All Episodes

August 1, 2023 27 mins

Looking to make $100 a day in 2023? If so, then you're in the right place! In this video, I'll share top money-making tips for the year that will help you boost your income! ******Grab your free money tracker at http://trackingmycoins.com

Read the blog post:
https://savvybudgetgirl.com/how-can-i-make-100-a-day/

Join this channel to get access to the perks:
https://www.youtube.com/channel/UCYGV-NQ1qM0RX6GIrzf89pw/join

Get a budget audit for a special price!
https://wendycoop.ck.page/products/budget-audit

Buy the merch!
http://savvybudgetmerch.com

Buy me a coffee:
https://www.buymeacoffee.com/savvybudgetgirl

You can also visit the Etsy shop!
https://www.etsy.com/shop/SavvyBudgetGirlTV

This video is NOT sponsored. Some product links are affiliate links, meaning if you buy something we'll receive a small commission.

📒 Show Notes + Resources📒

Back to School Shopping:
https://amzn.to/443HNqa

Read my latest book, “Budgeting for Women”
https://amzn.to/3oqWP6a

Get up to two free audiobooks by trying Audible Plus:
https://amzn.to/3bhg2Ea

A7 Pink Cash Wallet from @baddiesandbudgets
https://wendycoop.com/a7pinkwallet

Grab your Budget Binder Supplies!
https://amzn.to/3un7S3q

Apply for a Capital One Secured Card:
https://capital.one/3zZvKfV

Build your credit with a Self account:
https://self.inc/refer/10777328

Come save money on Fetch with me! Sign up w/ code VQ4E8R & get bonus pts: https://referral.fetch.com/vvv3/referraltext?code=VQ4E8R

1️⃣ YNAB (You Need a Budget)
https://wendycoop.com/ynab 

2️⃣ Cash Envelope Wallet (like in my videos)
https://amzn.to/3xqXp94

Get the wallet in black:
https://amzn.to/3Nzq8Qh

3️⃣ Qube Money (digital cash envelopes)
https://tracking.qubemoney.com/SH2F

4️⃣ Budget binder on Amazon
https://amzn.to/3RZdACQ

Boost your videos with vidIQ:
https://vidiq.com/wendycoop

Here’s where I learned all about YouTube:
https://wendycoop.com/vra

Here are the ways to work with me:
⚡️FREE Tracker: Download your FREE Money Tracker at http://trackingmycoins.com 

Connect with Savvy Budget Girl
https://instagram.com/savvybudgetgirl

QUESTION — Have a question about personal finance, budgeting, or making money? Post in the comments section of this video!

Disclaimer: I am not a financial advisor; this is simply what works for my family and me and how I like to budget. Please see the link for our disclaimer policy for all of our videos on the Savvy Budget Girl channel. https://savvybudgetgirl.com/pr

Mark as Played
Transcript

Episode Transcript

Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Have you ever wondered what it takes to make
$100 a day?
Well, in this video, in thisepisode, we're going to talk
about 11 different ways you canlegitimately make $100 a day.
Hello, my name is Wendy and I'mthe Savvy Budget Girl, and on
this channel, in this podcast,we believe in keeping your
lattes.
That's right.

(00:20):
I know your lattes are notwhat's keeping you from reaching
your financial goals, so let'skeep them in our budgets.
And today we're talking abouthow to make $100 a day.
And to help me with that, I'vegot the blog post from
SavvyBudgetGirlcom that I'mgoing to show you guys, and it

(00:42):
lists 11 different ways that youcan make $100 a day.
And you can find the link tothe blog post, if you'd rather
read it or read it after youlisten to this episode, in the
description.
The link is in the description.
So let's get started the firstway, and these are in no
particular order, by the way.

(01:04):
So the first way that you canmake $100 a day is through food
and grocery delivery.
That's right.
You can sign up to deliver onapps like UberEats, doordash,
instacart, shipt, that'sS-H-I-P-T or GrubHub.

