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June 19, 2023 • 26 mins

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Have you ever wondered how to make the most of your time with your children and ensure their mental, physical, and emotional wellbeing is nurtured? After taking a week off each month during summer break to be with my kids, I realized the importance of being present, prioritizing productivity, and managing social media use. Join me on this week's Smart, Wealthy Stylist Podcast as I share valuable insights on investing in our children and transforming mindless scrolling into max productivity.

As parents, it's crucial to set boundaries and limit tech use to prevent potential neurological issues and improve our children's behavior. In this episode, I discuss my own experiences with tech and its effects on kids, stressing the importance of spending quality time in nature and taking time off for yourself and your family. Don't miss out on this insightful conversation on how to build stronger connections with your little ones and make every moment count.

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Speaker 1 (00:02):
Welcome to the smart, wealthy stylist podcast.
I'm your host, emily Cardin.
Over here, we're dedicated tohelping hairstylists manage
their finances, stay organized,healthy and manage their time
and mental well-being.
We focus on staying healthy inall areas of life and maximizing
productivity.
If you're a hairstylist lookingfor these things, then this is

(00:23):
the podcast for you.
Together, we'll avoid burnoutand step into being the smartest
, wealthiest stylist that we canbe.
Welcome back to the smart,wealthy stylist podcast.
I'm your host, emily Cardin,and I am excited to dig into
this episode this week.
I am coming off some time withmy kids and I was at Sunday

(00:49):
dinner this last Sunday and Iwas talking to my mom and I
really value her input.
She's a wise woman.
I said, hey, what's a podcastidea that you think I should
cover?
I have a lot of podcastrecommendations from stylists
that I love gathering, and thenI also have my own list of

(01:11):
podcast ideas.
She said why don't you do oneon investing in your children?
I love that idea because I'mjust coming off of time with my
kids Every year during thesummer.
Starting this summer, i decidedthat I was going to take a week
off of each month during summerbreak that my kids are out of

(01:34):
school.
I am on a hardcore debt payoffjourney For me.
I have to be really intentionaland diligent about where I'm
spending my money and makingsure that I can still do that.
Nothing that we're doing iscrazy or we're not taking

(01:57):
vacations and trips and spendingmoney and going shopping and
all that stuff.
I'm just taking time off so wecan have lazy mornings and cook
breakfast slow and then go for abike ride and come back home
and take a nap and then go backoutside and play with the horses
or play pickleball in thebackyard.
Just have some easy, slow timewith my kiddos.

(02:20):
I thought what a better time tocover a podcast about investing
in your kids right after I'vecome off my first week's stint
of doing just that.
So many times, we get caught upin building our careers and
becoming the best that we can be, and that's not a bad thing.

(02:41):
I think it's super important toprioritize whatever it is that
you're wanting to do, but thatcan really take a toll on
balancing family life andspending time with our kids and
our spouses, for that matter.
But this one is.
This episode is more gearedtowards children.
Finding balance is key, but howdo we do that.

(03:08):
What are some things that wecan do to prioritize our life so
that we can invest in ourchildren mentally, physically,
just be present with them.
So let's dive in.
My first one is prioritizingproductivity.

(03:29):
So if you're trying to buildyour business, or if you are a
salon owner and you're managingother stylists, it can be really
difficult to make sure that youdo the work in your business
and balance family life.
So the first one, social media,is a tool, so you need to

(03:51):
schedule out time to work onsocial media.
Posting and interacting shouldbe scheduled during working
hours or when your kids aren'taround.
Get up early or work this timeinto your workday, not when
you're with a client, but blockit out an hour or so to do this
during your work day whileyou're not seeing clients.

