May 29, 2025 • 53 mins
In this empowering episode, Kristen welcomes Tiffany for a powerful conversation about financial health, abundance, and breaking free from the old narratives around women and money. Tiffany shares how society has conditioned women to play it safe with their finances while encouraging men to take risks, and why it's time to change that. They dive deep into the good girl mentality around spending, the guilt women often feel investing in themselves, and how to step boldly into financial empowerment without shame or apology. Tiffany reminds listeners that they are the blueprint for abundance, legacy builders, and cycle breakers who are worthy of every dollar, dream, and desire. This episode is an inspiring call to stop shrinking, start owning their power, and redefine what wealth looks like on their own terms.
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Episode Transcript
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Kristen (00:01):
Hey everybody.
Welcome back.
Super excited today about myguest and my topic.
So it's Tiffany.
Hi, Tiffany.
Hi.
How are you?
I am doing well.
For anybody who hasn't met youyet, do you wanna give a quick
little intro of who you are andwhat you're about?
Tiffany (00:19):
my name's Tiffany Patterson.
I work with women.
I'm a certified natural healthprofessional.
I'm an angelic reiki masterteacher, and I'm also a
certified life transformationalcoach.
one of the things I've beenbolding into doing in 2025 is
shaking up people's worlds andrealities bringing awareness
into their field so they canstep into their own truth,
(00:41):
alignment, and start living athriving life that supports them
and their families, regardlesswhat society or the world has to
say.
And so I'm really excitedbecause one of the topics that
we're going to talk abouttonight is one of my absolute
favorites because I think it'sone of the most voided topics
ever, and I'm ready to reallybreak the mold on that and
start.
(01:02):
shattering people's glassceilings and creating a huge
movement with women and thistopic.
So I'm really excited.
Thanks for having me.
Kristen (01:10):
I love it.
So when I think of Tiffany, Ithink of girl power on steroids.
she is all about having womencome into their own empowerment
and understanding what they cando and what they're capable of.
And that's what I love so muchabout it.
the topic that we've beenhinting around and haven't
mentioned yet, it's going to be,money, wealth, redefining
(01:31):
success and really breaking themold of some of the stereotypes
that are around women and money.
any opening thoughts on that,Tiffany, before we dive in?
Tiffany (01:42):
I really love this topic because I think it's one
we avoid the most.
people don't like to talk aboutmoney, politics, or religion.
that's one of the things thatI'm like, you know what?
we are going to start talkingabout financial wellness, and
we're gonna start bringing inmagic and power and religion and
all the things into this mold,because that's what we first
started doing here in theAmericans.
(02:03):
That's why people came to theUnited States.
And it's then now all of asudden it's yeah, we don't talk
about that no more, kind ofthing.
So I'm really excited aboutthis.
Kristen (02:11):
So I love it.
How would you say now, like howis it that society teaches women
to be responsible with moneywhile encouraging men to take
financial risks?
That's been a culture thing fora while, oh, sit there, be safe
with your money.
But men, it's yeah, go out, buythe thing, take the risk.
What are your thoughts on howsociety teaches that and how
it's different?
Tiffany (02:32):
Yeah.
So I feel like we've really beenput on like that doubled
standard because we are taughtto really be responsible and for
the longest time, women weresupposed to be seen and not
heard.
women weren't allowed to havethe jobs.
They weren't allowed to go andfight the wars.
They weren't allowed to go andhave all the things back in the
day.
And we've been a beautifulcontinuation of women just
(02:53):
stepping up, claiming theirpower, their voice, claiming
their worth, and now it's timeto start taking it to the next
level because we've done reallywell, I feel and, moving forward
and having women be more empowerand driven, but there's still
some things that we aren'ttechnically allowed to.
In control of.
And so I feel as women, we'vebeen fed some serious just crap
(03:17):
about when it comes to money,what we can and can't do and
what's acceptable and what's notacceptable.
And as you said, men, it doesn'tmatter.
the doors are wide open, whereaswomen have to work harder.
We have to prove ourselves more.
And then when we do get to apoint where we are, women in
power being successful, then westart getting hit with I guess
she's a bad mother, or she's notspending time with her kids.
(03:38):
Or I wonder, they probably havea really horrible relationship
at home.
And people just start throwingthese stereotypes at us.
I'm here to break that moldbecause it is complete bull and
we are ready to take theserisks.
We're ready to start buildingour own empowers.
as women, we are setting thefoundations for our children to
do the same because they followtheir parents as footsteps.
(04:00):
And so if we are staying smalland timid.
Then how are our kids going tofinancially grow?
I love that we're stepping intothat era where women don't just
budget, but build wealth alongwith our partners.
We're helping multiply it.
as we continue doing this, Iwant us to be able to do it in a
way that we're so confidentabout it, that we don't feel
sorry for it.
(04:21):
We don't have to feel guilty forit.
we're doing this without havingto ask permission.
I'm ready to break the moldrewriting the rules and stepping
into that unfuckable financialpower that we, women so
desperately want, can own andare ready to run with.
Kristen (04:37):
I love that.
Now I do wanna pause becausesomething you said triggered
something in my head.
I'm like, we should talk aboutthat one a little bit more.
you talk about, when there is awoman who is in power and kind
of the different stereotypes ormaybe negative thoughts that are
put towards it.
Oh, if she's working this hard,she must not be a good mom or
must not have a good marriage.
Something I've seen too is whenyou see a woman that's really
(04:58):
successful, sometimes peoplewill be like I wonder how she
got there.
Wonder who she slept with to getthere.
Or they don't respect herposition.
that's a position, but she'sjust a woman.
What does she really know aboutit?
And I feel like there are someareas where women are still not
taking seriously, even thoughthey are in that position of
power or they have worked hardto get to a place.
(05:21):
do you have any thoughts on thatabout how women can navigate
when they're in a situation likethat where there is that hate or
negativity thrown around aboutthem?
Tiffany (05:31):
Yeah, so I'm approached at a different, the different
vantage point.
Because with me and mybackground and lifestyle, I got
a lot of flack for that becausebeing Southern Baptist and being
in the profession that I'm in,it goes completely against
everything I've been taught.
my big thing was to break thatmold It is very difficult
because our society is justconstantly built around judgment
(05:53):
and upset, like exception.
And women like to, really peopleplease when it comes to, that
was our job.
We were the ones that made therelationships and the
friendships and when people cameover, we were the ones making
sure, the conversations weremoving we made sure that our
guests were comfortable, werehappy, were entertained, were
doing all the things.
And as you, as we mentionedbefore, when women were in the
(06:15):
situations.
They typically had to do thatkind of stuff to get to a point
of success back in the day.
Yeah.
And it was very difficult andhard for us because you had to
either choose to, compromise whoyou are so you can con continue
to succeed or, let it all gobecause you're not willing to
compromise yourself.
(06:36):
And it is a hard conversation todive into.
But I believe that when womenare successful.
When people are looking from theoutside end and they have
negative comments, or rumors wehave to take it with a grain of
salt.
Because if you are that woman inthat much power, you're gonna
have to have tough skin anywaysbecause you've had to fight your
way to the top.
(06:56):
You had to work harder to getwhere you're at.
And if somebody who is sittingon the sidelines who doesn't
know your story, who doesn'tknow you, know how you've
accomplished what youaccomplished, they have no right
to talk about you.
And the fact that they are issaying more about them than
about you and the people whohear those comments It's either
(07:17):
gonna be your friends who knowbetter.
For people who are just in thesame mind space and negativity
and smallness, that person was,who started it, who is unwilling
to make themselvesuncomfortable, to step out of
their comfort zone so that theytoo can be successful.
So it's almost like a they'renot jealous, but I'm gonna say
they're jealous.
Yeah.
'cause if they're watching you,they're trying to take you down
(07:38):
and take you out for doing whatyou do best in a way that is
successful and in value of yourmorals and, sovereignty, then
they don't have a right to sayotherwise.
And when you feed energy intothose, that's where it starts
becoming if you're fighting foryourself, there is some truth
behind it Yeah, you can justcontinue saying your little
stuff.
(07:59):
Like they're gonna talk aboutyou if you're doing good,
they're gonna talk about bad.
Let them, the thing that mattersis the people who you truly
love, who you're truly closewith, knows the real you and is
respectful and celebrating thecrap out of you for being
successful.
And the rest of the naysayers,don't, matter.
Don't waste.
time and energy on that.
That is just bullying in mymind.
(08:20):
I love that.
Kristen (08:21):
And something else you said about Women's place was the
entertaining, taking care ofthings.
It was really a good girl thing.
Be the good girl, do the goodthing, so how has that good girl
mentality around spending gonetoo?
why do women feel guilty forspending on themselves?
Tiffany (08:39):
So I would love to actually talk about that.
we've been conditioned to feelthat guilt when we invest in
ourselves.
our worth has always come last.
As moms, our children comefirst.
in a relationship, we wanna makesure that our spouse is coming
first we don't typically take alot of time to ourselves and
support ourselves and giveourselves that love and that
attention that we deserve.
(09:00):
And so the good girl likes tosave for a rainy day.
The good girl doesn't spendmoney on luxury things and
doesn't eat out or, has to dothings to make herself prettier
And the truth there is playingsmall doesn't serve.
It doesn't serve anyone, right?
We can be responsible and boldand we can still honor our
(09:21):
families and our desire forabundance and still make sure
that there is enough love andsupport for ourselves, and that
we're not just here to fit themold of just enough.
And so I love telling women andteaching women how to really
embody more, not just bring morefor themselves, but embody more
in general.
Because when women risefinancially.
(09:42):
Families and entire communitiesrise with us we're the ones
helping support smallbusinesses.
women typically support marketaffiliates or brand partners
more so than men.
No offense against men, I'm notsure it's men.
But how many men do you see gointo a pampered chef party?
Or how many men do you see doingany I'm sure some of us know
(10:03):
somebody who is sellingsomething on a marketing side.
And we typically have more of awomen dominance than that, than
we do a male dominance.
And so it's going to be.
Us allowing to build up ourcommunities our friends and our
families who are also stillworking on bringing more in and
embodying more financially aswell.
I love this because we'rebreaking generational curses and
(10:25):
ending things, it's not justabout accepting the financial
struggle as the norm, butstarting to build wealth as a
legacy within women, within ourchildren, and within our family
and communities.
Kristen (10:37):
I love that.
And it is funny, you talk aboutthe Pampered Chef parties, and
it made me think about how, foryears, that was a way that women
of older generations had to maketheir own money.
I remember my grandmother, shesold for Tupperware for quite a
while.
I don't know the exact length,but that was her way because
(10:57):
back then, the forties, fifties,sixties, whatever women in the
workplace weren't, that commonfor them to be able to make
money and feel like they werecontributing to the family,
those parties were really, oneof the only things they had Mary
Kay Avon, Tupperware, a lot ofthem started back in that time A
way not only to make money, butto get together with other women
(11:18):
and share the products and makemoney off of that.
it goes along with what you weresaying too, about building that
community because as they wouldhave those parties, the party
host would invite her friendsand they would come together and
then somebody from there wouldgo and have another party.
And it was a social thing too,where they were able to get
together and do something ontheir own where they weren't
relying on the money made bytheir husband or their father
(11:40):
They had a way to take controlof it on their own.
And maybe that was the start ofwomen taking into control their
own wealth management and howthey were going to set
themselves up for success.
Tiffany (11:53):
Absolutely.
I love it.
Kristen (11:55):
So let's see.
We talked a little bit aboutthat generational money that
back then, women really had torely on a partner.
How do you feel that haschanged?
Like in the women that you workwith and what you've seen?
are there women who are takingsuch a charge that you have seen
them breaking free from thosesocietal norms and really taking
(12:17):
charge?
what are you seeing?
Tiffany (12:18):
one of the things that led me into my financial
journey, because my storyactually started before I
started even coaching.
And at a young age, my dadalways taught us that if we
wanted to drive our car or goout and hang out with our
friends at the movies oranything like that, I had to be
financially responsible forthat.
Because he was a concrete workerand so we didn't always have a
(12:40):
lot of money coming in and, mydad and my mom worked really
hard to make sure that we were.
All of our needs were met andthey were but we didn't have a
whole lot of room to do anythingextra.
And so I had to get a job at ayoung age.
