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January 30, 2020 40 mins
The one year anniversary of the record-setting Government Shutdown happened on January 25th, 2020. The anniversary came and went without fanfare by most, but for those of us who were impacted by that particular Shutdown, we remember it all too well. Last year, Julie and I breathed a sign of relief as the Shutdown ended and we realized that we had enough money in our Emergency Fund to survive. This weekend, I toasted Julie as we took a few moments to remember where we were and how far we have come in a year! We have a fully funded Emergency Fund with 6 months of expenses, and Julie and I got there even after going on a trip of a lifetime to Hawaii (which was all paid in cash). Of course, we didn’t start out that way. No, dear Lifers, we did not. We were horrible with money, and Julie and I were in survival mode and living on the edge. It was not the way to operate a household budget and certainly injected a lot of stress and uncertainty in our lives. It took a lot of time, but we finally came to our senses and started following Dave Ramsey’s babysteps. I have to give Julie a lot of credit for getting us going and getting us to where we are today. Good job, Jules! You might be asking: “That’s great, but how do you start your $1000 Emergency Fund?” Well, dear Lifers, you are in luck. We are talking about The Saving Problem, defining an Emergency Fund, discussing our experience and giving you 9 Tips to Start Your $1000 Emergency Fund. For more information and show notes, go to the article titled "9 Tips to Start Your $1000 Emergency Fund" on smallscalelife.com. (https://www.smallscalelife.com/9-tips-to-start-your-1000-emergency-fund/) *Also make sure to download the FREE Budgeting Bundle on smallscalelife.com as well! Start your journey to becoming financially free today! (https://www.smallscalelife.com/free-budgeting-bundle/) *
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