(04:12):
This has been a total gamechanger for me.
So in the mornings, when I getup at four or five usually I'm
getting up at four That is anawesome time to gather all your
pictures and create captions andthen put them in a schedule
posting app, or you can evenjust save them in like Facebook

(04:36):
or meta.
Business has a schedulingfeature on there that will post
to your Facebook and yourInstagram simultaneously, and so
Using social media as a tooland making sure that you're
scheduling out all your postgreatly decreases the time that
you're spending away from yourfamily while trying to post on

(04:57):
Instagram.
Mindless scrolling is okay everyonce in a while, but the rule
of thumb that I really do try tofollow is Create content with
70% of that time and then theother 30% is scrolling.
So, say you create content for60 minutes, allow yourself 18

(05:19):
minutes to scroll mindlessly,and You know, if you're a person
who's on social media all daylong, that can be Really like
you're thinking 18 minutes tolook on my phone.
That's ridiculous, like I can'tdo that.
You know, or maybe that's your.
You know your you time or yourTime to yourself, or you know

(05:41):
that's what numbs your brainlong enough to zone out.
This podcast isn't meant to talkat you.
I really do want to help youPrioritize your time so that you
know the, the future of yourfamily and the future of your
life and all those things can Befruitful and wonderful.

(06:02):
And you know, those littlehumans are just so incredibly
smart and They're so special andI don't want to miss a moment
And I want to make sure that Ido everything in my power that I
can to enrich my children andshow them the way and teach them
kindness and and teach theimportance of Prioritizing time

(06:27):
with your children, even asthey're a child so Mindless
scrolling.
There's just so many times thatthose kids will look up at you
and you're not looking at them,you're looking at your phone.
That's showing them like, hey,my phone's more important than
you are.
You know, a lot of times Ithink a lot of kids get that
feeling.

(06:47):
And then, moving on a cleaning,inventory and after appointment
experience.
So a lot of times whenever Iget new clients, i'll send them
a thank you card or I'll checkin about a week later and just
say, hey, how'd you like yourhair?
You know, is there, are youhaving any problems?
I hope you are enjoying it.
Da-da-da, you know, and Thattakes time.

(07:09):
Also, i do have the luxury ofHaving an in-home salon, so I do
do my cleaning and inventoryand a lot of things like that
Before my family even wakes upin the morning.
So I get up early.
I make sure that I do all ofthose things before they wake up
.
But if you don't have anin-home salon, staying a little

(07:34):
bit later after work, or Workingthat into your schedule once
again.
You know, maybe scheduling thatduring your lunch And if you
don't have a lunch break at work, we need to talk about that but
or even get there an hourearlier or Don't get there an
hour early and then justscheduling that first hour for

(07:56):
salon maintenance or Bookkeepingor whatever it is that you're
struggling with, balancingbetween family life and personal
or work life.
Make sure that you're blockingthat into your schedule, not
during family time.
The third one is get up earlyfor self-care.
So I know I preach this all thetime and so many people are

(08:20):
always like I could never get upearly like you do.
That's just crazy that you dothat.
Getting up early has literallychanged my entire life.
It allows me time to study myBible and talk to God, i record
my podcast, i do my bookkeeping,i create social media content,
i work out, i play my day andanything else that I need to do.

(08:41):
So if you were wake up earlybefore your children are awake,
think of all of the things thatyou could get accomplished, and
then, when they're awake, theyhave your undivided attention,
and so does your husband or whoyou know, whatever life you're
living, you have time to devoteyour attention to other things.

(09:03):
And then you know huge thing,that used to be a problem with
me and I still do struggle withthis some, because I Do get the
mindless scroll going.
And you know, like on theweekends when I'm not super
diligent about my time, i'm.
I can be pretty bad about this,but put the phone down and pay

(09:25):
attention.
You know what are you missing?
I looked up some statistics onthis and it is shocking.
So on On average, people spend5.4 hours a day on their phone
and check it an average of 63times a day.
And you know I was thinkinglike.
Our kids spend about sevenhours at school, sometimes

(09:48):
another three at an after-schoolprogram.
So you may have like an hour or30 minutes in the morning with
them and then, if they'rebedtime to eight, you have
another three hours with them inthe evening.
So you have four hours Max withyour child during the day.
Some people get less than that.
Every single minute counts andwhen they look up to see if you

