Medicare You Choose … Sort Of (Medicare Part B)

Some of the highlights of the show include: 

• What Medicare Part B is and what it covers
• What the government considers “credible coverage”
• What happens when you have credible coverage and what happens when you don’t
• How much Medicare Part B costs on average
• How Medicare Part B costs vary on a person-to-person basis
• How chiropractic care can lead to a healthier lifestyle
• The impact stress can have on your spine and your organs
• What the Torque Release Technique is in chiropractic medicine
• How it’s never too late to begin treatment with a chiropractor 
• Some of Dr. Sara’s tips for staying in shape and living a healthy life as we age
• A brief primer on hospital indemnity plans and what they’re designed to cover
• How Nick and Zach help clients build hospital indemnity plans that meet their unique needs
• A few case studies on how hospital indemnity plans have helped Nick and Zach’s clients save money
• And more!

Quotes

“Think of Part B as covering everything outside of being admitted to the hospital. Medicare has no referrals. Lab work, physical therapy, CAT scans, MRIs, ambulance rides, emergency room visits if not admitted to the hospital, and homecare in a limited basis, are all covered under Part B.” — Nick

“Medicare Part B has an 80/20 coinsurance, meaning Medicare pays the first 80% and you're responsible for the remaining 20%. The coinsurance takes effect after you have paid an annual deductible of $198 per year. Once the deductible is paid in full, you're responsible for 20% of all remaining charges.” — Nick

“Part B of Medicare pays for diabetic testing supplies. Insulin, pills, diabetic medications are covered under Medicare Part D, but the testing supplies themselves, folks, are covered under Medicare Part B.” — Nick

“Medicare is actually a pretty favorable insurance when it comes to chiropractic coverage. Typically, the only thing that is not covered within Medicare is examinations and/or X-rays if those are taken.” — Dr. Sara

“The cool part is we are removing that pressure, and putting those bones back in the proper place. It allows your brain and your body to connect and actually function optimally, and as that happens, for one, a person gets out of discomfort while at the same time that means that the organ system is also thriving and starting to optimally function.” — Dr. Sara 

“The goal of our podcast is helping people prepare for retirement, whether that be 65, 70, 75 whenever that is.” — Zach

“If you get up into retirement age, and you have all the money in the world, and you want to travel, you want to do all the things you want to do, yet you don't have your health, what do you have?” — Dr. Sara

“I call it a Build-A-Bear plan, just because it is a very flexible plan. It's got a couple of different base parts of the policy you pick, and then it's got several riders that you can add on.” — Zach

Links:

• Freedom Chiropractic 
• Facebook 
• Instagram 

Transcript

Announcer: Welcome to our fireside chat with Seniors Living Healthy, the podcast that helps prepare and educate you as you enter and live out your golden years. With over 10 years of experience, Nick and Zach are experts in the senior market and are here to help you live a healthy, full life. And now fireside with your hosts Nick and Zach.

Zach: Hello, and welcome to episode two of our inaugural season of Seniors Living Healthy. Again, I'm your host Zach, and here