I was taught how to take care ofmyself, my car, my school grades
and my extra activities.
I was in dance and all thethings And so it was a lot of
(13:03):
things that I was doing extrathat I had to make sure I could
also afford, financially.
And my parents did help too.
And they could, but it wassomething that I always had to
work for what I wanted.
so I always had a drive to makemoney.
Whenever I got out of myparents' house, I actually got
with an ex and we were not veryfinancially smart.
(13:24):
I ended up having to claimbankruptcy before I was even
Kristen (13:26):
20
Tiffany (13:27):
And that was hard because I lost the place I was
living in.
I lost a car that I boughtmyself.
I was going to college andworking two jobs.
it was really devastatingbecause I was supposed to be on
the top of my game.
I've always worked really hard.
just like my dad, it neverseemed to be enough.
It never seemed to allow me toflourish I struggled with money
for a long time.
(13:48):
And my husband and I gottogether.
He helped me get back on myfeet.
Then he was part of the wholeWells Fargo let go.
So he was let go of work for sixmonths and we didn't really have
the income for it.
So we lived off credit cards andracked up a bunch of debt, But
also leave enough money for mykids so that we didn't have to
see them go through the samething that him and I went
(14:08):
through.
Yeah.
Even though it was justunplanned.
per your conversation I workedthe nine to five jobs and they
weren't doing what they neededto do.
By the time you had to pay forchildcare and all the things, I
was spending more money than Iwas making.
So I ended up coming back homeand I started working multiple
incomes.
this was through affiliatebranding.
my own business.
working, at some kind of job,whether it be at the boutique or
(14:31):
Edward Jones that I worked at.
I always had multiple streams ofincoming.
So I was constantly bringing inmore money.
And the one thing that I foundis most successful abundant
people have at least five toseven different streams of
income And when I learned that,I was just like, oh my gosh, I
never thought about that.
But if you ever talk to somebodywho has not been born into
(14:53):
money, who has worked their wayup to where they're at
financially, you will most ofthe time hear them have several
different ways of stream ofincome, whether it be through
investing, their job or somekind of, affiliate marketing
They've got more than one streamof income So once I started
understanding that you have tobe flexible diverse and have
different options I startedgetting into those communities
(15:16):
that's how I met my friendMarissa, who is helping me do a
mini series about financialwellness.
And she told me about thisprogram we were not taught.
Education when it came tofinancing properly.
this is exactly what we need todo, get back to the basics so we
can grow, share and help otherpeople do the same.
she asked me to join thisjourney with her about a year
ago, and I'm kicking myself fornot doing it because she has
(15:38):
successfully retired herhusband, She has traveled the
world.
She has been to Dubai.
She just went to Arizona andstayed in a mansion.
She has been traveling theworld, loving life and enjoying
all this stuff.
she asked me to join her on thisjourney a year ago.
with all these tools we'relearning and teaching, and that
we're growing and that we'reinvolving, I witnessed her,
(16:01):
literally witnessed her start inher.
20.
She's still in her twenties.
Like she's, that's crazy.
Even 30.
Yet guys, she has successfullyleft her job She's been doing
some affiliate marketing andthings.
That's how we actuallyconnected.
She found this great adventurethat she started on financial
aid.
She asked me to go with her.
I was in there with her, but Ijust wanted to see how it went.
(16:22):
And now I'm like, oh my gosh,Marissa, I wish I could've
because she is skyrocketingfinancially.
that is her vision as well, toteach women to do the same.
seeing somebody go from whereshe was to as successful as she
is in the short period amount oftime, and also like in the age
that she's at, is mind blowing.
when people talk about, ThisThey're like, man, that sounds
(16:43):
too good to be true.
I'm like, I know, but Iliterally watched it happen.
They're like, oh, it's a pyramidscheme, but can we completely
dismantle that?
Because everything is a pyramidscheme.
Even if you're working in acorporate job, there is somebody
above you making money off ofyou, there's no way you can
avoid that.
And so this whole pyramidscheme, it's not what we used to
(17:04):
think it was.
the way that the world isshifting to digital currency
credit cards debit cards andwire transfers we don't have to
have paper cash anymore.
And we have to start shiftingwith the way that the financial
money is growing and throughthat can be online selling
affiliate marketing or any kindof online business.
And it doesn't have to be apyramid scheme.
(17:25):
I see all these women hustlingand doing a fantastic job and
then you have, those negativenaysayers can you just be
respectful and support the factthat this woman is stepping into
her own instead of trying totear her down?
Because if you've got a problemwith what she's doing, then once
again, the problem's with younow with her.
unless somebody has done youwrong, do no wrong to them.
seeing these women startstepping into their own I've
(17:47):
coached a few women now who I'vebeen going alongside with me for
the last eight months seeingtheir growth financially,
physically, spiritually, hasjust been.
Phenomenal.
It is the best part of my job.
I love my job because I loveseeing the transformation that
these women's are taking andthey're traveling with their
family.
They're going and doing stuffthat they wouldn't normally have
been able to do before.
I couldn't ask for a betteroutcome than seeing these people
(18:10):
not only thrive, but also theirfamilies thriving with them.
I think it's amazing.
Kristen (18:14):
Yeah, and I think the point you make too is how
there's been such a shift in themindset of how finances actually
work.
Like you, my dad was really bigin teaching me to work for what
I wanted.
Like he always said that you'dappreciate it more if you've
worked for it.
So I paid for a lot of mycollege on my own.
They helped, I had somescholarships and things, but I
(18:36):
paid for the big chunk of myown.
at the time I was so frustratedwith it'cause I was still
working and going to class, I'mdoing all these things and then
I have, there's people that Iwent to school with and I was
like, they would just call theirmom and be like, I need more
money.
And they put more money in theiraccount and their, parents are
already paying for all ofcollege.
I was so frustrated.
those same people are the onesthat changed their majors a
(18:56):
hundred times and were therefive years instead of four
years.
And I was able to complete, byeven taking some summer classes,
I was able to complete right ontime.
And everything and looking backit was like I did appreciate it
more'cause I had to pay for itmyself.
My parents didn't give me a car.
The first car I got was after Igot my first big girl job and
got the loan for it with theletters showing I could pay for
(19:19):
it.
Like I did that on my own.
And it was like, there was somany things that, learning to
pay for it on your own and dothe work.
You really do appreciate itmore.
On the flip side though, becausewe're taught, if you work hard,
you'll be rewarded for it.
You will gain success then whenit doesn't work that way, or
you're not as successful asyou'd like to be, even though
you're putting the work in.
(19:39):
I think that's where it comes tothe point where you are talking
about the different streams ofincome.
It's okay, I've got a job.
I'm doing the work.
It's paying me.
I should be where I want to be,and not everybody is that way.
maybe the job isn't enough.
Maybe you need to have adifferent stream of income.
Maybe you do need to be makingsome investments.
And to the education piece, weare not taught this at all.
(19:59):
In high school, I had taken onlybecause I didn't wanna take
trigonometry, consumer math andthe class was good.
Like it taught you how to writechecks and it was supposed to
give some budgeting, but itwasn't enough of actually
teaching.
I always tell the story of when,I moved out on my own and I had
no idea how expensive airconditioning was.
That's the story I tell becausewhen my, I moved when it was
(20:21):
winter, so electric bill wasn'tcrazy.
But then that first summer billwhen I was running my air
conditioning the electric billwas totally way more than what I
had been budgeting for.
it's Crazy.
Nobody teaches you how to dothese things and you have to
figure it out on your own fromyour stories and everybody has
them trial and error.
Maybe it's not fully bankruptcyand maybe it's not fully
(20:41):
repossession, but maybe it'shigh credit card debt and maybe
it is not being able to gosomewhere or get something
because your credit isn't goodenough We have to go through
those things to learn andthere's gotta be an easier way
where people don't have to gothrough all that trouble to
actually know what to do and howto do it.
Tiffany (21:02):
Absolutely.
I a hundred percent agree A lotof people are really ashamed.
this was something I was ashamedof for the longest time.
I just started sharing my storyI don't even think my parents
know that I had to cleanbankruptcy.
Like I just started sharing mystory about this because I was
so embarrassed.
That it was something I had togo through.
I wasn't reckless.
I thought that I was workinghard, I was doing my schooling,
(21:23):
I was doing everything I neededto do.
And it was like, but there wassomebody else who was adding to
my expenses or spending anddoing things that I wasn't aware
of.
And so it was the same conceptof I was making enough, I wasn't
like.
Hurting for money or anything,but I wasn't making enough that
I had the extra money to splurgeon stuff.
Which is where, we got introuble and things just
happened.
(21:44):
And and I'm not placed in theblame on anybody.
It was still, I should have beenmore financially responsible for
myself.
But we weren't taught that.
what I love is, you talkedabout, racking up the debt and
doing all the things.
And I think that's the thingthat, I'm not gonna sit in a
conversation, but Kristen, Ineed to talk to you about my
debt.
So that's not the conversationI'm gonna wanna have, but we
need to start having thoseconversations because if your
(22:06):
friend doesn't know that you arestressing out and spiraling For
whatever reason, then how arethey going to support you and
help you through it?
debt happens so easily betweenunexpected medical bills.
Can I tell you how many kids,how many time my kids have been
in the doctor's office lately,and that we have so many
freaking medical bills right nowbecause of all this crap going
around these schools?
(22:26):
Nobody can budget for that.
That is not something that youcan say, oh, you know what?
It's gonna be flu season.
Each of my kids are gonna be ina doctor anywhere between eight
to 10 times in the next threemonths.
Let's make sure we have thatcopay ready.
Let's make sure we have that.
Unexpected medical bill ready topay off.
Nobody under expects that.
Kristen (22:44):
No, I was gonna say it's so important to be aware of
your friend's situation becausehow many times has it been
where, you've got friends goingout all the time and they keep
inviting.
This other friend out and thatother friend may not have enough
money to go out.
then that person is stressedout.
Do I go with them?
Do I put the expenses on acredit card and just rack it up
so I can be with my friends?
(23:04):
'cause I don't want them to knowI don't have the money right
now.
And, absolutely.
It's, it just makes it harder onall friends because especially
if the friends doing theinviting don't know the
situation They're not doing iton purpose.
But also they could help.
But then that friend may be likeI don't wanna be a charity case.
I don't want my friends to payfor my food, my, event,
whatever.
So it's really hard becausethere is so much shame around it
(23:27):
We're all supposed to be goodwith money, even though We
weren't taught how to do it.
We don't know how to do it, butyou should be able to do it,
keep your credit scoreabsolutely at 800, don't make
any mistakes.
And it's just not realistic.
And you're right.
So many times it's completelyout of control.
if you lose a job.
like you said, medical things,there are so many things, it's
not always just frivolousspending.
Sometimes that does add to itand contribute to it, but it's
(23:50):
not just that.
And we've gotta get past thatstigma that people are not less
of a person because they have alower credit score.
Not that any people will justshare their credit scores, but
still it shouldn't be aboutthat.
Tiffany (24:01):
And as we're not telling you to go put a
billboard, sign up or post itall over social media.
But it's something you don'tneed to struggle with by
yourself.
Yes.
And what I tell everybody mystory now, probably only because
my goal is to make peoplefinancially aware I hid this
from my parents for years.
I'm 34 and I still have yet totell my parents.
it's hard because you're notproud about it.
(24:21):
But if we're not.
able to confide in somebodybesides our partners it, can
cause so much more stress.
Than we understand.
And it actually really impactsour health.
It impacts our mental wellness,it impacts how we live our
day-to-day life.
And again, our kids are watchingus.
So if we're allowing thissilent, disgusting feeling,
(24:44):
control who we are in theconversations that we're having,
then our kids are gonna thinkthat's okay.
And even if it's not just aboutmoney, it could be about other
things.
Oh, you know what?
I have this horrible thinghappening to me and I just don't
wanna talk about it because it'sreally embarrassing.
So I'm just gonna sit here andlet it eat at me.
This is how we lose ourchildren.
Okay.
We have to show our kids that itis okay to not be okay.
(25:08):
We need to be vulnerable.
We need to show them that it'sokay to trust in somebody and
confide in somebody, evenwhenever it's something that is
scary, it's embarrassing, it'snot fun, it's sad.
And let them feel theiremotions.