(01:26):
I'm a heavy DoorDash user.
I probably should not admitthat because delivery fees can
be insane, but DoorDash is mypreferred food delivery app and
when I need groceries deliveredI actually use Instacart.
But all of these platforms needpeople like you and me to pick

(01:48):
up the deliveries and actuallymake the deliveries.
In some cases, you may be theone shopping for the items.
In other cases, someone elsedoes the shopping and then you
simply pick up the order andmake the deliveries.
My brother does Instacart.
He's an Instacart shopper anddeliverer, so he actually does

(02:10):
the shopping in the store andthen makes the delivery and
makes money that way, and I'mpretty sure he's making more
than $100 a day.
So just remember that if you dothis, it will require a bit of
wear and tear on your vehicle,your scooter or your bike
Because, depending on where youlive, you may not have to have a

(02:32):
car.
When I was in Baltimore City, Idelivered food with UberEats and
Postmates on a bicycle.
You guys, I didn't even have acar, I used a bicycle.
Baltimore is a very hilly cityand let me just tell you it was
not the easiest thing to do, butI was still able to make money
with just my bicycle.

(02:52):
So also another thing to noteis that these services will
issue you a form of 1099 duringthe next calendar year detailing
your earnings from the previousyear.
Now, because I'm not anattorney or a licensed tax
professional, be sure to consultone if you start one of these

(03:14):
businesses, because you are anindependent contractor, not an
employee, so I cannot tell youhow much to set aside, but I set
aside 20% of my earnings.
Like I said, you don't have tohave a car.
You can use a scooter or abicycle in some cities.
So just check that out and youcan find the links in the blog

(03:38):
post.
The second way you can earn $100a day is through freelance
writing.
If you're even a halfway decentwriter, you can make money as a
freelance writer and I did awhole episode on this which I
will link in the show notes, buta whole episode dedicated on
starting your business as afreelance writer.

(03:59):
But you can write blog posts,podcast scripts, youtube video
scripts, white papers, annualreports, online articles,
newspaper articles, ebooks,print books, product
descriptions so many things needto be written.
You could write captions forsocial media.
You could write tweets.
You can write Instagramcaptions.

(04:20):
I know someone who charges andshe does not charge enough based
on the conversion rate of hersocial media posts, but for 20
social media posts that you canput on Facebook and LinkedIn,
she doesn't even charge $2,000for the month.
So if she can charge $1,750 forhighly converting social media

(04:49):
posts, you can do that too.
You can blow that $100 a daygoal out of the water if you can
provide a valuable money makingservice for a business.
Now, the average consumer doesnot need someone to write their
social media posts, howeverbusinesses do.
They do employ social mediawriters.

(05:12):
They do employ social mediamanagers.
So this is something that youcan offer in addition to writing
blog posts, in addition towriting podcasts, for some
things like that.
If you do decide to do freelancewriting, I'm going to caution
you to stay off of places likeFiverr and Upwork.

(05:34):
They seem like a good place tostart because you can just put
your services out there.
It's pretty easy.
But to make the most money, godirectly to clients for
freelance work and let everyoneknow that you are available for
such work.
And to find out more aboutfreelance writing, I took a
course by freelance writer andblogger, elna Kain, called Write

(05:57):
your Way to your First 1K, andthe link is in the blog post, so
you're going to have to go tothe blog post to get the link,
but you can find more aboutbeing a freelance writer on her
site at elnakaincom.
So that was number two,freelance writing.
Number three is also afreelance service, but it is

(06:17):
freelance web design.
This is also something where Ihave experience.
Now, don't let the technicalnature of web design fool you,
because there are so many waysfor you to develop web design
skills.
You don't.
We're not talking about customcoding a whole website, because
that doesn't serve you or yourclient.

