Episode 150 - Travel Insurance Demystified

What's the one travel essential that seasoned travelers never leave home without? Hint: it's not your passport, credit card, or smartphone. It's travel insurance – that often overlooked protection that can make the difference between a minor inconvenience and a financial disaster.

Travel insurance might not sound like the most thrilling topic, but as Suzanne Morrow, CEO of InsureMyTrip reveals, it's packed with surprising benefits that go far beyond simple trip cancellation. The true "unsung hero" of any policy is the 24/7 assistance service that can rescue you when you're stranded without a passport, need medical attention in a foreign country, or face a language barrier during an emergency. These services alone make insurance worth considering "anytime you're going more than 100 miles from your home for more than an overnight."

Most travelers don't realize that even domestic trips can leave them vulnerable to out-of-network medical expenses, or that the insurance checkbox offered during flight booking typically provides watered-down coverage at inflated prices. Morrow shares insider knowledge on timing your purchase (buy the moment you book your trip, before storms are named or events become "known"), selecting appropriate coverage based on destination and season, and protecting yourself from increasingly sophisticated travel scams.

The cost? Surprisingly reasonable. Comprehensive travel insurance typically runs 5-10% of your trip cost, while basic medical coverage starts around $20-25. For this minimal investment, you gain not just financial protection but genuine peace of mind throughout your journey. As both Morrow and host Colleen Kelley learned through expensive lessons: "I'm a convert. I do not travel without insurance." Ready to protect your next adventure? Visit insuremytrip.com to compare options and find the coverage that's right for your specific travel needs.

Chapters:

• 0:00    Introduction to Travel Insurance
• 7:13     The Unsung Hero: Assistance Services
• 13:22   Understanding Different Insurance Plans
• 19:18   Online Travel Scams & Fraud
• 24:57  Generational Travel Habits & Destinations
• 31:14   Weather, Timing, and Coverage Concerns

InsureMyTrip’s CEO & travel insurance expert, Suzanne Morrow


For more information:
www.insuremytrip.com/
IG/FB/X/YT: @insuremytrip


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