Save It, Spend It, Share It!

College is one of the biggest investments many families will ever make—but does it have to come with overwhelming debt?

In this episode of Save It. Spend It. Share It., host Kathleen Diaz sits down with Wayne Dunbar, Vice President for Education at the Southern California Conference, to discuss practical strategies for making higher education more affordable. From scholarships and financial aid to smart pla...

In this episode, Keithly Garnett, a seasoned CFO, breaks down how credit card habits are formed, how to recognize the financial behaviors that can lead to trouble, and how to make intentional decisions before debt begins to escalate. The conversation focuses on practical strategies for using credit responsibly, shifting from reactive spending to disciplined planning, and understanding how to leverage credit cards as tools rather th...

In this episode, Pastor John Strehle returns to explore how anger develops, how to recognize emotional triggers, and how to diffuse conflict before it escalates. The conversation focuses on practical ways to approach arguments with intention, shift from defensiveness to curiosity, and better understand others’ perspectives while cultivating emotional awareness, fostering healthier communication, and using moments of tension a...

In this episode of Save It, Spend It, Share It!, Pastor John Strehle joins the conversation to unpack why money-fueled conflict happens at home and how families can navigate it more effectively, setting clear expectations and developing a plan before emotions take over. Save It, Spend It, Share It! is hosted by Kathleen V. Diaz, Treasurer/CFO of the Southern California Conference of Seventh-day Adventists.Subscribe: https://scc.adv...

Host Kathleen Diaz welcomes Danny Chan, creator and host of The Ministry Path podcast, for a thoughtful conversation about the heart behind his show. Danny shares why he launched the podcast, the types of ministry leaders he’s interviewed, and how their stories highlight the growing need for honest conversations around mental health.Together, they explore practical ways pastors and ministry workers can cope with stress, avoid...

Spending around the holidays often comes with both joy and challenges. In this episode, Kathleen welcomes West Region Director Branden Stoltz to explore how we can approach holiday spending with wisdom, balance, and generosity. Together, they discuss practical ways to manage finances during this busy season while keeping faith, family, and community at the center. Discover how intentional spending can not only ease financial stress...

Giving generously is one of the most powerful ways we can make a difference—both now and for generations to come. In this episode, Kathleen welcomes former SCC President Velino Salazar and former WAF President Jim Brown to discuss the impact of charitable giving. Together, they share practical guidance and heartfelt stories on how planned gifts can support meaningful causes, strengthen communities, and reflect the values clos...

Thinking about the end of life isn’t easy—but making plans now can bring comfort to you and security to those you love. In this episode, Kathleen welcomes former SCC President Velino Salazar and former WAF President Jim Brown to discuss the importance of wills, trusts, and planning for your legacy. Together, they share practical guidance and heartfelt insights on how preparing today can help fulfill last wishes, protect...

Facing life’s uncertainties can feel overwhelming—but planning ahead can be one of the greatest gifts you give your loved ones. In this episode, Kathleen sits down with Mark Witas, Director of Mission and Spiritual Care at Adventist Health Glendale, to talk about the importance of advanced directives, wills, and trust funds. Together, they explore how preparing these documents not only eases future stress but also refle...

In this episode, Kathleen sits down with certified public accountant Steven Clement to demystify the world of taxes and help you make the most of every dollar. Whether you're a freelancer, full-time employee, or small business owner, Steven shares practical tips on how to maximize deductions, avoid common filing mistakes, and plan ahead for next year’s tax season. They discuss the power of tax-advantaged accounts, what record...

In this episode, Kathleen dives into how artificial intelligence is changing the way we manage money—from budgeting apps to personalized financial insights. She shares a few of her favorite AI-powered tools that can help anyone take control of their finances, regardless of income level.

Whether you're facing credit card debt, trying to pay off a loan, or just want to get better at budgeting, this episode gives you clear, acti...