(06:38):
I've heard too many clients whogot a custom coded website and
then were beholden to the webdesigner every time they needed
a change.
I don't want to design siteslike that and I'm betting you
don't want to design sites likethat.
So you can use page builderslike Elementor Divi, thrive

(07:00):
Architect, shoeit Beaver Builder.
All of these are platforms youcan learn and you can create
websites for your clients basedon those builders, and it makes
it a little easier for yourclient to then go in and
maintain that website or hand itoff to a virtual assistant or a

(07:21):
staff member or a volunteer ifit's a church, or whomever, but
it makes it a little easier tohand off the project once you're
done, unless they want to payyou for continual maintenance of
the website.
So you could design customwebsites from scratch, or you

(07:41):
can also offer setup of existingtemplates.
So, for example, onSavvyBudgetGirlcom, the theme
that is on the website is from17th Avenue Designs.
The theme cost me $49, but itwould have cost me $250 for them

(08:03):
to install the new theme overmy existing content.
If the site had been brand new,it would have only cost $150.
So even if you're installingsomeone else's theme, like
someone else's Genesis theme orElementor theme or something
like that, you could easily makethat $100 a day Just from

(08:26):
installing someone else's theme.
You don't have to designanything.
You just have to go in, installand customize Easy peasy, lemon
squeezy all in telling you.
So my point is that you may nothave the skills today to build
an entire website with customcode, because that's not even
necessary.
I've never done that and Icharge $10,000 for VIP day.

(08:50):
But you can learn to customizethemes for bloggers, coaches,
consultants, youtubers,podcasters all of these people
need websites, you guys?
I know a YouTuber who paid$20,000 recently for her
WordPress website.
The money is out there and youcan charge it if you know what

(09:14):
you're doing Okay.
So let's move on to number four,which is to sell principles on
Etsy.
So I have an Etsy shop as wellSavvy Budget Girl TV and a
printable is simply adownloadable file that someone
buys from you that they print ontheir own and they can print it

(09:35):
at home.
They can print it on officesupply store.
But you can sell coloringsheets, trackers, planners, word
art If you really want to.
You can even sell spreadsheets.
You can sell those for more,though, definitely if you're
selling spreadsheets online, butyou can sell printable files of
just about anything and if youmake enough sales, you'll get

(09:58):
your $100 in a day.
I think that's pretty cool.
It's a bit passive eventually,but in the beginning you're
going to have to create thedesigns.
You're going to have to marketyour Etsy shop.
You're going to have to makesure people are aware and are
able to find your products, butit is possible to make $100 a

(10:18):
day on Etsy.
Number five you can drive forUber or Lyft.
That's right.
You don't have to deliver foodif you don't want to.
You can deliver people, whichis what I used to say that I did
.
I delivered people when I drovefor Uber or Lyft.
I did those for a number ofyears.

(10:40):
Beware.
Well, a few things to keep inmind.
I shouldn't say beware, but afew things to keep in mind.
As I mentioned before when Italked about food and grocery
delivery, you're an independentcontractor, so set aside money
for taxes and keep all of yourreceipts relating to maintaining
and operating your vehicle asan independent contractor,

(11:04):
because those expenses, or aportion of those expenses, may
be tax deductible.
Also, be sure you comply withrelevant insurance laws for your
state for transporting people,because some jurisdictions
require you to have commercialinsurance on your vehicle in
case of an accident, and this isnot something that you wanna

(11:25):
skimp on, so make sure you doyour due diligence.
Also, there are strictervehicle requirements for driving
people.
Rather than delivering food, donot buy a new car for this, but
if your current vehicle is notup to par, consider delivering
food or another side hustle.

(11:46):
Now are there people who buy acar specifically to drive Uber
or Lyft and that's all they do,like they do Uber Black and they
do the luxury cars and stuff.
Yes, but if this is justsomething where you need just
$100 today, please do not go outand buy a new car for this.
That is totally unnecessary.
All right, number six cleanhomes or offices.

(12:10):
Do you love to clean, orgetting it tolerated enough to
make $100 today?
Because, if you can, there's alot of people like me who need
people to clean their homes andoffices.
Guys, I'm not kidding.
So people like me who havephysical limitations I can't

(12:33):
clean for extended periods oftime, it's really hard for me to
do that but also busyprofessionals, seniors,
businesses, et cetera so manypeople need help cleaning their
homes and offices.
You could even specialize incleaning Airbnb's.
You could specialize incleaning tour cars, rental cars.