I think that's the other thingtoo, is that we don't allow
ourselves to properly feel ouremotions.
We try hiding it from ourchildren, or we try hiding it
(25:28):
from the people that we'rearound.
And we're not honestly showing,but we expect our kids to be
honest with their emotions.
So we're not living up to thestandards that we're setting for
our kids.
if I cannot have an honestconversation with my husband in
front of my kids so that theycan see how we process, then
what are we here for?
my dad gets on me because he'sman, you're really tough on him.
I said, but dad, Look at whatwe're dealing with right now.
(25:54):
Life is tough.
I remember you and mom hiding inthe rooms and having your not so
hot conversations but I don'twanna hide that from my kids.
I want them to know thatmarriage isn't always easy.
Yes.
Marriage is gonna have, its upand downs.
Marriage is going to have thosebumpy roads where you have
disagreements where you don'tagree on the same thing.
Or when you are butting heads,there's times that you know,
your dad and I need to have abreak from each other because we
(26:16):
don't agree with each otherright now.
And our emotions are not wherethey need to be to finish having
this conversation.
So once we let our emotions calmdown, once we're in a right mind
and we're not letting our angerfuel us, we come back to the
conversations in the same room.
we're not telling our kids, Hey,come watch this But if we
started the argument in the mainliving room where everybody's
at, we're gonna finish ourconversation in that main living
(26:36):
room where everybody was at.
We're not gonna hide ourconversations.
Because I want my kids to seeit's okay to be not okay.
It's okay to have conflict.
We still love each other eventhough we don't agree about this
and that we had an argumentabout this, but we can also
forgive each other from it.
And so instead of sitting in thesame argument and conversation
for days and days and days, wehave it.
(26:57):
We let ourselves calm down fromit, and then we come back to it
as grown adults and weapologize.
And we say, you know what?
I was wrong.
Or, you know what?
This is what hurt me.
Or, you know what, this is whereI'm not understanding this
correctly.
And we have a genuinely honestconversation with each other.
And it's the same thing withmoney.
We tell our kids, you know what?
I'm very grateful we get tosplurge on our kids.
(27:17):
I'm very grateful that we havethe extra income that we can do
luxury things with our kids.
But there's times when thingsget tight.
Like I said, how many times haveour kids been to the doctor's
office this month?
Kristen (27:28):
thing they got this time.
You got to go to the doctor.
You
Tiffany (27:31):
gotta be sick.
You have be outta school for aweek.
But it's honest.
It's you know what?
Because of what's going on, wedon't have that extra money to
go out and spend a bunch ofthings.
But we make up for it.
when we do, we will rememberthis is something that you guys
wanna do and we are more thanhappy to do it.
Then we just need to make surethat we can catch up financially
before we can continue going outand having a lot of splurging
(27:51):
and fun, which we did.
We were able to go out for mybirthday weekend and we splurged
on the kids.
that's what I wanted to do formy birthday.
I wanted to hang out and havefun with them.
it's a compromise.
when we're honest with our kidsand we show them re's already
financially getting reallysmart, she knows how to save her
money.
She knows how to do chores andmake extra money.
She knows how to help others andshe's already financially
knowing if I want something, itcosts money.
(28:12):
I need to work for it.
And even if she doesn't have themoney we'll typically do it for
her, but she's at least donesomething to earn that.
And so Xavier's learning, oh,hey, you know what?
I got a bunch of money from mybirthday.
I can save it for this, or this,and they actually think about
what they wanna buy because theyknow they only have so much to
spend.
And things cost differentprices.
we're already starting to havethose financial conversations
(28:34):
with our kids so they can startmaking smart financial
decisions.
But I also want them to have.
Wrong financial decision.
So for example, Raya had$50.
She went to the store, she foundone toy that she wanted, that
was literally all of her money.
She bought it, brought it homeand we tried talking her out of
it.
'cause we're like, I don't thinkthat's what you think it is.
And she goes, no, this is what Iwant.
She hated it.
Kristen (28:54):
Yep.
Tiffany (28:54):
And then she had no money left.
this is where you need to sitand actually look at what you're
buying and is it something thatyou really want?
Or is there a different way youcan allocate your money and buy
multiple things that are goingto bring you more joy than this
toy that cost all your money andyou hate it.
And so it's allowing them tohave that, oh, you know what,
this is a bad financial choice.
But now they also know I need tobe smarter with my money.
(29:18):
And so we're giving them thatsmart money.
So key in kids and they're atthat age that they're just
absorbing everything right now.
That this is the perfect time todo it.
Kristen (29:26):
And it's also a good time to practice teaching
impulse purchasing too, because,part of the lesson is, oh, she
had the money, she wanted tospend it.
She found a thing, she did.
'cause we've sat with my sontoo.
He'll be like, yeah, but I havethe money.
It's fine, it's whatever.
And then oh, I shouldn't havespent all my money.
it's a great time to not justhave an impulse purchase.
Hey, maybe think about what elseit is that you want.
My thing is it going to go onsale?
(29:47):
'cause I will wait for it to goon sale certain items,
absolutely.
And being a little bit smart andbeing able to wait for it.
And that's something that can,learning at that early age to
take that into your adulthoodbecause it's something my
husband and I go back and forthon.
He is more the spender.
I'm more the saver.
I'm still in the good girlmentality.
No, I have to save my money fora rainy day.
I shouldn't be buying all thesethings because what if I need
(30:09):
the money later on?
But my husband's thing is, youwork really hard for the money
you get, but if the money you'remaking is only going to paying
bills, you are actually gonnaresent the money and all the
work you're doing because youare not using any of it on
yourself.
you still have to buy yourselfsomething.
So that you feel like you'repaying yourself by giving
yourself something.
clearly he and I are at oppositeends of the extreme on this one.
(30:30):
We don't wanna spend all themoney, we don't wanna save all
the money, but having thatbalance where the bills are
taken care of, but we don't feelguilty about spending it on
things we want.
also that we don't go to theextreme that we spend too much.
And it's oh, that was not agreat way to handle it either.
So I try to be a little bitmore.
Absolutely.
My thing is, I love thrifting.
I love going to resale shops.
(30:51):
I buy way too many clothes, andmy closet is too full.
I have to keep giving moreclothes away, which is great
because then somebody else getsclothes.
But that's my thing.
some people might think, oh,that's frivolous.
You don't need all thoseclothes.
In my mind I'm like, it's just a$4 shirt though.
So I'm not really out anything,it's just I buy, four of them at
a time, But still, in my mind,it's how I rationalize it that
(31:11):
I'm not wasting my money.
It's an activity I enjoy.
Going rack by rack, new item byitem is something I really
enjoy.
It's the hunt of the perfectpiece and then absolutely, it's
not a lot of money, but it'sstill something that I do enjoy.
once in a while I'll buy myselfsomething really nice.
I've got so many cute things,but my husband's really big on
eBay, so a lot of the stuff Ihave that is name brand or NICE
(31:33):
is still used.
I feel like I am puttingtogether a package of myself,
and what I'm wearing, andcarrying myself that I am, maybe
more wealthy than I really am.
But the point is that there'sways that you can spend money to
still buy things for yourselfwithout taking away from anybody
else Absolutely.
It's like that guilt piece.
It's getting past the, oh I'mspending money on me instead of
(31:55):
my family, and I should be doingit.
So if you have any tips on howto help women overcome that
guilty mindset and knowing thatit's okay to still spend on
themselves what do you thinkabout that?
Tiffany (32:07):
Yeah.
So I actually love that youbrought up the whole thrifting
thing because that for me ishuge.
I'm a luxury spender.
I've gotten every single one ofmy kids, one of those amazing,
say, love you blankets that Isell.
They're so expensive and I wouldnever have thought about doing
this even eight months ago.
But we do allow ourselves,because one they're really great
'cause they're anxiety blanketsfor the kids and all the things,
(32:28):
and they're super comfortable.
So there's a mental and wellnessvalue to it also.
But we are also major thrifts.
one of the things I love doingwith our kids is just because
something was used doesn't meanit's not new and doesn't have
that extra energy for somebodyto love.
every Christmas I allow them tobring all their toys and put'em
in a basket or a box orsomething that is still good.
It's still very playable, butsomething they've outgrown.
(32:50):
if any of their siblings doesn'twant it, we donate it to Santa.
So that Santa can re make themall pretty and then re-gift them
out to kids who, very much wouldlove to have those toys.
Yes.
Who might not have the luxury ofgetting it, And so we're gifting
back what's still good so thatit can be reused and gifted to
somebody who's gonna love itjust as much as they did.
And I gotta thank Toy Story forthat because whenever he gave
(33:12):
all of his little figurines tothe girl look how much she fell
in love with all of it.
And so that's the concept thatI'm trying to teach them.
And I love thrifting and one ofthe things that I love about
Facebook is we have a freeFacebook community.
some of the things that peopleput on there are like brand new,
and I'm like, oh my gosh.
This is amazing.
We got one of those like 19 footChristmas trees that's Then I
got rid because one of thecenterpiece the lights went out.
(33:33):
I was like, I'm cool.
Bag just string some more weightaround it.
Yes, exactly.
And so I got a free 19 footChristmas tree that didn't fit
in my house we had to take oneof the middle pieces out and it
barely fits.
We still can't put a tree er onit, But it's still very good to
us.
We love getting that tree outevery year.
We love decorating that treeevery year.
And so being able to givesomebody else the opportunity to
(33:55):
love what we've loved and nolonger serving us that they can
love it, and then findingsomething in return at a thrift
store or somewhere that is used.
There's no shame in that.
the thing that I love the mostis, you talk about your closet
and having too much clothes.
You can never have too muchclothes.
However, you can have too manyclothes that don't support you.
if you are going through yourcloset and you're like, Ugh, I
don't know.
(34:15):
Why are you keeping it?
You're just holding thatnegative energy in your closet.
you wanna make sure that thethings you are buying, one,
support your needs, and two,actually make you feel good
about yourself.
They bring you that confidenceand make you happy.
for the women who are strugglingwith that I'm not comfortable
spending or I don't like thefeeling of spending money on
myself.
Look at it this way.
If we're teaching our kids thatwe are worth what we put into
(34:37):
ourselves or worth, spendingmoney on, or we're seeing them
get happy because they get tobuy something, or they get to
get something at the store thatbrings joy to them, why are we
denying ourselves that?
Do they only get to enjoy thatbefore they get to start having
their own family and their kids?
Or is that something that theycan also continue as you're an
adult and so Yeah, we're stillin that good girl money mindset.
(34:59):
I love that you brought up, yourhusband is actually the spender
and you're more of the saverbecause my husband and I are
opposite I come up with him withall these deals and he's like,
how are we gonna, I'm like, youknow what?
I dunno how this is all gonnawork out.
I don't know.
I run a small business.
I can have all my clientscanceled in one week.
but I'm trusting that money isenergy.
The energy that I'm putting inmy money and in my spending and
(35:19):
investing, as long as our billsare paid our needs are met.
Anything that is left over, I ammore than happy to spend on
myself, my family, or even myfriends.
As long as it brings them joy,it gives them something that
makes them feel good.
And so I actually had a friendthat her love language was to
spend to buy things for you.
it was really hard for me toaccept because I felt like a
(35:41):
burden because, I couldn't goout all the time, or afford to
do what she was doing all thetime.
It's just, don't worry.
Please let me get it for you.
And I'm just like, I appreciatethat, but it also makes me feel
icky too.
And so we had to work on areally good energy exchange and
it's you know what?
That's great.
Let me return it in some kind ofform payment.
Service something, right?
Let me support you back.
if you want to support a friendwho is selling something or has
(36:04):
their own business and you mightnot be able to afford it Just be
like, Hey, I would love tosupport you.
I can't necessarily pay you, butcan we do an energy exchange?
Can we do something to supporteach other?
as a person who has a smallbusiness.
I don't do all my services offof money.
I love doing energy exchanges.
I think that is one of the bestthings you can do for people
because you can give themfeedback shout'em out on social
(36:25):
media or leave a review on theirpage.
it's so great because word ofmouth is what brings success to
others and supports ourcommunity our friends and all
the things.
finding a way that you arecomfortable in taking care of
yourself, supporting otherpeople and their dreams and
their visions, but also makingsure that you're staying true to
(36:45):
your own abundance, true to yourown sovereignty, and bringing up
your financial wellness in a waythat is support for you and your
family, I think is just going tobe.
