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June 30, 2025 14 mins

Whole Life insurance premiums are not as "locked-in" as people sometimes fear. Listen in to learn how to scale premiums down during a cash crunch and, more importantly, scale premiums up to accelerate growth. Especially important topic for those implementing The Infinite Banking Concept.

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  • (00:00) - 017 How to Scale Premium Up and Down
  • (01:51) - How I Have Used Whole Life Flexibility, Personally
  • (03:26) - Comparing Whole Life Insurance to Other Insurance
  • (04:07) - Setting the Stage for Flexibility
  • (06:07) - Scale Down PUA Premium
  • (08:52) - Using Policy Loans to Pay Premium
  • (10:13) - Premium Offsets to Pay Premium
  • (11:03) - Scale Up PUA Premium Payments to Accelerate Growth
  • (11:40) - Balanced Policy Design vs. Maxed Out PUA
  • (13:38) - Conclusion and Next Steps
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