Smart Money - May PERAan

Smart Money - May PERAan

Your questions about money, savings, debt, insurance, tax, side hustle, and business matters, answered by experts. - May tanong ka ba tungkol sa pera? Mapa-utang man, ipon, insurance, tax, raket o diskarte sa negosyo, sasagutin yan ng mga eksperto.

Episodes

Ana Santos, owner of Tindahang Pinoy Hub in Zuccoli, Northern Territory, shares her entrepreneurial journey from the Philippines to Australia. With Filipino migration to Darwin growing since 2008, Santos seized the opportunity to serve a rising demand for cultural goods. - Ibinahagi ni Ana Santos, may-ari ng Tindahang Pinoy Hub sa Zuccoli, Northern Territory, ang kanyang kwento bilang isang negosyante mula sa Pilipinas patungong Au...
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Sydneysider Ana Borlongan and her husband Matt set up their side hustle — catering and takeaway trays in 2021 to augment their income, as they were both on student visas at that time. - Binuo ng mag-asawang Ana at Matt Borlongan ang raket na catering at takeaway trays noong taong 2021 para madagdagan ang kita gawa ng limitadong kita dahil naka-student visa sila.
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Chef Louise Santos and her husband Marvin built a Filipino fusion restaurant in Osborne Park in Perth by partnering with their Bible study group mates, Marjorie and Dexter Bautista. - Nagtayo si chef Louise Santos at ang asawang si Marvin ng Filipino fusion restaurant sa Osborne Park sa Perth sa pakiki-pag partner sa mga bible study group mates, na sina Marjorie at Dexter Bautista.
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Sydneysider Rona Mallari found a spot outside a Pinoy restaurant in Doonside a year ago where she began selling sisig takeaways that quickly became a hit. - Nakapili ng maliit na pwesto kung saan sinimulan ni Rona Mallari mag-benta ng sisig sa Doonside sa kanlurang Sydney na naging patok simula noong nakaraang taon.
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Casino employee -turned-entrepreneur Tina Patterson started her restaurant a year ago, focusing on authentic Filipino food in a bid to make the cuisine more popular in Darwin and beyond. - Ginamit ni Tina Patterson na isang empleyado ng casino ang kanyang ipon para pondohan ang Filipino restaurant na tinayo niya para mas makilala ang pagkaing pinoy sa loob at labas ng Darwin.
Mark as Played
First time entrepreneur Roxan Yap- Doran built her kiosk selling takeaway coffee and Filipino fusion food along Elizabeth Quay in Perth. - Pinasok sa unang pagkakataon ni Roxan Yap - Doran ang negosyo nang nag-bukas siya ng Filipino fusion cafe sa kahabaan ng Elizabeth Quay sa Perth dalawang taon na ang nakakaraan.
Mark as Played
Canberran couple and full-time government employees Jim and Sharon May Maranan rely heavily on their staff to run their Filipino restaurant, considering them a 'blessing' in their business venture. - Nag-tayo ang mag-asawa at fulltime na empleyado ng gobyerno na si Jim at Sharon May Maranan ng isang kainan sa Canberra kung saan malaki ang tinutulong ng staff na binubuo ng international students na tinuturing nilang biyaya sa kanila...
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Chef Paulo dela Pena and partner Raquel Baldueza, both full-time workers from Perth, built their side hustle making sweet buns, or 'ensaymadas,' which they started in August 2024. - Tinayo ng mag-partner na sina Chef Paulo dela Pena at Raquel Baldueza ang kanilang side hustle o raket na ensaymada noong Agosto 2024 kahit na parehong silang nag-tatrabaho ng full-time mula sa Perth.
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Sydneysider cafe owners Margo Flores and Vincent Baquiran's strategy panned out well when they took the time to get to know their community and integrate themselves into Redfern before introducing Filipino cuisine to them. - Ginawang stratehiya ng mga may-ari ng cafe na si Margo Flores at Vincent Baquiran na kilalanin ang komunidad sa Redfern bago nito dahan-dahang ipakilala ang pagkaing Pinoy.
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Initially starting it as a side hustle, former chef turned home-based entrepreneur Ivy Grace Roy developed her product chilli garlic oil and eventually pursued it as a full-time business in Melbourne six years ago. - Pagkatapos gawing 'raket' ng dating chef na si Ivy Grace Roy, lumago ang side hustle at naging full-time na negosyo matapos sumipa ang demand dahil nagustuhan ito ng mga kamag-anak at kaibigan.
