Sara Makes Sense
Your financial plan should be understandable, recognizable, and relatable. It shouldn't be complex or confusing to you. Sara McCullough is clear & concise in SARA MAKES SENSE, the financial planning podcast.
Episodes
This is a wide-ranging conversation with Paul McIntyre Royston, CEO of the Grand River Hospital Foundation. We talk about that specific foundation does, what governments in Canada pay for and what they don't when it comes to health care, what the term 'health care' encompasses.
The conversation also moves into what could it mean if we were contributing to a stronger health care system for ever...
How do you untangle your money when you've tried and failed before? When you can't figure out what's going where and so many things are out of your control?
In this episode of Sara makes Sense, I talk about how to talk about your money, including specific steps to take to figure out what's going where, how to control what you can and how to work with the things you can't.
I ...
In this episode, listen to how to save for your child's education using a Registered Education Savings Plan (RESP).
I talk about how to set up an RESP, what happens when you deposit money, what does the (federal) government grant look like, what are the tax implications of your deposits. I also talk about investment considerations, when joint ownership of the account makes sense and when it doesn&apo...
Worried about how to manage your day-to-day money with a baby on the way? Trying to figure out how to figure it out now that baby is here?
This episode of Sara makes Sense covers what facts to pay attention to, how to sort out how much money you've already spent and how much you have left to make choices on.
Have a question that you'd like Sara to answer in a future episode? Email ask@sar...
Sara Makes Sense Show notes Episode #21
Finances are personal. When it’s your money, financial plans are very personal. What if you took some of the emotion out of your financial equation by looking at your portfolio through the lens of a project manager? In this episode of Sara Makes Sense, host Sara McCullough talks to expert project manager Gabriele Maussner. She talks about tackling big plans one step at a ti...
You’re nodding yes, when you’re thinking no.
It can be a lousy feeling. Especially when you’re in a discussion about money with your financial planner. For some, it’s an intimidating world.
In this episode of Sara Makes Sense, host Sara McCullough talks about a healthy financial planning relationship, and how to make sure you’re in one.
Got a question for Sara? Send her an email at ask@saramakessense.ca and...
You’ve doled out for years. That’s part of the job description of being a parent.
But at some point, you have to wean your kids off the bank of Mom and Dad. Before you do that, in fairness to them, you have to have the money talk. How it works. How to manage. How to respect it. Teach your kids how to FISH!
In this episode of Sara Makes Sense, host Sara McCullough talks to teens about dollars and cents.
You were single and now you’re not. You’re also not in your 20’s. Or your 30’s.
There’s history.
Now you’re in a new relationship and all of a sudden you’re in love again. Things are going so well, you’re making big plans together. Before weekend sleepovers become permanent, have you had the money talk yet?
In this episode of Sara Makes Sense, host Sara McCullough talks listeners through a potentially prickly issue t...
It’s not a bad problem to have. A little extra in the bank... on hand for whatever life throws at you.
What about investing that money? However, the markets are roaring, surely now would not be a smart time to buy. Right?
In this episode of Sara Makes Sense, host Sara McCullough breaks down the fear and impossibilities of timing the market.
And she outlines the most common mistake we make when it comes to ...
This podcast is designed to inform, educate and enlighten because Sara DOES make sense.
In previous episodes, we’ve covered off everything from divorce to timing the market to what kind of insurance is needed and necessary.
In this episode of Sara Makes Sense, Sara answers real questions about real issues from her real listeners.
Got a question for Sara? Send her an email at ask@saramake...
We plan for vacations. We plan a weekend.
However, many of us don’t plan when it comes to big ticket items, like financial planning when you decide to live with someone.
Why do you need one? After all, you’re both in love.
In this episode of Sara Makes Sense, Sara uses real life examples to walk listeners through the expensive landmines that can await separating couples who have not plann...
It’s one of life’s emotional landmines.
When a marriage ends, people are often at their worst. Decision making is difficult.
The process is no longer a showdown featuring hired legal guns in front of a judge.
In this episode of Sara Makes Sense, Sara talks with Family Law Mediator Jennifer Sanders. Jennifer helps clients going through a separation. But she not only walks a couple through the difficult process, but als...
Getting separated is hard enough.
It’s easily one of life’s most difficult chapters.
Battling your lawyer as well as your ex-spouse is the last thing anyone needs.
In this episode of SARA MAKES SENSE, Sara speaks with veteran Family lawyer David Morneau.
Together they unpack the do’s and don’ts of how to deal with a lawyer, and how to get through the process with integrity intact.
When we get married, the plan is to stay married. But life and statistics suggests that's not always the case. When a marriage ends before you do, what’s the plan?
In this episode of SARA MAKES SENSE, Sara looks at the financial landmines that accompany an emotional separation. Mistakes can be made in a moment that end up lasting a lifetime.
Got a question for Sara? Send her an email at ask@saramakessense.ca and sh...
As we prepare for a post COVID economy, many Canadians are starting their own business.
If you’re becoming an entrepreneur, there are many new roads you will travel, one of them is incorporating your business. Tax implications, pension plan and making sure your corporation doesn’t become YOUR boss.
In this terrific episode of SARA MAKES SENSE, Sara peels back the layers on incorporating your business and why incorporat...
Car Insurance. Home Insurance. Life Insurance. Those are the so-called big 3 in the insurance space, but you know insurance can stretch far and wide.
It’s good to have peace of mind, but how much insurance is too much?
In this episode of SARA MAKES SENSE, Sara speaks with Insurance expert Tony Salgado about the real Wants, Wishes and Must Haves of insurance in 2021. Safe to say, you’re covered.
Who inherits your estate in Canada if you have no will? Not who you’d think. Your common-law spouse doesn’t automatically receive it, your former spouse might if you’re separated but not divorced, money bypasses your spouse and goes to your minor children when you’re married. In this episode, Sara explains ‘intestate’, ‘probate’ and why it’s never too late for you to legally document your final wishes.
Got ...
It’s a subject or issue many people ignore.
But by doing advance planning or incapacity planning avoids legal landmines at the worst possible time.
In this episode of SARA MAKES SENSE, Sara speaks with Blair Botsford on why everyone should take control of their situation, well before they can’t control their situation.
Guest: Blair Botsford, O'Sullivan Estate Lawyers, LLP
LinkedIn Profile
We’re all getting older. It is one of life’s certainties.
However, how we live when we age is something we can control.
But often, aging Canadians and their families wait until difficult decisions have to be made, rather than making them in advance.
In this episode of SARA MAKES SENSE, Sara speaks with an expert of why planning now could save you thousands of dollars and many sleepless nights later.
Thousands of baby boomers are wrestling with this question right now as they plan for retirement.
Do I collect CPP early or wait?
The difference over years can be significant.
In this episode of SARA MAKES SENSE, Sara starts with a CPP report and sets the record straight on how to view Canada Pension Plan together with your retirement dreams.
See Sara's blog on this topic
Got a question f...
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