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May 23, 2025 • 18 mins

In this episode, I explain why typical financial planning advice has created a modern-day macro bubble where everyone is buying the same assets at any price, and how Infinite Banking is a principles-based approach that provides guarantees and control instead of relying on market variables and hope.

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  • (00:00) - 117 The Financial Planning Bubble
  • (00:37) - The Index Fund Mania
  • (01:31) - Statistical Limitations of Market Data
  • (03:57) - Problems with Typical Financial Planning
  • (06:38) - Planning with Principles vs Variables
  • (07:23) - Two Key Principles: Accumulation and Distribution
  • (08:54) - The Unknown Danger of Dollar Cost Averaging
  • (11:03) - Insurance Products as Distribution Assets
  • (13:11) - Retirement Strategy Options
  • (16:59) - Tying in The Infinite Banking Concept
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