(12:54):
You could specialize incleaning up after crime scenes.
There's a lot of things thatyou can do.
Yeah, that's a business.
Cleaning up after crime scenes,cleaning up after flooding or
fire these are all possibleniches that you can get into for
cleaning.
So the sky is really the limithere.

(13:14):
But my point is that cleaning isin such a high demand that you
should easily be able to make$100 in a day cleaning.
Again, you'll have to securethe clients yourself, because
you might not make your goal ifyou choose this as a job rather
than a side hustle.
So stand out by offeringeco-friendly cleaning, apartment

(13:36):
deep cleaning services to realestate agents and other
specialized groups that can useyour elbow grease, pun intended.
So that was number six cleaninghomes or offices or cars.
So number seven pet sitting orhouse sitting.

(13:57):
So in order for this to workand not be overrun by sitting
for 10 dogs in a day, you'llhave to narrow your potential
client list to those withsizable disposable income.
They don't have to bemillionaires, but they should
probably make close to $100,000a year or more.

(14:17):
You want people who can affordyour services and won't try to
shortchange you because theirbudget is too tight.
I've got three dogs One ismaking noise right now and I
cannot walk three dogs all atone time, but somebody's got to
watch these dogs when I go toconferences and stuff.
So whether you're house sittingor pet sitting, the point is

(14:40):
that somebody is able to pay youto watch their stuff and that
can be a very lucrative thing.
And be sure to offer anyupsells that can get you to your
$100 a day goal.
So that could be taking thepests to the vet, shopping for
pet supplies, rooming, if you'relicensed to do that, and where

(15:01):
you live, you need a license todo that.
Collect the mail, sort the mail, look after plants, otherwise,
making it look like the house isoccupied so as to deter
burglars.
Get creative.
What is it that somebody who'sgoing out of town for an
extended period of time wouldneed to be comfortable in

(15:22):
letting someone else house it orpets it Like?
What are all the things thatyou could offer?
What are all the things thatyou would want someone to offer
in order to take care of yourhome and your pets while you're
gone?
So think about those things,and that those are the kind of
things that you want to offer.

(15:44):
So, number eight become avirtual assistant.
It's a very popular slide, andit is not being a secretary,
okay, it is not being an adminnecessarily, though.
Administrative tasks could beinvolved, but they could be

(16:04):
specialized tasks, such astechnologically technical tasks.
That's what I'm trying to say.
So you could be a tech VA, youcould be a podcast VA, you could
be a YouTube VA.
The point of it is is that youcould charge by the hour or the
project, depending on whatservices you offer.
There's a ton of courses outthere on how to be a VA.

(16:27):
There are ebooks about how tobe a VA.
You may or may not want toinvest in a course, but before
you do that, do some Googleresearch to find out what types
of services VA's typically offer, how they offer them, how they
structure these offers, and thenyou'll get a good idea of what
you can offer.
Which spoiler alert skies thelimit.

(16:50):
You can offer so many things asa virtual assistant.
You can niche down by the typeof businesses you serve or the
type of entrepreneur you serve.
You can also niche down byspecific tasks.
So either way, you can findyour sweet spot in the VA

(17:11):
community and make that $100today.
And speaking of being a tech VA,speaking of being a podcast or
YouTube VA, number nine I havefor you is to edit videos or
podcasts.
Oh yeah, because as a contentcreator, I learned how to do all
of this editing on my own.

