy chaos, we stacked more income, reinvested smarter, and stayed unbothered.

We break down:

  • 🔻 How the portfolio value dipped 8% but the income surged
  • 📈 How strategic DRI...
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With Q1 earnings in the rearview, and warnings flashing for Q2 and beyond, we scoured the sectors forecasted to underperform—and uncovered a goldmine of dividend-growing stocks. In this episode, we break down high-quality dividend growers in all 11 sectors—from Energy to Tech to Real Estate—highlighting those with long dividend streaks, strong fundamentals, and yields ranging from 3% to over 7%.

Whether you're looking...

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As Q1 earnings wrap up, we’re diving deep into what the data is actually telling us about where the economy — and the stock market — are headed next.

✔ 78% of S&P 500 companies beat earnings
✔ EPS growth is up 13.4% YOY
✔ But company guidance is barely trickling in
✔ Consumer sentiment just hit its second worst score ever
✔ And tariffs might not be fully priced into inflation yet

We break down sector-by-sector g...

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Are your portfolio losers actually hidden gems—or ticking time bombs? In this episode, we break down the 10 biggest losing stocks in our portfolio to determine if they’re value plays or just value traps.

We dig into:
✔️ Dividend Yield
✔️ Revenue Growth
✔️ Net Profit Margin
✔️ EPS & P/E Ratios
✔️ Analyst Price Targets
✔️ Growth Forecasts

You’ll hear our verdict on each stock—green light ...

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Why doing nothing might be the best move for your portfolio right now.

In this episode, we dig into action bias — that psychological urge to "do something" when the market tanks — and explain why it can lead to terrible decisions. We cover how action bias shows up in over-trading, panic selling, jumping on fad stocks, and making emotional moves that kill returns.

We’ll also show you how to combat action bias by building an ...

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In this episode, we get brutally real about two financial moves you NEED to have locked down right now: budgeting and emergency funds. Markets are shaky, inflation isn’t cooling, consumer sentiment is crashing — and the people who survive this chaos won't be the lucky ones; they’ll be the prepared ones.

We break down how to build a real budget that’s customized to YOU (none of that cookie-cutter garbage) — and why precision mat...

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Looking for weekly dividend income ETFs that could outperform YieldMax? In this episode, we break down Roundhill’s new WeeklyPay ETFs—NVW, TSW, AAPW, COIW, and PLTW—and compare them head-to-head with YieldMax equivalents (like NVDY, TSLY, APLY, CONY, and PLTY).

We explain:

  • How Roundhill’s ETFs actually work (hint: they hold the underlying stock + swaps)
  • Why they may offer less NAV erosion than synthetic call-option ETFs
  • Real number...
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Ready to stop panic scrolling and start buying smart? In this episode, we dive deep into how we find value, even in a market downturn. Because buying in a recession is the key to unlocking wealth. 

🔍 We screened hundreds of dividend stocks, REITs, CEFs, BDCs, and preferreds to find the hidden  gems - aka quality investments trading at a discount for no real reason. We’re not chasing hype. We’re hunting undervalued assets with stron...

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