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February 2, 2025 23 mins

This book, Financial Freedom by Grant Sabatier is a personal finance guide advocating for early retirement through a three-pronged approach: maximizing income, minimizing expenses, and aggressive investing. The author shares their personal journey from near-poverty to financial independence, emphasizing the importance of increasing savings rates, developing multiple income streams (side hustles), and strategically investing in tax-advantaged accounts and index funds. The book provides practical steps and calculations to determine an individual's "number" (the financial target for freedom) and strategies for achieving it, including real estate investment and travel hacking. Finally, it stresses a shift in mindset from simply working for money to building wealth through entrepreneurial thinking and leveraging personal time efficiently.

 

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