Smart Money Happy Hour with Rachel Cruze and George Kamel
Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
Episodes
July 3, 2025 • 46 mins
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Ever wonder how we went from using gold coins to dollar bills? In this episode, Rachel and George celebrate America’s birthday by unpacking the wild history of U.S. currency and testing your knowledge with some fun American money trivia.
Next Steps:
🎥 Watch our video Unique Money Traditions You Won’t Find in the U.S.
🍸 Follow Smart Money Happy Ho...
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June 26, 2025 • 40 mins
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Is starting an online fundraiser for yourself so you can go to Yoga Teacher Training really cringy or kind of genius? In this episode, Rachel and George react to the wildest GoFundMe campaigns out there. Plus, find out why giving is actually the most fun you’ll have with money.
Next Steps:
🎥 Watch our video Dupes, Counterfeits, Scams, Oh My! Is Anyo...
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June 19, 2025 • 47 mins
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Inflation is real right now . . . but we do have some things going for us. In this episode, Rachel and George reveal which things are cheaper now than they used to be, plus which purchases you can make that hold their value.
Next Steps:
🎥 Watch our video What Will It Cost to Live in 40 Years?
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyh...
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June 12, 2025 • 37 mins
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Swapping sparklers for potato flakes for a budget-friendly wedding send-off might seem smart—until you end up covered in mashed potato. In this episode, Rachel and George react to real “frugal wedding fails” and share their take on what’s actually worth the money when planning your big day.
Next Steps:
🎥 Watch our video Spilling the Financial Tea Wi...
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June 5, 2025 • 42 mins
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Could your guilty pleasures—like fancy water or a fresh manicure appointment—actually be keeping you broke? Find out in this episode as Rachel and George reveal their own “guilty pleasure” purchases, plus react to some of yours.
Next Steps:
🎥 Watch our video “Harmless” Purchases That Drain Your Bank Account.
🍸 Follow Smart Money Happy Hour on T...
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May 29, 2025 • 40 mins
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Would you rather buy one pair of expensive designer shoes or get five cheap pairs in every color? In this episode, Rachel and George make their case for quality vs. quantity, plus help you decide when it’s best to splurge or save.
Next Steps:
🎥 Watch our video “Harmless” Purchases That Drain Your Bank Account.
🍸 Follow Smart Money Happy Hour on Ti...
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May 22, 2025 • 42 mins
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From Abercrombie jeans to Juicy Couture tracksuits, some things just felt fancier in the ’90s. In this episode, Rachel and George invite you to play along as they reveal the price of nostalgic status symbols and decide if they’re still worth the splurge today.
Next Steps:
🎥 Watch our video Do We Have It Harder Financially Than Our Parents?
🍸 Fo...
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May 15, 2025 • 34 mins
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If you’ve ever wondered if you’re the one in the wrong in a sticky situation, we can relate. In this episode, Rachel and George react to messy money problems on Reddit—so tune in to find out who’s really the jerk.
Next Steps:
🎥 Watch our video Things That Scream “I’m Pretending to Be Upper Class.”
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhapp...
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May 8, 2025 • 45 mins
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If you’ve ever left a comment on this show saying we’re out of touch, totally wrong or just plain crazy—we see you! 😅 In this episode, Rachel and George react to the hottest takes from our comments section to see if any of them might have a point.
Next Steps:
🎥 Watch our video Explaining Our Most Hated Financial Advice.
🍸 Follow Smart Money Happy Hour on T...
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May 1, 2025 • 41 mins
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Dropping $10 on latte art . . . Waste of money or totally worth it? In this episode, Rachel and George call out the dumbest things people spend money on, plus you’ll find out what questions to ask next time you’re tempted to splurge.
Next Steps:
🎥 Watch our video Frugal Fails That Might Actually Ruin You.
🍸 Follow Smart Money Happy Hour on TikTok: @smartmo...
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April 24, 2025 • 45 mins
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If you’re willing to go into debt for limited-edition Mickey Mouse ears 🐭 . . . it’s time to stop the madness. In this episode, Rachel and George reveal Disney adults’ top hacks so you can enjoy the most magical place on Earth without breaking the bank.
Next Steps:
🎥 Watch our video What Are “Vacations” Really Costing You?
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April 17, 2025 • 36 mins
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Today’s special guests may not be old enough to drive a car, but they’ve got some serious money chops. In this episode, test your knowledge as Rachel and George quiz each other (and the Cruze kids!) on personal finance.
Next Steps:
🎥 Watch our video Surprising Money Facts Everyone Should Know.
👩🏫 Enter for a chance to win the Ramsey Teacher Appreciation ...
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April 10, 2025 • 36 mins
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If buying a house feels impossible, you’re In this episode, Rachel and George tackle your biggest housing questions and reveal which home upgrades are at the top (and bottom) of their list.
Next Steps:
🎥 Watch the video “Harmless” Purchases That Drain Your Bank Account.
🏠 Pay off your home faster! Try our Mortgage Calculator.
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April 3, 2025 • 39 mins
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“Does George Kamel even know how much things actually cost?” In this episode, Rachel and George react to savage comments and defend their controversial money takes with facts even the haters can learn something from.
Next Steps:
🎥 Watch our video Revisiting Our Most Viral Financial Advice.
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
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March 27, 2025 • 36 mins
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If you’d happily drive an extra 10 minutes to save 10 cents a gallon on gas—no judgment! In this episode, Rachel and George confess to money habits that don’t always make sense. Plus, they share what it means for you if you can relate.
Next Steps:
🎥 Watch our video Revisiting Our Most Viral Financial Advice.
📘 Get Rachel Cruze’s book Know Yourself, Know Yo...
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March 20, 2025 • 44 mins
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Whether you’re a weekend DJ or assembling boxed furniture, extra money is extra money. In this episode, find out how to pick a good side hustle that makes the most of your time and talents.
Next Steps:
💸 Take the quiz to find out what side hustles are best for you!
💰 Take the Money Finder challenge and uncover extra cash today!
🎥 Watch our video Hab...
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March 13, 2025 • 37 mins
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Is dragging yourself to the airport at 4 a.m. for a $90 round-trip flight worth it? In this episode, Rachel and George weigh in on travel budget hacks you can try to save big on your next trip.
Next Steps:
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🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
📱 Submit a Guilty A...
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March 6, 2025 • 40 mins
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If you’re debt-free but holding onto that Disney credit card, you might be “Ramsey-ish.” In this episode, find out what that means for you and your finances.
Next Steps:
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram. Be s...
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February 27, 2025 • 40 mins
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On a scale of cloth diapers to compost, how crunchy are you? In this episode, get Rachel and George’s take on popular “clean” products. Plus, find the best crunchy money-saving hacks out there.
Next Steps:
🎥 Watch our video The #1 Budget Buster That No One Can Avoid.
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February 20, 2025 • 41 mins
📈 Are you on track with the Baby Steps? Get a free personalized plan.
Nothing screams emergency fund like a full-scale raccoon home infestation. In this episode, Rachel and George share the weirdest things listeners spent their emergency fund on and the lessons we can learn from these scary stories.
Next Steps:
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