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Chefs Veronica Sulo, Christine Mendoza and Bernadeth Sulo partnered up by building two businesses selling savoury Filipino food and Pinoy desserts straight out of their customised trailers in Darwin. - Mga chef ang mga magkakaibigang sina Veronica Sulo, Christine Mendoza at Bernadeth Sulo na nagtayo ng dalawang negosyo na nagbebenta ng pagkaing Pinoy at matatamis o 'panghimagas' na galing sa kanilang customised trailers sa Darwin.
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Pastry chef Sammer Calunsod put up her hobby business in 2006 in Sydney where she accepts orders for silvanas and customised cakes every weekend to manage time for family. - Tinayo ng pastry chef na si Sammer Calunsod ang kanyang hobby business noong 2006 sa Sydney kung saan tumatanggap siya ng orders para sa silvanas at customised cakes tuwing weekend para makapaglaan ng oras sa pamilya.
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Sydneysider music enthusiast Soki Munar started her side hustle in events and production in 2017 which often features OPM bands and international artists. - Pinasok ni Soki Munar na mula sa Sydney ang raket na events and production noong 2017 na kadalasan ay bumubuo ng concert para sa mga OPM bands at international artists.
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After mustering enough courage, pastor Roger Lingal opened his Filipino restaurant in Illawarra in July 2023. - Binuksan ng pastor na si Roger Lingal ang kanyang Pinoy restaurant sa Illawarra noong July 2023.
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In 2024, Melburnian AJ Zara-Girstuns started making handmade accessories for her side hustle whose designs are inspired by the Filipino culture. - Ginawang raket ni AJ Zara- Girstuns ang pag-gawa ang pag-disenyo ng hikaw na hango sa kulturang Filipino noong 2024 sa Melbourne.
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Ana Lee Oblianda and her husband started a side hustle of running an auto-mechanic shop in Darwin in 2020. - Sinimulan ni Ana Lee Oblianda at kaniyang asawa ang raket nang pagpapatakbo ng isang talyer sa Darwin simula noong taong 2020.
Mark as Played
After observing market behaviour in Australia, Melburnian fitness coach Andre Cabrera shifted his strategy to provide group training services to parents while their kids will be taken care of by an early childhood teacher and a nurse. - Matapos alamin ang market behavior ng mga nag-wo-work out sa Australia, napansin ng Melburnian fitness coach Andre Cabrera na kailangan niyang baguhin ang stratehiya at tumutok sa mga group training...
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Professional dancer and singer Jordan and Fritz Punsalang started their boutique performance studio in Geelong in 2007, offering dance and singing lessons which steadily grew due to 'word of mouth.' - Sinimulan ng mag-asawang professional dancer at singer na si Jordan and Fritzie Punsalang ang negosyong performance studio na nagtuturo ng pagkanta at pagsayaw sa mga bata at matatanda noong 2007, na lumaki dahil sa rekomendasyon ng k...
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According to business consultant Alex Apawan Sy, trade or occupations that deal with personal care, cybersecurity, and digital transformation will be highly relevant beginning this year. - Ang mga negosyong nalilinya sa personal care, cybersecurity, at digital transformation ay sigurong in-demand na hihigit pa sa taong 2025, ayon sa business mentor na si Alex Apawan Sy na may higit 40 na taon sa karanasan ng pagtatayo ng negosyo.
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Sydneysider nurse and brand-new mum Jennifer Quinones' side hustle started in 2023 when her parents entered a partnership with a Philippine-based cargo service that uses an app to monitor parcels being sent through the company. - Sinimulan ng isang nurse at bagong ina na si Jennifer Quinones ang kanyang raket noong noong 2023 sa Sydney matapos sumosyo ang kanyang mga magulang sa isang cargo service na gumagamit ng sariling 'app' pa...
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