Roaming Returns

This episode is our Q4 dividend update for the Vanning Portfolio—our main income engine as we transition into living off dividends full-time.

We share every number openly so investors can follow along, compare progress, and see how an income-first portfolio adjusts in real time to dividend cuts, bad news, market swings, and valuation changes.

Here’s what we cover:

• Q3 vs Q4 dividend totals
Q3 brought in $5,561.84, while Q4 deliv...

This episode is our Q4 dividend income update for the conservative retirement portfolio — the portfolio built for stability, capital preservation, and reliable income.

We compare Q4 dividend payouts against Q3 and break down exactly how much income this portfolio generated, how it has grown, and which holdings are pulling their weight.

What we cover in this episode:

• Total dividends collected this quarter: $4,532.11 (up 7.55% from Q3...

This week, we’re reviewing the 2025 macro predictions we made back in December 2024 — and the results are honestly insane.

We identified nine major macro trend themes heading into 2025 (plus a “miscellaneous chaos” category), and in this episode we break down exactly how each played out — the hits, the misses, and the monster trends that shaped the entire year.

🔥 BIG THEMES WE COVER:

1. Nuclear Energy
We predicted a massive boom...

Ready to build a portfolio that actually works in today’s market — not 1985’s?
In this episode, we break down a complete modern starter portfolio for new investors AND experienced investors who want a reset for 2026.

We take the outdated 60/40 model, call it the trash panda it is, and replace it with a diversified, income-strong, resilience-focused allocation built for real market conditions — inflation, rate cuts, volatility, ...

🔥 Is Gold Actually a Smart Investment — or Just an Overhyped Security Blanket?
This episode breaks down one of the most controversial topics in investing: whether gold really deserves a place in your portfolio.

Despite decades of advice telling investors to hold 3–10% in precious metals, the data tells a VERY different story. We dig deep into:

✨ The biggest myths about gold
 📉 Why gold underperforms stocks again and again<...

Most investors treat Dollar-Cost Averaging (DCA) like gospel — same amount, same time, no questions asked.
We don’t.

This week, we dive into our “Dynamic DCA” strategy — a smarter, more flexible way to lower your cost basis and grow income faster. By knowing our dividend stocks so well, we can turn off DRIP when they’re overvalued and pile in when they dip into buy zones. It’s still incremental, still disciplined — but driven b...

Why do we spend billions on one spooky night?
This episode traces Halloween’s evolution—from Samhain and Roman festivals to All Hallows’ Eve—then flips the mask to reveal the behavioral psychology behind today’s $13B spend. 

We unpack:

• 🎃 Origins to Modern Mashup: Samhain → Roman Feralia & Pomona → All Saints/All Souls → American trick-or-treat
• 💵 Follow the Money: Costumes, décor, candy, parties; average spend per celebr...

💸 High-Yield Weekly Dividend ETFs: 10 ETFs Enter, But Only a Few Crush It

What happens if you invested $10,000 in 10 high-yield, weekly-paying ETFs 7 months ago? In this episode, we analyze the returns—from Roundhill’s tech-heavy monsters like PLTW and COIW to YieldMax’s income-driven options like CHPY and GPTY, we’re ranking each ETF by:

• 📈 Price appreciation
• 💰 Dividend income
• 🔁 DRIP vs. cash collection strategy outcomes

Yo...

What if you’d invested $10,000 in five dividend aristocrats 30 years ago — and never sold?

In this episode, we break down the true compounding power of dividend reinvestment (DRIP) versus taking the cash every quarter. From stock splits to spin-offs, we traced the dividends, the share prices, and every wild twist in the story — including a jaw-dropping $2 million+ result for two of these “boring” blue chips.

We cover:
 📈 KO, PEP...

The Fed’s rate cut is shaking up markets — but not every sector reacts the same.
 In this episode, we take the 6 biggest macrotrends from the current rate environment and dig into real stock and ETF ideas that could benefit most.