A huge shift for a lot of peoplein the upcoming years.
I don't think this is gonna takeoff very fast, because we have a
lot of deconditioning to do.
And a lot of mindset,reprograming, once we are
(37:07):
willing to take that hard timeand look at our money, finances,
debts, what we're spending amonth on, different things, like
I tell my people that are goingthrough my coaching program, I
wanna know what your credit cardbalances are, what your bank
account balances are.
I want you to sit down and writedown every single thing that you
have purchased and the lastthree months, put'em in
(37:30):
different categories because Iwanna know where your money
leaks are.
I wanna see where you'reoverspending.
I wanna see the places thatyou're completely avoiding, and
we're gonna start building asuccessful plan to get you out
of debt.
To get you back on track, to getyourself saving some money for
you and your family and toreally make sure that you're
spending your money wiselybecause it's energy.
(37:52):
And if we're not spending it aswe should, the universe or God
is not going to give us moreback.
They're gonna be like, why?
You're not doing what you'resupposed to be doing.
But if we are spending itcorrectly and we're supporting
ourselves and our families, andwe're making sure our needs are
met and we're bringing joy intothe things that we're doing,
then God in the universe isgoing to continue to give us
more.
(38:12):
we don't have a limitless God.
So why do we have to havelimited finances?
Limited health or wealth oranything else.
We're limitless.
And that's the way we werecreated and that's the way our
creator is.
us allowing ourselves to believeanything else is just denying
us.
Kristen (38:29):
No, I love that and I think it is so hard because
you're right, you talk about theprogramming and societal
pressures So in the women thatyou're working with, and for
people listening right now,what's some of the practical
mindset shifts for women whowant to step into financial
abundance?
what are some of the tips thatyou would give somebody listing
right now to help them get offthe ledge where they're at and
(38:51):
dive into being ready to stepinto financial abundance?
What are some of the practicalways that they can shift their
mindset and get themselves tothat point?
Tiffany (39:00):
Yeah, I think the biggest thing is just really
sitting down.
I always say awareness is key.
Awareness is so vital ineverything that we do.
And so when you sit down toredefine what financial wellness
really means to you and how wehave been conditioned to believe
it because we can look at ourfamily history think about when
(39:21):
you were a child, what was moneylike whenever it came to your
family dynamics?
Was it something they foughtover?
Was it something that you wereliving paycheck to paycheck?
Was it something that you had alot of get a clear picture of
what their finances was growingup and then as they, to get a
clear picture of just what theywere told financial wellness
should be.
(39:42):
Does it actually align withthem?
Does it feel like that'ssomething that they would agree
or does that feel like somethingthey would wanna teach their
kids right now?
And for women like us, successis sovereignty.
when we're waking up and knowingthat we're financially secure
because we created it in a waythat aligns with how we want to
continue to grow and how we wantour family to grow, that within
itself is just thriving.
(40:02):
And you're not waiting forvalidation from anybody.
It's wealth that's truly alignedand it's not something that
you're required to have becausethat's what's expected of you.
And so breaking free from thatcomparison of what's culture has
told us, not saying that it waswrong, but we've outgrown that
it's time for us to also expandour understanding of this.
It allows us to really startcreating a more successful.
(40:27):
Thriving lifestyle.
And so get clear on, like Isaid, get clear on what your
debts are.
we gotta stop hiding'em.
We gotta stop, not talking about'em, keep'em from each other,
that kind of thing.
We need to start getting veryclear on what we're spending our
money on.
Where are our money leaks at?
Where are we putting money inthings that we don't need?
Where are we putting money inthings that really don't bring
(40:49):
us value or bring us anythingthat's going to be joy,
happiness, or excitement?
There is no scarcity and successwhen you're aligned and thriving
in your own lane and you'remaking your own financial
choices.
So when you start breaking allof this down, you've just
started understanding where yourbeliefs are coming from.
You're understanding what yourdebts are, where you're spending
(41:11):
your money, and if it's actuallysupporting you or if it's not
supporting you, then we're gonnastart taking that practical
shift.
We're gonna start askingourselves, what does wealth
truly mean for me?
What does that look like?
What does that feel like?
And it's gonna be different foreverybody.
For me, I want my cute farmhousewith my homestead my cows
(41:31):
chickens gardens, and the kidsrunning around barefoot in the
yard.
that to me, is success.
some people might want mansions,some might want a camper to
travel the world.
Success and wellness is going tobe different for everybody.
So what does it look and feellike for you and your family?
when you define it for yourselfand stop chasing somebody else's
version of abundance, youfinally step into what is meant
(41:51):
for you all along.
Because success is a finishline.
It's how you thrive on your ownterms unapologetically, and it's
how you start being fullyaligned and forever free.
Kristen (42:01):
And I love that you said that because you used the
word comparison a couple timesand I was hoping we could talk
about that for a minute too,because I know it's something I
struggle with.
And it's social media again.
What I'm finding as I'm talkingwith different people over these
different episodes is that mybiggest problem with social
media I'm getting to the pointwhere I'm like, I that's my
problem in life.
But no, social media, thecomparison, because you've seen
(42:24):
these people and they're goingon lavish vacations and they
have the campers and they havethe vacation homes, and they
have the buying all the stuffand all the different cars And I
know, nobody ever really knowssomebody's personal financial
situation.
But it is hard when you see thatstuff and you're like, why do
they have all that?
Like, why do I still feel likeI'm struggling?
Or why do I feel I'm justtreading water, just paying my
(42:45):
bills and they're out doing allthese things, so how do you
break from that, the comparisonand say,'cause I know some of
the answers like it's not aboutyou Kristen.
That's their life.
And you have your life and whatyou have is wonderful too, and
you do have an abundant life andyou have so much to be thankful
for.
You're so blessed.
I understand that.
And I am thankful for all that Ihave.
But how do we as a society kindof break free from the
(43:09):
comparison?
you only say comparison is thethief of joy and it is because
it's on your social media feedall the time, it's right there.
It's easy to get distracted fromwhat you have when you see what
other people have and then whatyou don't have.
What do we do about that,Tiffany?
Tiffany (43:26):
So I love that you brought that up because
comparison is absolutely one ofthe fastest ways to block your
financial wellness or abundance,however you wanna bring it.
you definitely hit the mark withsocial media and just how it's
got you thinking that you'rebehind because you don't have
the designer bags or thevacations or the million dollar
business But here's where thetruth's gonna come in.
(43:47):
And this might hit you guys alittle hard.
You cannot compare your chapterthree to somebody else's Chapter
30.
When people look at me and mysuccess and where I am now, I've
had to work really hard for it,but then I realized I was
working way harder than I wassupposed to be, and actually
caused myself more trouble thanI would've if I would've just
(44:07):
trusted the process.
I had to get myself to where I'mat today.
If somebody's starting thisjourney, you can't compare like,
oh man, I'm still learning.
I'm just starting to get intothis, but look how successful
this person is.
I compare myself to Marissa andI'm like, I need to stop doing
that because you're months aheadof me and I'm just starting and
I already want what you have.
And I know it took you time toget there.
we don't give ourselves thatgrace.
(44:28):
We don't give ourselves thatability to Work on what we need
to work on.
every single person has a uniqueassignment.
We all have a divine timeline.
We all have a distinct reasonwhy we're here in this lifetime
doing what we're doing.
And it's because we are notsupposed to just be silent
zombies who go through the worldlike we're here to make a
(44:51):
difference.
what's meant for us cannot passus by.
the only person that can preventyou from being successful is
yourself.
we're the ones that typicallyget in our own way.
if you're delaying anything, ortoo busy watching somebody
else's journey, comparingyourself to somebody else, that
opportunity for you to continuebringing in what you were meant
(45:12):
to have.
Is not going to happen becauseyou're not allowing it to
happen.
You're too distracted byeverything else.
So for me, I broke free fromfinancial comparison by staying
deeply anchored in my vision.
I talked about bringing thatvision of financial wellness
reminding myself that God didn'tgive me this vision for nothing.
my wealth will look differentbecause my purpose is different.
(45:33):
What I'm here to do is differentfrom what everybody else is here
to do.
I can celebrate my wins.
I can celebrate my, my one step,two step, 10 steps forward, or
even my two steps back becausesometimes we need to take a step
back, reassess and then continuemoving forward.
Celebrate the actions that youtake.
(45:53):
That's the proof that you'restepping towards abundance and
that abundance is possible.
the second I feel thatcomparison creep in, I like to
do what I call flip the script.
If I notice that I'm judgingmyself, I'll use Marissa as
she's my coach.
She's doing this whole financialthing with me.
If I keep judging myself to hersuccess, it's evidence of what's
also available to me.
(46:14):
So your comparison yourself topeople, that means that's
evidence that it's alsoavailable to you.
you don't know what somebodyelse has sacrificed to get what
they have.
Comparison only shows you thehighlight reel, not the full
story.
my full story was I went throughbankruptcy before I was 20.
My husband ended up losing hisjob.
We struggled, we got back up.
(46:35):
We had four kids.
We struggled.
We had a pandemic.
we struggled.
But where I am now was because Icontinued to reassess, realign.
I had to take a few steps backbefore I can compete to continue
going forward.
And so trusting the timing ofyour own abundance is really
hard.
But if you believe that you'reexactly where you're meant to be
(46:55):
and on the way to who you'rewanting to become, then you are
fully in your lane.
You are fully focused onbuilding that wealth in a way
that's really aligned with you.
Comparison loses its grip.
Comparison's no longer therebecause you realize that the
only competition is the womanyou were yesterday and not who
you are today.
Because she's already proud ofhow far you've come because
(47:19):
you're further today than whatyou were yesterday.
Kristen (47:22):
I think that, and so
Tiffany (47:23):
only get in your way.
Kristen (47:24):
And I think that's what it comes down to with any kind
of comparison.
It's more important to lookinward than outward, like
instead of seeing what otherpeople have, it's focusing on
what you have.
And the progress you are making.
the only story that you reallyshould care about is yours.
the one that you are leading inyour life and your family,
everybody else can do what theywant and will do what they want
(47:45):
and more power to them in theirsuccess.
And finding their way.
But for you, for me, like forany of us on our individual
past, it's more important to befocusing inwardly rather than
outwardly, so that we'refocusing on our own journey and
progress made.
Tiffany (48:01):
Absolutely.
And like I said, you cannotbring in abundance whenever
you're comparing yourself tosomebody else's blessing.
You've gotta pay attention towhat's meant for you.
Because again, their success,their abundance is going to be
so different from what yours is.
And so you wanna make sureyou're staying focused because
our subconscious doesn't knowdifference between reality and
what we're dreaming.
(48:21):
So I like to tell my clients,get your head back in those
clouds.
Start daydreaming about the lifeyou wanna live, the life you
wanna manifest.
Where you wanna be in fiveyears, 10 years, even two months
from now.
Start dreaming and living inthat moment.
Feel like you're there.
Smell the air.
See your kids running around.
See yourself on the beach.
Put yourself in that moment asoften as you can, because then
(48:45):
your subconscious brain is gonnago, oh, that's reality.
I need to start bringing thatin.
Yes.
And not what you're currentlystruggling with.
So the more you start tellingyourself, not saying, you know
what, one day I'm gonna be amillionaire mama No, I'm a
millionaire mama.
It might not look like the wayyou think it's gonna look but
when you start telling yourself,I am this, I am bringing this
(49:05):
in, it's coming.
I'm working on it.
I am in the process of moving inthat direction.
You are telling yoursubconscious that I'm already
making this happen.
You're either with me or you'renot.
And then once your subconsciousgets on board, that completely
changes everything.
There's no stopping you then Soyou gotta flip the script.
You gotta start believing thatyou've already owned this.
(49:25):
You already claim it becauseit's there.
If you can see it, if you canenvision it, if you can breathe
it, if you can think it or dreamit, it's yours.
You just have to believe it'syours and believe that you're
taking the proper steps to getto that moment in time.
Whenever it's meant to be
Kristen (49:42):
Yeah.
What's the saying?
If you can conceive it, you canbelieve it.
If you can believe it, you canachieve it.
So it's all mental.
Absolutely.
And you can get there.
Tiffany, this has beenfantastic.