(10:10):
saw the cool dance move They didor the flower they picked for
you, or you don't answer untilthe seventh, hey, mom, you're
showing them that your phone ismore important.
I read a blog about this ladythat was talking about, you know
, a tech-free home and why theydecided to go tech-free.
And I'm not going fulltech-free in her house, but I do

(10:34):
limit tech time with the boysand I also am trying to limit
tech time with myself, becauseWhy would I limit it with them
and then not with myself, youknow?
and her realization was she setup a camera and and she was on
her phone for 30 minutes and Shewas checking to see how many

(10:56):
times she missed an opportunityto make eye contact with her
child or to recognize that theywere doing something, or Just to
.
You know you connect with aperson when you make eye contact
with them.
And in that 30 minute time spanshe missed making eye contact
with her child 50 differenttimes.
And That just struck such achord in me because I thought,

(11:20):
you know that child looked up 50times and his mom was not
looking at him.
She was so immersed in herphone that she didn't even know
that he was trying to show herthe Legos.
He didn't speak up, but helooked at her and was holding
them out like, hey, look what Idid and she missed it.
I Know that kids can be veryoverwhelming at times, and I'm

(11:44):
not saying my kids are perfectThey are not and Sometimes you
need a break.
Well, that's why I get up early, it's why I prioritize my
self-care time.
This podcast probably isn'tgonna be the favorite among all
of these podcasts, because Idon't.
I don't want to people to feellike I'm talking down to them or
like talking at you, but I dothink it's really something that

(12:07):
needs to be addressed.
So, moving on Tech use in kids.
So tech use in children, solike their tablets or Video
games or whatever, it is shownto cause behavioral issues,
interaction problems with otherchildren and neurological

(12:28):
problems, and I am a fulltestament to that.
So my oldest son, bronson If heis on tech anything for really
more than an hour a day, he'smoony, he's sensitive, he is
like super grouchy, he'sdifficult to get along with And

(12:53):
whenever we go tech free withhim, he is an angel.
He's kind and sweet and patientAnd most of the time he's such
a good kid.
It is directly correlated tohow much tech time that he has
Recently.
Well, actually last Christmaswe got him an Xbox and he would

(13:16):
just kind of play on it here andthere some.
Well, he's eight and two of hisfriends have Fortnite and I
talked to their parents about itand they're like, yeah, i mean
it's not really graphic, there'snot blood and all this stuff,
and they play together as a teamAnd they really enjoy spending

(13:36):
their time together playing as ateam And I'm like, okay, i'll
give that a try, i'll see how hedoes.
Well, he was like addicted,like he wanted to play Fortnite
24 seven And I'm like this isnot healthy.
And his behavior declined superfast.
He was super like he back talka ton and he was just like

(13:58):
hateful and disrespectful.
And that is not my kid.
Usually he is like such a goodkid.
So I was just like this has tobe Fortnite.
So we went on a camping tripand he was super disrespectful
And that was the very first daywe got there And I said, okay,
well, you're grounded fromFortnite for a year.

(14:19):
I'm done with this behavior.
I'm sorry your friends aregonna be upset, it doesn't
matter, because this isabsolutely unacceptable, that
you're treating me this way AndI don't deserve this treatment.
And of course, it was a majormeltdown this whole thing.
But let me tell you whathappened.
He's sweet, he's respectful, helistens, he's not cranky Like I

(14:43):
got my kid back And the factthat a video game or a tech
device can cause that sort ofresponse that my child is scary
to me.
So that leads me to the next oneis get outside.
Spending time at the park ornature teaches kids so much
about the world and themselves.