(17:31):
Some I took classes on, some Iwatched endless YouTube videos
and at times I've hired videoeditors and paid hundreds of
dollars a month for theprivilege.
I don't pay an editor anymore,which is one of the reasons why
I go live, but I have been botha video editor and a podcast
editor, and this is, again, notthe type of thing where I would

(17:56):
suggest charging by the hour,but offer a set number of hours.
If you want to offer by hour,offer a set number of hours per
month, but I would actuallyencourage you to charge by the
project.
So if a podcaster or a YouTuber, for example, they charge X
number of dollars and they getfour videos in a month, or they

(18:20):
get four podcast episodes in amonth and you'll edit up to 60
minutes of podcast raw audio andthat's what they get for the
month.
And if there's a month withfive weeks in it, then you can
work that out with the podcasteror the YouTuber.
But the point is is that it'smore sustainable to actually

(18:43):
charge by the month or theproject to keep someone on
retainer than it is to charge bythe hour, because some editing
projects are very long and ifyou charge by the hour, the
faster you get, the less moneyyou make, which seems ridiculous
because you don't want to bepenalized for working faster,

(19:05):
but you don't want to workslower, because that's not
ethical either.
So just don't charge by thehour.
But you can definitely offersubscription based editing for
podcasts.
You can offer it for blog posts.
Going back to our freelancewriter example, you can offer it
for video editing.
It is entirely possible.
And, of course, one last thingabout determining price.

(19:29):
Don't forget to chargeadequately for your expertise
and the cost of running yourbusiness, such as the cost of
new software, admortizing outthe cost of new equipment, new
laptop, all those things.
Make sure you take all thosethings into account when you're
setting your prices, because youwant your prices to be
profitable.
Your business needs to beprofitable.

(19:50):
You are not running a nonprofit.
Ok, if you are running anonprofit, that's a different
issue, but for most of uslistening to this, you are not
Number 10, we are in the homestretch.
By the way, if you've beengetting value out of this list
of ways to make $100 a day, makesure you hit that like button.
If you're watching on YouTube,and make sure you are subscribed

(20:13):
to the channel and turn on thebell so that you always know
when I'm going live, so as younever miss any content.
And if you're listening to theaudio of this on your favorite
podcast app, make sure youfollow the podcast.
So, number 10 that I almostdidn't put on the list, because
it can be a limiting thing,which is to sell items online.

(20:36):
Maybe, maybe you sell thingsonline.
There's a lot of people,especially in the personal
finance space who tell you tomake money by selling things
around your home.
Well, that's okay until you runout of things to sell.
Okay, because eventually you'regonna sell all that you can

(20:59):
sell out of your home.
So then what do you do?
You have to go and actuallystart spending money in doing
retail arbitrage, which isbasically flipping items, in
order to keep making money byselling things online so you
could sell on Facebook, mercari,ebay, poshmark, et cetera.

(21:20):
People who are making seriousmoney off of these apps are
doing so because they arefinding items at a low cost, and
even this even works on Amazonto a certain extent.
They're finding items andbuying them at a low cost,
turning around and flipping themand selling them on these apps
or these websites for more moneyso that they can get a profit.

(21:45):
But again, this is somethingthat takes a little bit more
time and effort than any of theother things that I put on this
list, because this is the onething on the list that requires
inventory for H2C-16.
And it requires you to do a bitmore background research on the
items to know what's gonna selland how much they sell, for it

(22:09):
can be a sustainable businessmodel if you find a way to
constantly source products at alow price and then flip them for
a higher price Again.
This is called retail arbitrage.
But if you don't wanna do that,then just sell what's around
your house.
If, however, you want to keepthis as a long-term solution,

(22:34):
you're going to want to look inflipping for a profit, and this
is not for the faint of heart.
It's just why I don't do itanymore.
So I couldn't take it.
And then, finally, number 11 isbecome a tutor.
You can establish a standardtutoring route and tutors

(22:56):
general subjects like math,history and English.
But I think you'll make moremoney if you specialize in areas
like the ALSAT, the MCAT, civilservice exams, personal trainer
exams, the registered dietitianexam, the exam for RNs those

(23:19):
exams, the CFP exam, the AFCexam there's a lot of exams out
there.
There's a lot of specialtyexams where you can offer your
tutoring or test prep servicesthat people will pay money for.
The architecture one, theL-E-E-D exam that's how Pat

(23:40):
Flynn started.
He started his online businessoffering study guides for that
exam.
Now he has moved on since then.
He's like the king ofpodcasting okay, but his first
online business was sellingstudy guides to that exam, and
you can do the same thing,provided you don't infringe on
anyone's copyright.