We've talked a little bit aboutsome of the societal norms and
previous generational normsaround success and wealth and
women and what we can and can'thave, what we should and
(50:03):
shouldn't have, and how we doit.
And a little bit about how womenare really kicking ass and
getting out there and making aname for themselves and really
having everything they want.
So as we wrap up, do you haveany final advice or any last
thoughts that you'd like toshare with the listeners on
this?
Tiffany (50:20):
Yes.
I would love to leave everybodywith this last tidbit.
I want you guys just to closeyour eyes, take some deep
breaths and feel into you andwho you are and your soul,
because I want you guys to hearthis and hear it deeply.
You weren't created for crumbs,you weren't meant to play small
or sit quietly while the worldtold you what you should want.
(50:43):
You are the blueprint forabundance, the legacy builder,
the cycle breaker, the one whoredefines, what wealth looks
like for every woman who comesafter you.
If you're feeling that, Trust itbecause God didn't give you
those desires by accident.
They're divine assignments and areminder that you were made for
overflow.
you do not need permission.
(51:05):
You do not need approval, andyou do not have to shrink to
make everyone else comfortable.
You are worthy of every dollar,every dream, and every damn
thing you desire right now.
Your abundance doesn't have tolook like anyone else's.
It's yours to define.
build, and claim.
So here's your choice.
You can keep playing small bythe rules that were never made
(51:27):
for you, or break the mold andstep into your own power and
become that millionaire Mama youwere always meant to be.
No more playing small.
No more waiting because it'syour time and it's up to you to
own it.
Kristen (51:42):
Woo, that was absolutely wonderful, Tiffany.
I love that.
Thank you.
that was phenomenal.
Appreciate you coming on, andI'm sure we will have you again
soon to talk about somethingelse.
Tiffany (51:57):
I love these conversations.
Thank you guys so much forinviting me on, and thank you
for your support I'm reallylooking forward to, continuing
this run with you.
I'm so excited.
Your podcast is amazing and I'mvery appreciative for you
inviting me on here.
Kristen (52:11):
Thanks Tiffany.
Hey everybody.
Welcome back.
Super excited today about myguest and my topic.
So it's Tiffany.
Hi, Tiffany.
Hi.
How are you?
I am doing well.
For anybody who hasn't met youyet, do you wanna give a quick
little intro of who you are andwhat you're about?
Tiffany (00:19):
my name's Tiffany Patterson.
I work with women.
I'm a certified natural healthprofessional.
I'm an angelic reiki masterteacher, and I'm also a
certified life transformationalcoach.
one of the things I've beenbolding into doing in 2025 is
shaking up people's worlds andrealities bringing awareness
into their field so they canstep into their own truth,
(00:41):
alignment, and start living athriving life that supports them
and their families, regardlesswhat society or the world has to
say.
And so I'm really excitedbecause one of the topics that
we're going to talk abouttonight is one of my absolute
favorites because I think it'sone of the most voided topics
ever, and I'm ready to reallybreak the mold on that and
start.
(01:02):
shattering people's glassceilings and creating a huge
movement with women and thistopic.
So I'm really excited.
Thanks for having me.
Kristen (01:10):
I love it.
So when I think of Tiffany, Ithink of girl power on steroids.
she is all about having womencome into their own empowerment
and understanding what they cando and what they're capable of.
And that's what I love so muchabout it.
the topic that we've beenhinting around and haven't
mentioned yet, it's going to be,money, wealth, redefining
(01:31):
success and really breaking themold of some of the stereotypes
that are around women and money.
any opening thoughts on that,Tiffany, before we dive in?
Tiffany (01:42):
I really love this topic because I think it's one
we avoid the most.
people don't like to talk aboutmoney, politics, or religion.
that's one of the things thatI'm like, you know what?
we are going to start talkingabout financial wellness, and
we're gonna start bringing inmagic and power and religion and
all the things into this mold,because that's what we first
started doing here in theAmericans.
(02:03):
That's why people came to theUnited States.
And it's then now all of asudden it's yeah, we don't talk
about that no more, kind ofthing.
So I'm really excited aboutthis.
Kristen (02:11):
So I love it.
How would you say now, like howis it that society teaches women
to be responsible with moneywhile encouraging men to take
financial risks?
That's been a culture thing fora while, oh, sit there, be safe
with your money.
But men, it's yeah, go out, buythe thing, take the risk.
What are your thoughts on howsociety teaches that and how
it's different?
Tiffany (02:32):
Yeah.
So I feel like we've really beenput on like that doubled
standard because we are taughtto really be responsible and for
the longest time, women weresupposed to be seen and not
heard.
women weren't allowed to havethe jobs.
They weren't allowed to go andfight the wars.
They weren't allowed to go andhave all the things back in the
day.
And we've been a beautifulcontinuation of women just
(02:53):
stepping up, claiming theirpower, their voice, claiming
their worth, and now it's timeto start taking it to the next
level because we've done reallywell, I feel and, moving forward
and having women be more empowerand driven, but there's still
some things that we aren'ttechnically allowed to.
In control of.
And so I feel as women, we'vebeen fed some serious just crap
(03:17):
about when it comes to money,what we can and can't do and
what's acceptable and what's notacceptable.
And as you said, men, it doesn'tmatter.
the doors are wide open, whereaswomen have to work harder.
We have to prove ourselves more.
And then when we do get to apoint where we are, women in
power being successful, then westart getting hit with I guess
she's a bad mother, or she's notspending time with her kids.
(03:38):
Or I wonder, they probably havea really horrible relationship
at home.
And people just start throwingthese stereotypes at us.
I'm here to break that moldbecause it is complete bull and
we are ready to take theserisks.
We're ready to start buildingour own empowers.
as women, we are setting thefoundations for our children to
do the same because they followtheir parents as footsteps.
(04:00):
And so if we are staying smalland timid.
Then how are our kids going tofinancially grow?
I love that we're stepping intothat era where women don't just
budget, but build wealth alongwith our partners.
We're helping multiply it.
as we continue doing this, Iwant us to be able to do it in a
way that we're so confidentabout it, that we don't feel
sorry for it.
(04:21):
We don't have to feel guilty forit.
we're doing this without havingto ask permission.
I'm ready to break the moldrewriting the rules and stepping
into that unfuckable financialpower that we, women so
desperately want, can own andare ready to run with.
Kristen (04:37):
I love that.
Now I do wanna pause becausesomething you said triggered
something in my head.
I'm like, we should talk aboutthat one a little bit more.
you talk about, when there is awoman who is in power and kind
of the different stereotypes ormaybe negative thoughts that are
put towards it.
Oh, if she's working this hard,she must not be a good mom or
must not have a good marriage.
Something I've seen too is whenyou see a woman that's really
(04:58):
successful, sometimes peoplewill be like I wonder how she
got there.
Wonder who she slept with to getthere.
Or they don't respect herposition.
that's a position, but she'sjust a woman.
What does she really know aboutit?
And I feel like there are someareas where women are still not
taking seriously, even thoughthey are in that position of
power or they have worked hardto get to a place.
(05:21):
do you have any thoughts on thatabout how women can navigate
when they're in a situation likethat where there is that hate or
negativity thrown around aboutthem?
Tiffany (05:31):
Yeah, so I'm approached at a different, the different
vantage point.
Because with me and mybackground and lifestyle, I got
a lot of flack for that becausebeing Southern Baptist and being
in the profession that I'm in,it goes completely against
everything I've been taught.
my big thing was to break thatmold It is very difficult
because our society is justconstantly built around judgment
(05:53):
and upset, like exception.
And women like to, really peopleplease when it comes to, that
was our job.
We were the ones that made therelationships and the
friendships and when people cameover, we were the ones making
sure, the conversations weremoving we made sure that our
guests were comfortable, werehappy, were entertained, were
doing all the things.
And as you, as we mentionedbefore, when women were in the
(06:15):
situations.
They typically had to do thatkind of stuff to get to a point
of success back in the day.
Yeah.
And it was very difficult andhard for us because you had to
either choose to, compromise whoyou are so you can con continue
to succeed or, let it all gobecause you're not willing to
compromise yourself.
(06:36):
And it is a hard conversation todive into.
But I believe that when womenare successful.
When people are looking from theoutside end and they have
negative comments, or rumors wehave to take it with a grain of
salt.
Because if you are that woman inthat much power, you're gonna
have to have tough skin anywaysbecause you've had to fight your
way to the top.
(06:56):
You had to work harder to getwhere you're at.
And if somebody who is sittingon the sidelines who doesn't
know your story, who doesn'tknow you, know how you've
accomplished what youaccomplished, they have no right
to talk about you.
And the fact that they are issaying more about them than
about you and the people whohear those comments It's either
(07:17):
gonna be your friends who knowbetter.
For people who are just in thesame mind space and negativity
and smallness, that person was,who started it, who is unwilling
to make themselvesuncomfortable, to step out of
their comfort zone so that theytoo can be successful.
So it's almost like a they'renot jealous, but I'm gonna say
they're jealous.
Yeah.
'cause if they're watching you,they're trying to take you down
(07:38):
and take you out for doing whatyou do best in a way that is
successful and in value of yourmorals and, sovereignty, then
they don't have a right to sayotherwise.
And when you feed energy intothose, that's where it starts
becoming if you're fighting foryourself, there is some truth
behind it Yeah, you can justcontinue saying your little
stuff.
(07:59):
Like they're gonna talk aboutyou if you're doing good,
they're gonna talk about bad.
Let them, the thing that mattersis the people who you truly
love, who you're truly closewith, knows the real you and is
respectful and celebrating thecrap out of you for being
successful.
And the rest of the naysayers,don't, matter.
Don't waste.
time and energy on that.
That is just bullying in mymind.
(08:20):
I love that.
Kristen (08:21):
And something else you said about Women's place was the
entertaining, taking care ofthings.
It was really a good girl thing.
Be the good girl, do the goodthing, so how has that good girl
mentality around spending gonetoo?
why do women feel guilty forspending on themselves?
Tiffany (08:39):
So I would love to actually talk about that.
we've been conditioned to feelthat guilt when we invest in
ourselves.
our worth has always come last.
As moms, our children comefirst.
in a relationship, we wanna makesure that our spouse is coming
first we don't typically take alot of time to ourselves and
support ourselves and giveourselves that love and that
attention that we deserve.
(09:00):
And so the good girl likes tosave for a rainy day.
The good girl doesn't spendmoney on luxury things and
doesn't eat out or, has to dothings to make herself prettier
And the truth there is playingsmall doesn't serve.
It doesn't serve anyone, right?
We can be responsible and boldand we can still honor our
(09:21):
families and our desire forabundance and still make sure
that there is enough love andsupport for ourselves, and that
we're not just here to fit themold of just enough.
And so I love telling women andteaching women how to really
embody more, not just bring morefor themselves, but embody more
in general.
Because when women risefinancially.
(09:42):
Families and entire communitiesrise with us we're the ones
helping support smallbusinesses.
women typically support marketaffiliates or brand partners
more so than men.
No offense against men, I'm notsure it's men.
But how many men do you see gointo a pampered chef party?
Or how many men do you see doingany I'm sure some of us know
(10:03):
somebody who is sellingsomething on a marketing side.
And we typically have more of awomen dominance than that, than
we do a male dominance.
And so it's going to be.
Us allowing to build up ourcommunities our friends and our
families who are also stillworking on bringing more in and
embodying more financially aswell.
I love this because we'rebreaking generational curses and
(10:25):
ending things, it's not justabout accepting the financial
struggle as the norm, butstarting to build wealth as a
legacy within women, within ourchildren, and within our family
and communities.
Kristen (10:37):
I love that.
And it is funny, you talk aboutthe Pampered Chef parties, and
it made me think about how, foryears, that was a way that women
of older generations had to maketheir own money.
I remember my grandmother, shesold for Tupperware for quite a
while.
I don't know the exact length,but that was her way because
(10:57):
back then, the forties, fifties,sixties, whatever women in the
workplace weren't, that commonfor them to be able to make
money and feel like they werecontributing to the family,
those parties were really, oneof the only things they had Mary
Kay Avon, Tupperware, a lot ofthem started back in that time A
way not only to make money, butto get together with other women
(11:18):
and share the products and makemoney off of that.
it goes along with what you weresaying too, about building that
community because as they wouldhave those parties, the party
host would invite her friendsand they would come together and
then somebody from there wouldgo and have another party.
