Stay in the Black is dedicated helping teachers get their money straight and live their fullest life on a public servant salary Are you a teacher living check to check? Are you worried about your student loans? Can you afford to purchase a home? Can you afford to have children or send them to college? In this podcast we will cover pensions, student loans, side hustles and ways to maximize and expand your finances. We will also cover budgets, saving, credit and more! You will find information, interviews, book reviews and you will leave with action steps to help you Stay in the Black, for more go to stayingintheblk.com
in this episode Ms. Black talks about how to leverage a Roth IRA to prepare for retirement at any age.
Roth IRA contribution (for 2023 $6,500 annually, or $7,500 if you're age 50 or older)
Roth IRA salary caps
URL: https://www.irs.gov/retirement-plans/amount-of-roth-ira-contributions-that-you-can-make-for-2023
Compound interest calculator
URL: https://www.investor.gov/financial-tools-cal...
Student loan repayments are starting back next month for most borrowers. In this episode we discuss how to pay your student loans and contribute to your retirement. Remember to contact your lenders to adjust the repayment amount if necessary. and investigate various repayment options.
Learn more about identifying your future self in Episode 118
Ms. Black, the h...
31% of investors would be comfortable putting AI' s financial advice into practice without verifying it first, according to CFP Board survey.
https://www.rollingstone.com/culture/culture-features/women-warnings-ai-danger-risk-before-chatgpt-123480436...
Steps to end the Paycheck to Paycheck cycle
Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns t...
Saving comes naturally to some be can be a challenge for others. Saving alone will not make you rich however is the first in step in building wealth and becoming financially independent.
Here are behavioral
August is Make A Will Month - 67% of American don't have a will
Here are 3 reasons to make a will:
Make your free at FreeWill
https://www.freewill.com/compassionandchoices
Ms. Black, the host of Staying in the Black, is a single mom...
https://securityplanner.consumerreports.org/recommendations
We evaluated 11 services for digital security, privacy, and ease of use
By Yael Grauer (Updated September 28, 2021)
https://www.consumerreports.org/electronics-computers/password-managers/best-password-managers-revi...
In this episode Ms. Black shares her retirement journey with the Staying in the Black Podcast.
Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $500,000 in her retirement accounts beyond her pension.
Learn more ab...
In this episode Ms. Black shares her entrepreneurial journey with the Staying in the Black Podcast.
Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $500,000 in her retirement accounts beyond her pension.
Learn mor...
This episode is a Book Review :It's Not About the Money: A Financial Game Plan for Staying Safe, Sane, and Calm in Any Economy by Brent Kessel
This book provides a framework that helps you identify your money archetypes and action steps that you can take that are aligned to that archetype. The book acknowledges that your prevailing archetypes change and how to address those changes.
I recommend that you star...
30- Years Investment Results (New Teacher 9/2023 NYC Public Schools 61,070)
S&P 500 30 year average return (10%)
Percent | Monthly |Annual Rate | 30- Year
Invested | contribution |of Return (%)| Total
15 | $763 | 10 |$1.52 million
10 | $509 | 10 | $1 million
5 ...
New York City Public School and the United Federation of Teachers have a tentative contract agreement. Learn about the bonuses, percentages, and dates. This episode will help you intentional plan what to do with your 1 year retro, $3000 ratification bonus, and annual bonus.
Contract 2023: Pay Increases
url: https://www.uft.org/your-rights/contracts/contract-2023/contract-2023-pay-increases
For more on the...
Federal Trade Commission Shopping for a Mortgage FAQs
Url: https://consumer.ftc.gov/articles/shopping-mortgage-faqs
The following documents are essential when shopping for a mortgage:
Overspending can happen for different reasons, such as:
Here are some tips that ...
May is Mental Health awareness month
Questions to ask yourself to recognize spending patterns
Financial
Independence
New
Endeavor
The Great Money Reset: Change your work, Change your wealth, Change your life by Jill Schlesinger
Think/write about your future self through the five senses:
Addtional reflection questions:
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NFL.com's "Around the NFL" crew (Gregg Rosenthal, Dan Hanzus and Marc Sessler) break down the latest football news, with a dash of mirth.
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Listen to 'The Bobby Bones Show' by downloading the daily full replay.