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August 22, 2025 • 29 mins

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In this episode, Dr. Allen Lomax discusses the critical role of public adjusters in navigating insurance claims, particularly after disasters. Joined by Andy Gurczak, founder of All City Adjusting, they explore how public adjusters can help clients recover more from their insurance claims, share case studies, and provide insights on the claims process. The conversation emphasizes the importance of being proactive in preparing for disasters, understanding insurance policies, and knowing when to seek professional help to ensure fair compensation.

Main Points:

  • Public adjusters can significantly increase claim payouts.
  • It's crucial to contact a public adjuster early in the claims process.
  • Insurance adjusters may miss critical details in claims.
  • Homeowners should document damage thoroughly after a disaster.
  • Saying less to insurance companies can prevent claim delays.
  • Regular policy reviews can uncover missing coverages.
  • Many insurance policies have more exclusions than inclusions.
  • Public adjusters often provide free policy reviews for clients.
  • Understanding your policy is essential for effective claims.
  • The burden of proof lies with the insured, not the insurer.

Connect With Andy Gurczak:

  • andy@allcityadjusting.com
  • allcityadjusting.com
  • https://www.facebook.com/allcityadjusting/
  • https://www.linkedin.com/in/andy-gurczak-528b9b64/
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