We cover:
 🏗️ Manufacturing & Construction plays with upside potential
 🏢 REITs & commercial real estate names that could pop
 💻 Tech & growth stocks primed for a comeback

The Fed just cut interest rates by 0.25% — but what does that actually mean for you, your portfolio, and the broader economy? In this episode, we dig into the ripple effects of rate cuts across consumers, businesses, and markets.

✔️ Will your mortgage or credit card get cheaper?
✔️ How will BDCs, REITs, and growth stocks react?
✔️ Why a weaker dollar could make your life more expensive, not less.
✔️ The hidden inflation ...

Credit cards get a bad rap, but they can be one of the most powerful tools in your financial toolkit—if you use them like an investor. In this episode, we break down:

• How 0% APR balance transfers can be used as short-term liquidity for higher-yield investments.
• Using credit card cash back and perks as bonus money saving to give you and edge.
• The difference between credit stacking vs. laddering—and which one fits your situation.
• The...

Money problems aren’t just about math—they’re about mindset. In this episode, we explore the hidden side of personal finance: financial trauma, money scripts, and the emotional patterns that quietly sabotage your wealth.

We cover:

• How financial trauma shows up in your body and relationships.
• Why scarcity budgeting creates “whiplash” overspending.
• The cultural money myths keeping Americans broke.
• Practical rewiring tools: automation,...

The Van Life Portfolio is where things get wild. Unlike our conservative retirement account, this high-yield setup is built for cash flow, not capital preservation. In this episode, we break down Q3 2025 dividend results, compare them to last quarter, and show how we’re managing volatility while keeping the income steady.

📊 Key Highlights

• Dividend haul: $5,562 this quarter (~18–19% yield)
• Monthly payouts: $1,575 (June), $1,777 (J...

We’re reporting what our conservative, retirement-style portfolio actually paid in dividends this quarter, how it compares to last quarter, and the pivots we made to keep income on track—without sacrificing principal.

What’s inside:

• Quarter vs. Quarter: Q2 dividends vs Q3 dividends (with timing fixes).
  • Headline: Q2 $4,346 → Q3 $3,952, but adjusted for timing/cuts Q3 would’ve been $4,414.
• Discrepancies explained: Suspension...

It’s time for a ticker parade. In this episode, we reveal what’s really in the bag—our current retirement and van-life portfolio holdings. This is your backstage pass to everything we’re holding right now, from classic dividend machines to the growth stocks we rarely talk about.

Here’s what you’ll hear:

• 📊 Dividend growers like OZK, PEP, and UPS quietly compounding
• 💸 High-yield income plays like HTGC, TRIN, and ARLP
• 🏠 REITs like ...

Q2 2025 earnings season looks like a win on paper—81% of S&P 500 companies beat expectations—but don’t be fooled. The market’s strength is overly reliant on FAANG stocks (GOOG, META, AMZN, AAPL, MSFT) pulling the averages higher, while tariffs and lowered guidance have made “surprises” look better than they really are.

In this episode, we cut through the noise:

• 📊 Why Tech & Communications are carrying the market
• 🩺 Health...

Some stocks in our portfolio just made major moves after earnings—dividend cuts, dividend hikes, and some eyebrow-raising guidance changes. In this episode, we break down which positions we’re holding, which we’re buying on dips, and where we’re turning off DRIP to lock in cash.

We cover high-yield BDCs, dividend growth machines, and deep-value plays—all through the lens of this quarter’s earnings results. Plus, we talk about the ma...

Most people stop climbing the ladder of personal growth once they feel “safe and stable.” But what if you could use money—not just to survive—but to ascend?

In this episode, we dive into financial self-actualization—where your income fuels freedom, purpose, and personal evolution.

You’ll learn how to reframe Maslow’s Hierarchy of Needs through the lens of financial independence and how income investing can accelerate your journey fro...