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June 17, 2025 • 25 mins

Hard Money Real Estate Investment Loans | Toby Potter #social333podcast #28

In this insightful episode of the Social 333 Podcast, host Chris D. Bentley chats with Toby Potter, a real estate investor with deep knowledge of hard money lending, to unpack how alternative real estate financing actually works. 💸🏠

Toby opens up about the 2008 financial crash, his journey through rock-bottom recovery, and how he used creative funding solutions to rebuild and scale. Whether you’re a new investor or trying to fund your next flip, this episode breaks down the math, the mindset, and the real risks of hard money loans.

âś… What really happened during the 2008 crash

✅ How to navigate risk in today’s market

âś… The mindset behind walking away from bad deals

âś… Real-life property horror stories (and wins!)

âś… What holds most people back from investing

âś… And how to spot opportunities others miss

📺 Get ready for real talk about real estate—no fluff, just deals, mindset, and money.

📌 CHAPTERS

00:00 – Intro

00:08 – Meet Toby Potter

03:00 – Surviving the 2008 Crash & Starting Over

05:00 – How the Market Looked After 2009

10:15 – Deal Mindset & Knowing When to Walk Away

14:00 – Lessons from Real Investors’ Mistakes

16:05 – Worst Deal vs. Best Deal

22:10 – What’s Holding People Back from Investing

24:30 – Final Thoughts & Where to Find Toby

🔔 Subscribe for more unfiltered advice from real estate pros, investors, and entrepreneurs. 📣 Know someone scared to invest in real estate? Share this episode with them now.

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