Savvy or Surrender - The Main Street Business Owners Guide to Maximizing Profit and Minimizing Taxes

Savvy or Surrender - The Main Street Business Owners Guide to Maximizing Profit and Minimizing Taxes

Your SOS for Growing Your Business. Running a business is hard. Doing it without knowing your financials is even harder. The Savvy or Surrender podcast wants to make you a savvy business owner before you surrender to the sharks of despair.

Episodes

October 8, 2025 5 mins

Episode 5: How the Profit First System Can Transform Your Business Finances

Are you generating six or even seven figures in your business but still feeling broke? In this episode of the Savvy or Surrender Podcast, host Stephen Young, a certified Profit First Professional, dives into the Profit First System by Mike Michalowicz — a proven framework that helps business owners take control of their cash flow, pay themselves co...

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Savvy or Surrender Podcast – Episode 4

Episode Description

The IRS doesn’t care about your excuses—they care about compliance.

In this eye-opening episode of the Savvy or Surrender Podcast, host Stephen Yang dives into the hidden truths about tax penalties, audits, and how procrastination can cost you thousands. From shocking client stories to the five biggest IRS red flags, Stephen shares practical strategies to keep you compliant, r...

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What if one bill could reshape your entire tax strategy?
In this episode of Savvy or Surrender, Steven breaks down the One Big Beautiful Bill Act (OBBBA)—a proposed piece of legislation that could have a massive impact on contractors, real estate investors, and small business owners alike.

You’ll learn:

  • Why this bill could mean permanent 100% bonus depreciation
  • How it affects solar tax credits, EV credits, and energy incentiv...
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September 19, 2025 22 mins

In Episode 3 of Savvy or Surrender, host Steven Young exposes the real cost of “playing it safe” in business.

Too many entrepreneurs think they’re protecting themselves by delaying bookkeeping, skipping quarterly tax payments, or waiting until it “feels right” to hire help. In reality, those decisions quietly drain profits, create chaos, and can even bankrupt a thriving business.

Steven shares:
 ✅ Real-world examples of entrepren...

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Kick things off with Steven Young in the premiere episode of Savvy or Surrender, the no-nonsense podcast aimed at tough-as-nails tradespeople, contractors, and entrepreneurs. Steven shares his own journey—from blue-collar beginnings to building a thriving business—and lays out the mission of the show: to help you fight back against high taxes, hidden financial pitfalls, and the complacency that keeps you from scaling.

What...

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