And it was a social thing too,where they were able to get
together and do something ontheir own where they weren't
relying on the money made bytheir husband or their father
(11:40):
They had a way to take controlof it on their own.
And maybe that was the start ofwomen taking into control their
own wealth management and howthey were going to set
themselves up for success.
Tiffany (11:53):
Absolutely.
I love it.
Kristen (11:55):
So let's see.
We talked a little bit aboutthat generational money that
back then, women really had torely on a partner.
How do you feel that haschanged?
Like in the women that you workwith and what you've seen?
are there women who are takingsuch a charge that you have seen
them breaking free from thosesocietal norms and really taking
(12:17):
charge?
what are you seeing?
Tiffany (12:18):
one of the things that led me into my financial
journey, because my storyactually started before I
started even coaching.
And at a young age, my dadalways taught us that if we
wanted to drive our car or goout and hang out with our
friends at the movies oranything like that, I had to be
financially responsible forthat.
Because he was a concrete workerand so we didn't always have a
(12:40):
lot of money coming in and, mydad and my mom worked really
hard to make sure that we were.
All of our needs were met andthey were but we didn't have a
whole lot of room to do anythingextra.
And so I had to get a job at ayoung age.
I was taught how to take care ofmyself, my car, my school grades
and my extra activities.
I was in dance and all thethings And so it was a lot of
(13:03):
things that I was doing extrathat I had to make sure I could
also afford, financially.
And my parents did help too.
And they could, but it wassomething that I always had to
work for what I wanted.
so I always had a drive to makemoney.
Whenever I got out of myparents' house, I actually got
with an ex and we were not veryfinancially smart.
(13:24):
I ended up having to claimbankruptcy before I was even
Kristen (13:26):
20
Tiffany (13:27):
And that was hard because I lost the place I was
living in.
I lost a car that I boughtmyself.
I was going to college andworking two jobs.
it was really devastatingbecause I was supposed to be on
the top of my game.
I've always worked really hard.
just like my dad, it neverseemed to be enough.
It never seemed to allow me toflourish I struggled with money
for a long time.
(13:48):
And my husband and I gottogether.
He helped me get back on myfeet.
Then he was part of the wholeWells Fargo let go.
So he was let go of work for sixmonths and we didn't really have
the income for it.
So we lived off credit cards andracked up a bunch of debt, But
also leave enough money for mykids so that we didn't have to
see them go through the samething that him and I went
(14:08):
through.
Yeah.
Even though it was justunplanned.
per your conversation I workedthe nine to five jobs and they
weren't doing what they neededto do.
By the time you had to pay forchildcare and all the things, I
was spending more money than Iwas making.
So I ended up coming back homeand I started working multiple
incomes.
this was through affiliatebranding.
my own business.
working, at some kind of job,whether it be at the boutique or
(14:31):
Edward Jones that I worked at.
I always had multiple streams ofincoming.
So I was constantly bringing inmore money.
And the one thing that I foundis most successful abundant
people have at least five toseven different streams of
income And when I learned that,I was just like, oh my gosh, I
never thought about that.
But if you ever talk to somebodywho has not been born into
(14:53):
money, who has worked their wayup to where they're at
financially, you will most ofthe time hear them have several
different ways of stream ofincome, whether it be through
investing, their job or somekind of, affiliate marketing
They've got more than one streamof income So once I started
understanding that you have tobe flexible diverse and have
different options I startedgetting into those communities
(15:16):
that's how I met my friendMarissa, who is helping me do a
mini series about financialwellness.
And she told me about thisprogram we were not taught.
Education when it came tofinancing properly.
this is exactly what we need todo, get back to the basics so we
can grow, share and help otherpeople do the same.
she asked me to join thisjourney with her about a year
ago, and I'm kicking myself fornot doing it because she has
(15:38):
successfully retired herhusband, She has traveled the
world.
She has been to Dubai.
She just went to Arizona andstayed in a mansion.
She has been traveling theworld, loving life and enjoying
all this stuff.
she asked me to join her on thisjourney a year ago.
with all these tools we'relearning and teaching, and that
we're growing and that we'reinvolving, I witnessed her,
(16:01):
literally witnessed her start inher.
20.
She's still in her twenties.
Like she's, that's crazy.
Even 30.
Yet guys, she has successfullyleft her job She's been doing
some affiliate marketing andthings.
That's how we actuallyconnected.
She found this great adventurethat she started on financial
aid.
She asked me to go with her.
I was in there with her, but Ijust wanted to see how it went.
(16:22):
And now I'm like, oh my gosh,Marissa, I wish I could've
because she is skyrocketingfinancially.
that is her vision as well, toteach women to do the same.
seeing somebody go from whereshe was to as successful as she
is in the short period amount oftime, and also like in the age
that she's at, is mind blowing.
when people talk about, ThisThey're like, man, that sounds
(16:43):
too good to be true.
I'm like, I know, but Iliterally watched it happen.
They're like, oh, it's a pyramidscheme, but can we completely
dismantle that?
Because everything is a pyramidscheme.
Even if you're working in acorporate job, there is somebody
above you making money off ofyou, there's no way you can
avoid that.
And so this whole pyramidscheme, it's not what we used to
(17:04):
think it was.
the way that the world isshifting to digital currency
credit cards debit cards andwire transfers we don't have to
have paper cash anymore.
And we have to start shiftingwith the way that the financial
money is growing and throughthat can be online selling
affiliate marketing or any kindof online business.
And it doesn't have to be apyramid scheme.
(17:25):
I see all these women hustlingand doing a fantastic job and
then you have, those negativenaysayers can you just be
respectful and support the factthat this woman is stepping into
her own instead of trying totear her down?
Because if you've got a problemwith what she's doing, then once
again, the problem's with younow with her.
unless somebody has done youwrong, do no wrong to them.
seeing these women startstepping into their own I've
(17:47):
coached a few women now who I'vebeen going alongside with me for
the last eight months seeingtheir growth financially,
physically, spiritually, hasjust been.
Phenomenal.
It is the best part of my job.
I love my job because I loveseeing the transformation that
these women's are taking andthey're traveling with their
family.
They're going and doing stuffthat they wouldn't normally have
been able to do before.
I couldn't ask for a betteroutcome than seeing these people
(18:10):
not only thrive, but also theirfamilies thriving with them.
I think it's amazing.
Kristen (18:14):
Yeah, and I think the point you make too is how
there's been such a shift in themindset of how finances actually
work.
Like you, my dad was really bigin teaching me to work for what
I wanted.
Like he always said that you'dappreciate it more if you've
worked for it.
So I paid for a lot of mycollege on my own.
They helped, I had somescholarships and things, but I
(18:36):
paid for the big chunk of myown.
at the time I was so frustratedwith it'cause I was still
working and going to class, I'mdoing all these things and then
I have, there's people that Iwent to school with and I was
like, they would just call theirmom and be like, I need more
money.
And they put more money in theiraccount and their, parents are
already paying for all ofcollege.
I was so frustrated.
those same people are the onesthat changed their majors a
(18:56):
hundred times and were therefive years instead of four
years.
And I was able to complete, byeven taking some summer classes,
I was able to complete right ontime.
And everything and looking backit was like I did appreciate it
more'cause I had to pay for itmyself.
My parents didn't give me a car.
The first car I got was after Igot my first big girl job and
got the loan for it with theletters showing I could pay for
(19:19):
it.
Like I did that on my own.
And it was like, there was somany things that, learning to
pay for it on your own and dothe work.
You really do appreciate itmore.
On the flip side though, becausewe're taught, if you work hard,
you'll be rewarded for it.
You will gain success then whenit doesn't work that way, or
you're not as successful asyou'd like to be, even though
you're putting the work in.
(19:39):
I think that's where it comes tothe point where you are talking
about the different streams ofincome.
It's okay, I've got a job.
I'm doing the work.
It's paying me.
I should be where I want to be,and not everybody is that way.
maybe the job isn't enough.
Maybe you need to have adifferent stream of income.
Maybe you do need to be makingsome investments.
And to the education piece, weare not taught this at all.
(19:59):
In high school, I had taken onlybecause I didn't wanna take
trigonometry, consumer math andthe class was good.
Like it taught you how to writechecks and it was supposed to
give some budgeting, but itwasn't enough of actually
teaching.
I always tell the story of when,I moved out on my own and I had
no idea how expensive airconditioning was.
That's the story I tell becausewhen my, I moved when it was
(20:21):
winter, so electric bill wasn'tcrazy.
But then that first summer billwhen I was running my air
conditioning the electric billwas totally way more than what I
had been budgeting for.
it's Crazy.
Nobody teaches you how to dothese things and you have to
figure it out on your own fromyour stories and everybody has
them trial and error.
Maybe it's not fully bankruptcyand maybe it's not fully
(20:41):
repossession, but maybe it'shigh credit card debt and maybe
it is not being able to gosomewhere or get something
because your credit isn't goodenough We have to go through
those things to learn andthere's gotta be an easier way
where people don't have to gothrough all that trouble to
actually know what to do and howto do it.
Tiffany (21:02):
Absolutely.
I a hundred percent agree A lotof people are really ashamed.
this was something I was ashamedof for the longest time.
I just started sharing my storyI don't even think my parents
know that I had to cleanbankruptcy.
Like I just started sharing mystory about this because I was
so embarrassed.
That it was something I had togo through.
I wasn't reckless.
I thought that I was workinghard, I was doing my schooling,
(21:23):
I was doing everything I neededto do.
And it was like, but there wassomebody else who was adding to
my expenses or spending anddoing things that I wasn't aware
of.
And so it was the same conceptof I was making enough, I wasn't
like.
Hurting for money or anything,but I wasn't making enough that
I had the extra money to splurgeon stuff.
Which is where, we got introuble and things just
happened.
(21:44):
And and I'm not placed in theblame on anybody.
It was still, I should have beenmore financially responsible for
myself.
But we weren't taught that.
what I love is, you talkedabout, racking up the debt and
doing all the things.
And I think that's the thingthat, I'm not gonna sit in a
conversation, but Kristen, Ineed to talk to you about my
debt.
So that's not the conversationI'm gonna wanna have, but we
need to start having thoseconversations because if your
(22:06):
friend doesn't know that you arestressing out and spiraling For
whatever reason, then how arethey going to support you and
help you through it?
debt happens so easily betweenunexpected medical bills.
Can I tell you how many kids,how many time my kids have been
in the doctor's office lately,and that we have so many
freaking medical bills right nowbecause of all this crap going
around these schools?
(22:26):
Nobody can budget for that.
That is not something that youcan say, oh, you know what?
It's gonna be flu season.
Each of my kids are gonna be ina doctor anywhere between eight
to 10 times in the next threemonths.
Let's make sure we have thatcopay ready.
Let's make sure we have that.
Unexpected medical bill ready topay off.
Nobody under expects that.
Kristen (22:44):
No, I was gonna say it's so important to be aware of
your friend's situation becausehow many times has it been
where, you've got friends goingout all the time and they keep
inviting.
This other friend out and thatother friend may not have enough
money to go out.
then that person is stressedout.
Do I go with them?
Do I put the expenses on acredit card and just rack it up
so I can be with my friends?
(23:04):
'cause I don't want them to knowI don't have the money right
now.
And, absolutely.
It's, it just makes it harder onall friends because especially
if the friends doing theinviting don't know the
situation They're not doing iton purpose.
But also they could help.
But then that friend may be likeI don't wanna be a charity case.
I don't want my friends to payfor my food, my, event,
whatever.
So it's really hard becausethere is so much shame around it
(23:27):
We're all supposed to be goodwith money, even though We
weren't taught how to do it.
We don't know how to do it, butyou should be able to do it,
keep your credit scoreabsolutely at 800, don't make
any mistakes.
And it's just not realistic.
And you're right.
So many times it's completelyout of control.
if you lose a job.
like you said, medical things,there are so many things, it's
not always just frivolousspending.
Sometimes that does add to itand contribute to it, but it's
(23:50):
not just that.
And we've gotta get past thatstigma that people are not less
of a person because they have alower credit score.
Not that any people will justshare their credit scores, but
still it shouldn't be aboutthat.