(15:03):
You can bond over skippingrocks, going for a bike ride or
a walk.
Some of my very favorite timeswith my kids have been outside
in nature And in the springtimeI love going around and showing
them all the little blooms onthe trees and the flowers that
are getting ready to bud.
And I remember when Bronson waslittle I'd show him those

(15:26):
little buds on the trees andstuff and he'd say mom, look,
there's little bugs.
And I just thought that was socute.
And I still remember that he'seight and he was maybe two at
the time.
So it's just precious wheneveryou do that And having time
outside builds core memories.
If you and your spouse and yourkids go outside and play

(15:47):
whatever just kicking a ballaround in the yard or playing
catcher, playing in thesprinkler, i mean those are core
memories that your child willremember forever.
And then another one is takingtime off.
Like I said in the beginning ofthis podcast, i am taking a
week off for every month duringsummer break.

(16:11):
So it has been really great AndI'm excited for our second one.
And I just made it a priorityto take that first week off of
every month.
Way back in probably January, iknew that I needed to block it
off in my schedule.
I need to be intentional aboutthat.

(16:32):
So planning way ahead of timewas very helpful for me, because
some of my clients schedule wayout.
So making sure that I had thosetimes blocked out beforehand
was very helpful and it wasreally easy to do that.
So and like I said, yes, timesare tight.

(16:52):
Like maybe you're saying Ican't afford to do that.
Well, i know what type of atight budget that I'm on and if
I can do it, so can you.
And the way I looked at it wasI only have 10 summers left with
Bronson before he's 18.
And then really probably likemore, like eight, because once

(17:13):
he's 16, he's not gonna wannahang out with his mom all day.
So I wanna make sure that Iprioritize my time now and spend
time with them while I canbefore.
They're way too cool for me.
Hopefully that won't happen,but I just wanna be realistic
And for me it was a no-brainerto be able to take the time and

(17:37):
my husband was supportive ofthat which he works full-time.
I wish he was able to come homewith us.
He did take that Friday off andwe went camping, so it was a
great time and I was really gladthat he was able to prioritize
some family time too.
Go to the school parties.
You know your kids willremember when you came to their
parties and it's exciting forthem to see their parents at

(18:00):
parties.
It makes them feel special andshowing them that they're
important.
You know I give Bronson forhooky days a year and you know,
if he just needs a mental healthday, it wants to stay home and
veg on the couch all day andwatch movies.
I let him.
But I really like to have himdo hooky days whenever I'm off

(18:22):
work and I go ahead and takeJackson to the babysitter and
then Bronson and I spend thewhole day together just chilling
or, if he wants to, you know,go to the arcade or we go out to
lunch or something.
You know, just have thatintentional one on one time and
give him those hooky days fromschool so that he can, you know,

(18:43):
just have a day if he needs it.
You know, sometimes we call infor our mental health or we call
in because we just need a day.
I think kids should be able totoo.
Another one is invest in yourchildren's future monetarily,
you know, not only spending timewith them, but financial

(19:04):
planning for the future.
I wish I had started this, youknow, years ago, but my journey
wasn't there.
You know I wasn't.
I didn't even know about any ofthis stuff up until just a
couple months ago, you know, upuntil January really.
But you can put 6000 a yearinto an IRA for your kids at any

(19:26):
point in time, i mean from dayone that they're born.
You can start doing this.
But say, you have a two year oldand you decide to invest 6000 a
year into an IRA until they're18, and then they continued and
decided to retire.
Maybe they want to retire early, and so at 18, they start
paying their 500 a month intotheir IRA once they get a job or

(19:49):
whatever.
Or you can even, you know,continue and help them And then
at some point, you know, intheir adulthood, they transition
over into paying for allthemselves and they decide to
retire at 50.
They would have 1539,387dollars to retire on With

(20:09):
investments.
Yesterday was the best day tostart investing.
So if you have kids and I'm notsaying you have to max out
their IRA every year and youknow, do the full 500 a month
for your kids, but do what youcan.
Even $10 a month makes adifference.
That compound interest is real.
So you know there are trustfunds and so many other types of

(20:32):
investment routes that you cantake, but prioritizing their
future could set them up to bevery comfortable and successful
And by showing them howimportant it is to invest at a
young age, you could save themyears of tough times.
As an adult And you know Bronsonalready is you know I'm super
transparent with the mistakes Imade as an adult and how to fix

(20:58):
it and my plans for the future,and you know all of those things
.
So For me it's super importantto be transparent with my kids
and tell them This is what I'mdoing, this is the mistakes I
made and this is how I'm gonnafix it, and this is what I want
you to know.
You know so that you don't makethe same mistakes that I did.

