Roaming Returns

In this episode, we get brutally real about two financial moves you NEED to have locked down right now: budgeting and emergency funds. Markets are shaky, inflation isn’t cooling, consumer sentiment is crashing — and the people who survive this chaos won't be the lucky ones; they’ll be the prepared ones.

We break down how to build a real budget that’s customized to YOU (none of that cookie-cutter garbage) — and why precision mat...

Looking for weekly dividend income ETFs that could outperform YieldMax? In this episode, we break down Roundhill’s new WeeklyPay ETFs—NVW, TSW, AAPW, COIW, and PLTW—and compare them head-to-head with YieldMax equivalents (like NVDY, TSLY, APLY, CONY, and PLTY).

We explain:

• How Roundhill’s ETFs actually work (hint: they hold the underlying stock + swaps)
• Why they may offer less NAV erosion than synthetic call-option ETFs
• Real number...

Ready to stop panic scrolling and start buying smart? In this episode, we dive deep into how we find value, even in a market downturn. Because buying in a recession is the key to unlocking wealth. 

🔍 We screened hundreds of dividend stocks, REITs, CEFs, BDCs, and preferreds to find the hidden  gems - aka quality investments trading at a discount for no real reason. We’re not chasing hype. We’re hunting undervalued assets with stron...

Are we in a bear market, a correction, or just a panic spiral?

We break down exactly what you need to know to not sabotage yourself during a volatile market. With personal losses of 3 years’ worth of gains in just 3 weeks, we know how this feels—and we’ve got the data and strategy to help you stay the course.

We cover:
🔹 What actually happens in corrections and bear markets
🔹 Why panic selling is a guaranteed way to lose

Most investors analyze REITs the wrong way, and it’s costing them. In this episode, we break down the key metrics that we look at when evaluating REITs. Traditional stock metrics like P/E ratios just don’t cut it and AFFO isn't the holy grail. 

Using Realty Income (O) and Arbor Realty Trust (ABR) as real-world case studies, we cover:

✅ The difference between Equity & Mortgage REITs—and why most investors get it wrong
✅ ...

Does Investing in YieldMax ETFs Actually Work? The Data Says… 

So many people say you can’t make money with YieldMax ETFs—but is that true? We pulled the data on TSLY, CRSH, NVDY, DIPS, CONY, and FIAT to put this claim to the test.

🔹 The Experiment: We analyzed six months of dividends, share prices, and reinvestment strategies for both the long and short YieldMax pairs.
 🔹 The Findings: Simply holding both long & short posi...

We made a whopping $5,379 the last 3 months on about $99,000 of portfolio value. 

If the dividends keep coming in like they have this quarter, our high yield portfolio is clocked to make double the amount of dividend yield of the conservative portfolio. (21.7% vs 10.6%) 

Tim changed up a bunch of stocks because of the economic climate and company performance. We've got lots of juicy details to go along with our dividend payout b...

With the market’s in panic mode, this is a great time to show  that focusing on dividend payouts and share increases is a much better way to track your portfolio. Not it’s ever changing value. 

When we recorded, this portfolio was around $173,500 and has dropped significantly with the market downturn. 

But guess what? None of that affects the $4,600 in dividends we collected or the shares added. 

Tune in to see what stocks we sold, wh...

If you’ve been wondering where Tim finds stocks to invest in, you’ll find out today. No, he doesn’t just pull tickers out of a hat. 

The investments we talk about come from scouring many resources and then digging further to see if the data meets our investing criteria.  

You don’t need to sign up for paid resources to replicate his results. You just need to know which free services to focus on. 

Follow along, and if you want to see i...

What if you could get a dividend every week just like a paycheck instead of waiting months or even quarterly to see any cash flow? 

There’s a reason that most people don’t stick with investing. Standard approaches take forever to see results, or your portfolio value goes up but then you feel deflated the minute your stocks go back down. 

One of the key aspects of reaching any goal is seeing tangible results from your efforts, especia...

You’ve heard us talk about stock splits before when we mentioned getting into Chipotle and Nvidia. 

Tim noticed that both of these stocks go back to their pre-split price and jumped on the opportunity to gain capital appreciation. That’s money we can roll back into dividend stocks. 

Talk about a no-brainer, but this sparked an idea.  

After digging into stock splits, we uncovered some pretty sweet data showing that this could be a use...

If YieldMax ETFs seem too risky with their synthetic holdings and NAV erosion, we totally get it. They’re not for everyone. 

We’ve found a sick alternative that actually holds the stocks they write options on. 

These yield between 20-30%, which is better than other popular covered call ETFs like JEPI and JEPQ. What’s also amazing is that you get a basket of stocks in the biggest macro trends right now - tech, AI, and crypto. 

We’ve ha...

Chances are that you’ve heard about the 60/40 portfolio strategy. If not, it’s a classic way to balance your investments and mitigate the higher risk of stocks in market downturns. 

History shows that this method has worked pretty good, but with everything else in life, things change. 

The results of the last 4 years show that the balance has been disrupted. Bonds no longer go up when stocks go down or vice versa. They actually move ...

We’ve been dropping hints the last few months about how crypto’s going to be on fire in 2025. If you take advantage of this boom, you can X your money many times over. Then those profits can greatly boost the capital you'll have to invest in dividend stocks, which will increase your monthly income. 

I’m so freaking excited to see what happens this year to my crypto IRA. It feels like I’ve been waiting forever for it t...

Last episode we outlined what a successful goal setting process looks like and all the things that you need to take into consideration.

But what happens when you’re struggling to stick to your goal or it’s not working?

That means it’s time to troubleshoot to figure out what’s off.

Today we’ve got 20 of the biggest reasons that cause goals to fail, so you can get unstuck and get back to making progress. 

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If you’ve ever beat yourself up for failing to achieve a goal, then this is for you. 

Not only is there a process that you need to do, but there’s also a few key things that often get overlooked. 

And when you skip them, you can bet your sweet ass that you’ll be in a world of pain and frustration. Or worse yet, you’ll lose your motivation and give up, which is failing by default. 

No one wants these complications, so let’s dig into wh...

When investments are overvalued, you need a place to park your cash while you wait. 

Letting cash sit uninvested means that inflation is slowly draining the purchasing power of your money. You need to be earning 4-5% to counter this hidden factor. 

But if you move your cash out into a high yield savings, it’s going to take you 3-5 business days before you can put it to use out or in. 

You never know when a stock is going to drop into ...

If you aren’t happy with your financial situation but you’re also resistant to getting out of your comfort zone, chances are that you’re not gonna become financially secure anytime soon… if at all. 

We don’t want that for you, so we’re going to let you in on a little secret. 

Where you are now is the direct result of what you’ve been doing. 

Broke people who make changes, regardless of the discomfort, are the ones that become financia...

It’s that time of year when we like to review all of our stock decisions to see what we messed up on. 

And trust me, we had some doozies this year. Wait until you hear these numbers.

Wanna See The Charts?
--> Watch Episode 84 Here

There are 2 reasons we review our trades. 

#1 It keeps us from becoming arrogant little buttholes. Staying humble keeps you from making huge mistakes and losing it all.

#2 It forces...