Tiffany (24:01):
And as we're not telling you to go put a
billboard, sign up or post itall over social media.
But it's something you don'tneed to struggle with by
yourself.
Yes.
And what I tell everybody mystory now, probably only because
my goal is to make peoplefinancially aware I hid this
from my parents for years.
I'm 34 and I still have yet totell my parents.
it's hard because you're notproud about it.
(24:21):
But if we're not.
able to confide in somebodybesides our partners it, can
cause so much more stress.
Than we understand.
And it actually really impactsour health.
It impacts our mental wellness,it impacts how we live our
day-to-day life.
And again, our kids are watchingus.
So if we're allowing thissilent, disgusting feeling,
(24:44):
control who we are in theconversations that we're having,
then our kids are gonna thinkthat's okay.
And even if it's not just aboutmoney, it could be about other
things.
Oh, you know what?
I have this horrible thinghappening to me and I just don't
wanna talk about it because it'sreally embarrassing.
So I'm just gonna sit here andlet it eat at me.
This is how we lose ourchildren.
Okay.
We have to show our kids that itis okay to not be okay.
(25:08):
We need to be vulnerable.
We need to show them that it'sokay to trust in somebody and
confide in somebody, evenwhenever it's something that is
scary, it's embarrassing, it'snot fun, it's sad.
And let them feel theiremotions.
I think that's the other thingtoo, is that we don't allow
ourselves to properly feel ouremotions.
We try hiding it from ourchildren, or we try hiding it
(25:28):
from the people that we'rearound.
And we're not honestly showing,but we expect our kids to be
honest with their emotions.
So we're not living up to thestandards that we're setting for
our kids.
if I cannot have an honestconversation with my husband in
front of my kids so that theycan see how we process, then
what are we here for?
my dad gets on me because he'sman, you're really tough on him.
I said, but dad, Look at whatwe're dealing with right now.
(25:54):
Life is tough.
I remember you and mom hiding inthe rooms and having your not so
hot conversations but I don'twanna hide that from my kids.
I want them to know thatmarriage isn't always easy.
Yes.
Marriage is gonna have, its upand downs.
Marriage is going to have thosebumpy roads where you have
disagreements where you don'tagree on the same thing.
Or when you are butting heads,there's times that you know,
your dad and I need to have abreak from each other because we
(26:16):
don't agree with each otherright now.
And our emotions are not wherethey need to be to finish having
this conversation.
So once we let our emotions calmdown, once we're in a right mind
and we're not letting our angerfuel us, we come back to the
conversations in the same room.
we're not telling our kids, Hey,come watch this But if we
started the argument in the mainliving room where everybody's
at, we're gonna finish ourconversation in that main living
(26:36):
room where everybody was at.
We're not gonna hide ourconversations.
Because I want my kids to seeit's okay to be not okay.
It's okay to have conflict.
We still love each other eventhough we don't agree about this
and that we had an argumentabout this, but we can also
forgive each other from it.
And so instead of sitting in thesame argument and conversation
for days and days and days, wehave it.
(26:57):
We let ourselves calm down fromit, and then we come back to it
as grown adults and weapologize.
And we say, you know what?
I was wrong.
Or, you know what?
This is what hurt me.
Or, you know what, this is whereI'm not understanding this
correctly.
And we have a genuinely honestconversation with each other.
And it's the same thing withmoney.
We tell our kids, you know what?
I'm very grateful we get tosplurge on our kids.
(27:17):
I'm very grateful that we havethe extra income that we can do
luxury things with our kids.
But there's times when thingsget tight.
Like I said, how many times haveour kids been to the doctor's
office this month?
Kristen (27:28):
thing they got this time.
You got to go to the doctor.
You
Tiffany (27:31):
gotta be sick.
You have be outta school for aweek.
But it's honest.
It's you know what?
Because of what's going on, wedon't have that extra money to
go out and spend a bunch ofthings.
But we make up for it.
when we do, we will rememberthis is something that you guys
wanna do and we are more thanhappy to do it.
Then we just need to make surethat we can catch up financially
before we can continue going outand having a lot of splurging
(27:51):
and fun, which we did.
We were able to go out for mybirthday weekend and we splurged
on the kids.
that's what I wanted to do formy birthday.
I wanted to hang out and havefun with them.
it's a compromise.
when we're honest with our kidsand we show them re's already
financially getting reallysmart, she knows how to save her
money.
She knows how to do chores andmake extra money.
She knows how to help others andshe's already financially
knowing if I want something, itcosts money.
(28:12):
I need to work for it.
And even if she doesn't have themoney we'll typically do it for
her, but she's at least donesomething to earn that.
And so Xavier's learning, oh,hey, you know what?
I got a bunch of money from mybirthday.
I can save it for this, or this,and they actually think about
what they wanna buy because theyknow they only have so much to
spend.
And things cost differentprices.
we're already starting to havethose financial conversations
(28:34):
with our kids so they can startmaking smart financial
decisions.
But I also want them to have.
Wrong financial decision.
So for example, Raya had$50.
She went to the store, she foundone toy that she wanted, that
was literally all of her money.
She bought it, brought it homeand we tried talking her out of
it.
'cause we're like, I don't thinkthat's what you think it is.
And she goes, no, this is what Iwant.
She hated it.
Kristen (28:54):
Yep.
Tiffany (28:54):
And then she had no money left.
this is where you need to sitand actually look at what you're
buying and is it something thatyou really want?
Or is there a different way youcan allocate your money and buy
multiple things that are goingto bring you more joy than this
toy that cost all your money andyou hate it.
And so it's allowing them tohave that, oh, you know what,
this is a bad financial choice.
But now they also know I need tobe smarter with my money.
(29:18):
And so we're giving them thatsmart money.
So key in kids and they're atthat age that they're just
absorbing everything right now.
That this is the perfect time todo it.
Kristen (29:26):
And it's also a good time to practice teaching
impulse purchasing too, because,part of the lesson is, oh, she
had the money, she wanted tospend it.
She found a thing, she did.
'cause we've sat with my sontoo.
He'll be like, yeah, but I havethe money.
It's fine, it's whatever.
And then oh, I shouldn't havespent all my money.
it's a great time to not justhave an impulse purchase.
Hey, maybe think about what elseit is that you want.
My thing is it going to go onsale?
(29:47):
'cause I will wait for it to goon sale certain items,
absolutely.
And being a little bit smart andbeing able to wait for it.
And that's something that can,learning at that early age to
take that into your adulthoodbecause it's something my
husband and I go back and forthon.
He is more the spender.
I'm more the saver.
I'm still in the good girlmentality.
No, I have to save my money fora rainy day.
I shouldn't be buying all thesethings because what if I need
(30:09):
the money later on?
But my husband's thing is, youwork really hard for the money
you get, but if the money you'remaking is only going to paying
bills, you are actually gonnaresent the money and all the
work you're doing because youare not using any of it on
yourself.
you still have to buy yourselfsomething.
So that you feel like you'repaying yourself by giving
yourself something.
clearly he and I are at oppositeends of the extreme on this one.
(30:30):
We don't wanna spend all themoney, we don't wanna save all
the money, but having thatbalance where the bills are
taken care of, but we don't feelguilty about spending it on
things we want.
also that we don't go to theextreme that we spend too much.
And it's oh, that was not agreat way to handle it either.
So I try to be a little bitmore.
Absolutely.
My thing is, I love thrifting.
I love going to resale shops.
(30:51):
I buy way too many clothes, andmy closet is too full.
I have to keep giving moreclothes away, which is great
because then somebody else getsclothes.
But that's my thing.
some people might think, oh,that's frivolous.
You don't need all thoseclothes.
In my mind I'm like, it's just a$4 shirt though.
So I'm not really out anything,it's just I buy, four of them at
a time, But still, in my mind,it's how I rationalize it that
(31:11):
I'm not wasting my money.
It's an activity I enjoy.
Going rack by rack, new item byitem is something I really
enjoy.
It's the hunt of the perfectpiece and then absolutely, it's
not a lot of money, but it'sstill something that I do enjoy.
once in a while I'll buy myselfsomething really nice.
I've got so many cute things,but my husband's really big on
eBay, so a lot of the stuff Ihave that is name brand or NICE
(31:33):
is still used.
I feel like I am puttingtogether a package of myself,
and what I'm wearing, andcarrying myself that I am, maybe
more wealthy than I really am.
But the point is that there'sways that you can spend money to
still buy things for yourselfwithout taking away from anybody
else Absolutely.
It's like that guilt piece.
It's getting past the, oh I'mspending money on me instead of
(31:55):
my family, and I should be doingit.
So if you have any tips on howto help women overcome that
guilty mindset and knowing thatit's okay to still spend on
themselves what do you thinkabout that?
Tiffany (32:07):
Yeah.
So I actually love that youbrought up the whole thrifting
thing because that for me ishuge.
I'm a luxury spender.
I've gotten every single one ofmy kids, one of those amazing,
say, love you blankets that Isell.
They're so expensive and I wouldnever have thought about doing
this even eight months ago.
But we do allow ourselves,because one they're really great
'cause they're anxiety blanketsfor the kids and all the things,
(32:28):
and they're super comfortable.
So there's a mental and wellnessvalue to it also.
But we are also major thrifts.
one of the things I love doingwith our kids is just because
something was used doesn't meanit's not new and doesn't have
that extra energy for somebodyto love.
every Christmas I allow them tobring all their toys and put'em
in a basket or a box orsomething that is still good.
It's still very playable, butsomething they've outgrown.
(32:50):
if any of their siblings doesn'twant it, we donate it to Santa.
So that Santa can re make themall pretty and then re-gift them
out to kids who, very much wouldlove to have those toys.
Yes.
Who might not have the luxury ofgetting it, And so we're gifting
back what's still good so thatit can be reused and gifted to
somebody who's gonna love itjust as much as they did.
And I gotta thank Toy Story forthat because whenever he gave
(33:12):
all of his little figurines tothe girl look how much she fell
in love with all of it.
And so that's the concept thatI'm trying to teach them.
And I love thrifting and one ofthe things that I love about
Facebook is we have a freeFacebook community.
some of the things that peopleput on there are like brand new,
and I'm like, oh my gosh.
This is amazing.
We got one of those like 19 footChristmas trees that's Then I
got rid because one of thecenterpiece the lights went out.
(33:33):
I was like, I'm cool.
Bag just string some more weightaround it.
Yes, exactly.
And so I got a free 19 footChristmas tree that didn't fit
in my house we had to take oneof the middle pieces out and it
barely fits.
We still can't put a tree er onit, But it's still very good to
us.
We love getting that tree outevery year.
We love decorating that treeevery year.
And so being able to givesomebody else the opportunity to
(33:55):
love what we've loved and nolonger serving us that they can
love it, and then findingsomething in return at a thrift
store or somewhere that is used.
There's no shame in that.
the thing that I love the mostis, you talk about your closet
and having too much clothes.
You can never have too muchclothes.
However, you can have too manyclothes that don't support you.
if you are going through yourcloset and you're like, Ugh, I
don't know.
(34:15):
Why are you keeping it?
You're just holding thatnegative energy in your closet.
you wanna make sure that thethings you are buying, one,
support your needs, and two,actually make you feel good
about yourself.
They bring you that confidenceand make you happy.
for the women who are strugglingwith that I'm not comfortable
spending or I don't like thefeeling of spending money on
myself.
Look at it this way.
If we're teaching our kids thatwe are worth what we put into
(34:37):
ourselves or worth, spendingmoney on, or we're seeing them
get happy because they get tobuy something, or they get to
get something at the store thatbrings joy to them, why are we
denying ourselves that?
Do they only get to enjoy thatbefore they get to start having
their own family and their kids?
Or is that something that theycan also continue as you're an
adult and so Yeah, we're stillin that good girl money mindset.
(34:59):
I love that you brought up, yourhusband is actually the spender
and you're more of the saverbecause my husband and I are
opposite I come up with him withall these deals and he's like,
how are we gonna, I'm like, youknow what?
I dunno how this is all gonnawork out.
I don't know.
I run a small business.
I can have all my clientscanceled in one week.
but I'm trusting that money isenergy.
The energy that I'm putting inmy money and in my spending and
(35:19):
investing, as long as our billsare paid our needs are met.
Anything that is left over, I ammore than happy to spend on
myself, my family, or even myfriends.
