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November 20, 2025 17 mins

In this episode, Tom talks with financial planner Danielle Seurkamp about what the “sandwich generation” means in practical terms. Instead of a demographic, it is a season of life when someone supports younger and older generations at the same time.

Danielle shares her experience caring for her grandmother through illness and cognitive decline. She discusses the financial and logistical tasks she took on, the family dynamics involved, and the learning curve that many caregivers face when support needs increase quickly.

Tom and Danielle discuss:
 • How they define the sandwich or caretaker generation
 • Why caregiving often begins suddenly
 • The strain that comes with increased responsibility
 • Danielle’s real-world caregiving story
 • The importance of documents and planning
 • The role of trusted professionals
 • First steps for new or stressed caregivers

This episode offers a helpful foundation for anyone navigating caregiving and financial planning.

Click here to Download the free Caregiver Contact List

 Learn more about Danielle at https://www.wellspentplanning.com/

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