(24:01):
But I've taken the AmericanCouncil on Exercises personal
trainer exam.
Mcat is for getting intomedical school.
Nclex is for getting your RNlicense as a nurse or registered
nurse license.
So people who are looking topass those exams are buying test

(24:22):
prep materials, they are payingtutors, they are forming study
groups, they are looking to passthis exam the first time around
.
Cpas the CPA exam for certifiedpublic accountant is a brutal
exam.
I have heard that it is harderthan the FAR exam.

(24:44):
Okay, so what you're looking forare people who can afford test
prep services, whether that'syou creating a study guide or
you being a tutor or offeringgroup study.
But the point of it is is thatthe more expensive the exam, the
more likely you are to be ableto find someone who can afford
your services.
The more specialized the exam,the more you can charge.

(25:07):
Of course, if you want to stickwith K through 12 subjects, or
if you want to stick withcollege subjects, that's good
too.
But even if you stuck withcollege courses, you could.
There are nursing classes thatare just specific for math, so
like math from nurses?
Okay, so you could tutor inthat specialty subject, because,

(25:30):
again, this is a class thatthey're required to take, that a
lot of people need help with.
So don't just think about yourstandard courses here.
Think outside the box.
Okay, there's a plethora ofopportunities here.
And then my bonus tip is tobecome a personal shopper.

(25:51):
I included this one because itjust sounds like fun to go
shopping for somebody else whensomebody else's money and I
actually wanted to do this as aside hustle, but never did so
beyond people needing groceriesand food delivered.
For this tip, I'm envisioningshopping for gifts, clothes,

(26:11):
cars, other big ticket items nothomes, though, obviously,
because if it was a home, youwould be a real estate agent.
But just as you would getassistance from someone at a
fancy dress shop or a suit shop,you could hire someone to do
the shopping for you instead ofyou going to the store, and

(26:33):
maybe you have prior experienceselling cars, like I do.
In that case, you hire yourselfout as a car buying expert and
help people save money on theirnext purchase while earning a
commission.
These things are all possible,regardless of how you choose to
make $100 a day.
You can be sure.
There are many opportunities todo so.

(26:55):
I only covered 12.
They are 12 of my favorite, butI only covered 12 of them.
But you just have to getconnected with the right people
who are willing to pay you to dosomething that they can't,
won't or just don't have time todo.
So if you can save people timeand money, you've got a good

(27:17):
start.
That is all I have for youtoday.
Thank you for joining me.
Thank you for putting up withtechnical difficulties and
internet being down and all thatcraziness Again.
If you are listening to this onthe podcast, make sure that you
hit the subscribe button or thefollow button in your favorite

(27:37):
podcast app.
If you are watching this onYouTube, make sure you have hit
that like button and that youare subscribed to the channel
with the bell notificationsturned on.
Thank you for joining me andmake sure you click or tap the
screen for the next video.
Advertise With Us

Popular Podcasts

Bookmarked by Reese's Book Club

Bookmarked by Reese's Book Club

Welcome to Bookmarked by Reese’s Book Club — the podcast where great stories, bold women, and irresistible conversations collide! Hosted by award-winning journalist Danielle Robay, each week new episodes balance thoughtful literary insight with the fervor of buzzy book trends, pop culture and more. Bookmarked brings together celebrities, tastemakers, influencers and authors from Reese's Book Club and beyond to share stories that transcend the page. Pull up a chair. You’re not just listening — you’re part of the conversation.

Dateline NBC

Dateline NBC

Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com

On Purpose with Jay Shetty

On Purpose with Jay Shetty

I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!

Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2025 iHeartMedia, Inc.