Today we want to cover some timely discussions that we’ve had with clients recently, ranging from savings strategies and debt management to tax refunds and credit card spending. Good saving and spending habits are developed over time, but these seemingly small routines can make a huge difference in retirement.
Here’s some of what we discuss in this episode:
- Why it might not be a good idea to take money out of an IRA and into a high-interest savings account.
- Should you pull money out of savings or investment accounts to pay off debt?
- Why you shouldn’t be excited to get a big tax refund.
- Should you change your tax withholdings throughout the year?
- Using credit cards to pay for as much as you can, especially when traveling.
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