(21:18):
And he already talks about, youknow, real estate, investment
and Return on investment, andtalks about interest rates and
banks and like all these things.
And he's eight years old.
So he's listening, he'swatching, he's seeing my journey
and I'm so glad that he'spaying attention, because What

(21:39):
an incredible life lesson forsuch a young person to be able
to realize What he needs to doin the future.
And then Another one is createspecial traditions and
one-on-one time.
You know, by finding the spacein your day to spend one-on-one
time with your kid can be achallenge, and I understand that

(22:02):
.
But there was a study done byAmerican Academy of Pediatrics
that found there are so manybenefits to child's development,
including promoting theirsocial skills, cognitive,
language and self-regulationskills, just by their parent
spending more one-on-one timewith them.
And You know my oldest, tatumShe's 16 my stepdaughter, she is

(22:27):
.
She loves traditions.
So you know, creatingtraditions with your kids can
give them a sense of securityand belonging.
And You know, whenever you taketime to have that special
one-on-one time with just thatchild, it's just so special and
they just feel so loved.

(22:48):
So I just want to encourage you.
I know this is a lot ofinformation, but Maman ain't
easy.
Being a parent is the mostdifficult job that you can do
compared to anything else.
You know, literally the futureof the world depends on us as

(23:08):
parents, because we're raisingup the next generation.
I Try to do the very best thatI can do and sometimes I fail.
Sometimes my kids have way toomuch screen time.
Sometimes I have way too muchscreen time and I don't look up
and I miss the moments and Ifail sometimes.
But I am aware of The thingsthat I need to work on.

(23:31):
So I try to do better every day, even just 1%, you know.
1% better Every day and thatwill make me a better person, a
better mom and hopefully leadthe way for them on how to be a
successful adult and How.
I hope that my kids feel lovedand treasured and That they feel

(23:52):
completely secure and who theyare.
And so let's recap here andWith five actionable steps on
how to invest in your child.
Number one prioritizeproductivity, so that's, you
know, getting up early orscheduling a lot of your work

(24:12):
time things Into your workschedule so that you're not
doing that at home.
Put the phone down and payattention.
Make sure that you know, try tokeep your mind list scroll at
30%.
So how much ever you produceminute wise of content, take 30%
of those minutes and that's howmany minutes you get to scroll
mindlessly.
And you know, maybe you look upfrom your phone and look at

(24:36):
your kids while they're playingbecause they're probably trying
to make eye contact with you.
Taking time off you knowprioritizing taking time off
with your kids during summerbreaks or anytime they're out of
school.
Try to take off with them,invest in them monetarily
Setting up an IRA trust fund,any sort of other investment
that you can the younger thebetter and And then create

(24:59):
traditions and spend one-on-onetime with them.
Just making sure that you'remaking each child feel special
and like an individual will makethem more confident and Make
them feel more loved.
So I know this podcast is alittle bit different than
anything else that I've done.
I think that the family dynamicof being a hairstylist can be

(25:22):
very difficult and And you know,our kids can suffer in a way
sometimes.
So I just wanted to bring thisto light and Maybe help some of
you create some boundaries inyour life so that you can
prioritize your time with yourchildren more.
So I hope that you guys do dothis and if you do, send me a DM

(25:43):
on Instagram And let me knowhow it's going.
Or if you need me tips ortricks, reach out and let me
know.
I Look forward to talking toyou guys next week and I hope
you have a great day.
Thank you for listening intoday.
If you have a burning questionor a topic you want me to cover,
leave a review and ask thequestion in the review.
This is the best way to getyour questions answered.

(26:06):
Just remember you are a smart,wealthy stylist and you are
capable of anything you set yourmind to.
I'll catch you later.
Don't be a stranger.
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