As long as it brings them joy,it gives them something that
makes them feel good.
And so I actually had a friendthat her love language was to
spend to buy things for you.
it was really hard for me toaccept because I felt like a
(35:41):
burden because, I couldn't goout all the time, or afford to
do what she was doing all thetime.
It's just, don't worry.
Please let me get it for you.
And I'm just like, I appreciatethat, but it also makes me feel
icky too.
And so we had to work on areally good energy exchange and
it's you know what?
That's great.
Let me return it in some kind ofform payment.
Service something, right?
Let me support you back.
if you want to support a friendwho is selling something or has
(36:04):
their own business and you mightnot be able to afford it Just be
like, Hey, I would love tosupport you.
I can't necessarily pay you, butcan we do an energy exchange?
Can we do something to supporteach other?
as a person who has a smallbusiness.
I don't do all my services offof money.
I love doing energy exchanges.
I think that is one of the bestthings you can do for people
because you can give themfeedback shout'em out on social
(36:25):
media or leave a review on theirpage.
it's so great because word ofmouth is what brings success to
others and supports ourcommunity our friends and all
the things.
finding a way that you arecomfortable in taking care of
yourself, supporting otherpeople and their dreams and
their visions, but also makingsure that you're staying true to
(36:45):
your own abundance, true to yourown sovereignty, and bringing up
your financial wellness in a waythat is support for you and your
family, I think is just going tobe.
A huge shift for a lot of peoplein the upcoming years.
I don't think this is gonna takeoff very fast, because we have a
lot of deconditioning to do.
And a lot of mindset,reprograming, once we are
(37:07):
willing to take that hard timeand look at our money, finances,
debts, what we're spending amonth on, different things, like
I tell my people that are goingthrough my coaching program, I
wanna know what your credit cardbalances are, what your bank
account balances are.
I want you to sit down and writedown every single thing that you
have purchased and the lastthree months, put'em in
(37:30):
different categories because Iwanna know where your money
leaks are.
I wanna see where you'reoverspending.
I wanna see the places thatyou're completely avoiding, and
we're gonna start building asuccessful plan to get you out
of debt.
To get you back on track, to getyourself saving some money for
you and your family and toreally make sure that you're
spending your money wiselybecause it's energy.
(37:52):
And if we're not spending it aswe should, the universe or God
is not going to give us moreback.
They're gonna be like, why?
You're not doing what you'resupposed to be doing.
But if we are spending itcorrectly and we're supporting
ourselves and our families, andwe're making sure our needs are
met and we're bringing joy intothe things that we're doing,
then God in the universe isgoing to continue to give us
more.
(38:12):
we don't have a limitless God.
So why do we have to havelimited finances?
Limited health or wealth oranything else.
We're limitless.
And that's the way we werecreated and that's the way our
creator is.
us allowing ourselves to believeanything else is just denying
us.
Kristen (38:29):
No, I love that and I think it is so hard because
you're right, you talk about theprogramming and societal
pressures So in the women thatyou're working with, and for
people listening right now,what's some of the practical
mindset shifts for women whowant to step into financial
abundance?
what are some of the tips thatyou would give somebody listing
right now to help them get offthe ledge where they're at and
(38:51):
dive into being ready to stepinto financial abundance?
What are some of the practicalways that they can shift their
mindset and get themselves tothat point?
Tiffany (39:00):
Yeah, I think the biggest thing is just really
sitting down.
I always say awareness is key.
Awareness is so vital ineverything that we do.
And so when you sit down toredefine what financial wellness
really means to you and how wehave been conditioned to believe
it because we can look at ourfamily history think about when
(39:21):
you were a child, what was moneylike whenever it came to your
family dynamics?
Was it something they foughtover?
Was it something that you wereliving paycheck to paycheck?
Was it something that you had alot of get a clear picture of
what their finances was growingup and then as they, to get a
clear picture of just what theywere told financial wellness
should be.
(39:42):
Does it actually align withthem?
Does it feel like that'ssomething that they would agree
or does that feel like somethingthey would wanna teach their
kids right now?
And for women like us, successis sovereignty.
when we're waking up and knowingthat we're financially secure
because we created it in a waythat aligns with how we want to
continue to grow and how we wantour family to grow, that within
itself is just thriving.
(40:02):
And you're not waiting forvalidation from anybody.
It's wealth that's truly alignedand it's not something that
you're required to have becausethat's what's expected of you.
And so breaking free from thatcomparison of what's culture has
told us, not saying that it waswrong, but we've outgrown that
it's time for us to also expandour understanding of this.
It allows us to really startcreating a more successful.
(40:27):
Thriving lifestyle.
And so get clear on, like Isaid, get clear on what your
debts are.
we gotta stop hiding'em.
We gotta stop, not talking about'em, keep'em from each other,
that kind of thing.
We need to start getting veryclear on what we're spending our
money on.
Where are our money leaks at?
Where are we putting money inthings that we don't need?
Where are we putting money inthings that really don't bring
(40:49):
us value or bring us anythingthat's going to be joy,
happiness, or excitement?
There is no scarcity and successwhen you're aligned and thriving
in your own lane and you'remaking your own financial
choices.
So when you start breaking allof this down, you've just
started understanding where yourbeliefs are coming from.
You're understanding what yourdebts are, where you're spending
(41:11):
your money, and if it's actuallysupporting you or if it's not
supporting you, then we're gonnastart taking that practical
shift.
We're gonna start askingourselves, what does wealth
truly mean for me?
What does that look like?
What does that feel like?
And it's gonna be different foreverybody.
For me, I want my cute farmhousewith my homestead my cows
(41:31):
chickens gardens, and the kidsrunning around barefoot in the
yard.
that to me, is success.
some people might want mansions,some might want a camper to
travel the world.
Success and wellness is going tobe different for everybody.
So what does it look and feellike for you and your family?
when you define it for yourselfand stop chasing somebody else's
version of abundance, youfinally step into what is meant
(41:51):
for you all along.
Because success is a finishline.
It's how you thrive on your ownterms unapologetically, and it's
how you start being fullyaligned and forever free.
Kristen (42:01):
And I love that you said that because you used the
word comparison a couple timesand I was hoping we could talk
about that for a minute too,because I know it's something I
struggle with.
And it's social media again.
What I'm finding as I'm talkingwith different people over these
different episodes is that mybiggest problem with social
media I'm getting to the pointwhere I'm like, I that's my
problem in life.
But no, social media, thecomparison, because you've seen
(42:24):
these people and they're goingon lavish vacations and they
have the campers and they havethe vacation homes, and they
have the buying all the stuffand all the different cars And I
know, nobody ever really knowssomebody's personal financial
situation.
But it is hard when you see thatstuff and you're like, why do
they have all that?
Like, why do I still feel likeI'm struggling?
Or why do I feel I'm justtreading water, just paying my
(42:45):
bills and they're out doing allthese things, so how do you
break from that, the comparisonand say,'cause I know some of
the answers like it's not aboutyou Kristen.
That's their life.
And you have your life and whatyou have is wonderful too, and
you do have an abundant life andyou have so much to be thankful
for.
You're so blessed.
I understand that.
And I am thankful for all that Ihave.
But how do we as a society kindof break free from the
(43:09):
comparison?
you only say comparison is thethief of joy and it is because
it's on your social media feedall the time, it's right there.
It's easy to get distracted fromwhat you have when you see what
other people have and then whatyou don't have.
What do we do about that,Tiffany?
Tiffany (43:26):
So I love that you brought that up because
comparison is absolutely one ofthe fastest ways to block your
financial wellness or abundance,however you wanna bring it.
you definitely hit the mark withsocial media and just how it's
got you thinking that you'rebehind because you don't have
the designer bags or thevacations or the million dollar
business But here's where thetruth's gonna come in.
(43:47):
And this might hit you guys alittle hard.
You cannot compare your chapterthree to somebody else's Chapter
30.
When people look at me and mysuccess and where I am now, I've
had to work really hard for it,but then I realized I was
working way harder than I wassupposed to be, and actually
caused myself more trouble thanI would've if I would've just
(44:07):
trusted the process.
I had to get myself to where I'mat today.
If somebody's starting thisjourney, you can't compare like,
oh man, I'm still learning.
I'm just starting to get intothis, but look how successful
this person is.
I compare myself to Marissa andI'm like, I need to stop doing
that because you're months aheadof me and I'm just starting and
I already want what you have.
And I know it took you time toget there.
we don't give ourselves thatgrace.
(44:28):
We don't give ourselves thatability to Work on what we need
to work on.
every single person has a uniqueassignment.
We all have a divine timeline.
We all have a distinct reasonwhy we're here in this lifetime
doing what we're doing.
And it's because we are notsupposed to just be silent
zombies who go through the worldlike we're here to make a
(44:51):
difference.
what's meant for us cannot passus by.
the only person that can preventyou from being successful is
yourself.
we're the ones that typicallyget in our own way.
if you're delaying anything, ortoo busy watching somebody
else's journey, comparingyourself to somebody else, that
opportunity for you to continuebringing in what you were meant
(45:12):
to have.
Is not going to happen becauseyou're not allowing it to
happen.
You're too distracted byeverything else.
So for me, I broke free fromfinancial comparison by staying
deeply anchored in my vision.
I talked about bringing thatvision of financial wellness
reminding myself that God didn'tgive me this vision for nothing.
my wealth will look differentbecause my purpose is different.
(45:33):
What I'm here to do is differentfrom what everybody else is here
to do.
I can celebrate my wins.
I can celebrate my, my one step,two step, 10 steps forward, or
even my two steps back becausesometimes we need to take a step
back, reassess and then continuemoving forward.
Celebrate the actions that youtake.
(45:53):
That's the proof that you'restepping towards abundance and
that abundance is possible.
the second I feel thatcomparison creep in, I like to
do what I call flip the script.
If I notice that I'm judgingmyself, I'll use Marissa as
she's my coach.
She's doing this whole financialthing with me.
If I keep judging myself to hersuccess, it's evidence of what's
also available to me.
(46:14):
So your comparison yourself topeople, that means that's
evidence that it's alsoavailable to you.
you don't know what somebodyelse has sacrificed to get what
they have.
Comparison only shows you thehighlight reel, not the full
story.
my full story was I went throughbankruptcy before I was 20.
My husband ended up losing hisjob.
We struggled, we got back up.
(46:35):
We had four kids.
We struggled.
We had a pandemic.
we struggled.
But where I am now was because Icontinued to reassess, realign.
I had to take a few steps backbefore I can compete to continue
going forward.
And so trusting the timing ofyour own abundance is really
hard.
But if you believe that you'reexactly where you're meant to be
(46:55):
and on the way to who you'rewanting to become, then you are
fully in your lane.
You are fully focused onbuilding that wealth in a way
that's really aligned with you.
Comparison loses its grip.
Comparison's no longer therebecause you realize that the
only competition is the womanyou were yesterday and not who
you are today.
Because she's already proud ofhow far you've come because
(47:19):
you're further today than whatyou were yesterday.
Kristen (47:22):
I think that, and so
Tiffany (47:23):
only get in your way.
Kristen (47:24):
And I think that's what it comes down to with any kind
of comparison.
It's more important to lookinward than outward, like
instead of seeing what otherpeople have, it's focusing on
what you have.
And the progress you are making.
the only story that you reallyshould care about is yours.
the one that you are leading inyour life and your family,
everybody else can do what theywant and will do what they want
(47:45):
and more power to them in theirsuccess.
And finding their way.
But for you, for me, like forany of us on our individual
past, it's more important to befocusing inwardly rather than
outwardly, so that we'refocusing on our own journey and
progress made.
Tiffany (48:01):
Absolutely.
And like I said, you cannotbring in abundance whenever
you're comparing yourself tosomebody else's blessing.
You've gotta pay attention towhat's meant for you.
Because again, their success,their abundance is going to be
so different from what yours is.
And so you wanna make sureyou're staying focused because
our subconscious doesn't knowdifference between reality and
what we're dreaming.
(48:21):
So I like to tell my clients,get your head back in those
clouds.
Start daydreaming about the lifeyou wanna live, the life you
wanna manifest.
Where you wanna be in fiveyears, 10 years, even two months
from now.
Start dreaming and living inthat moment.
Feel like you're there.
Smell the air.
See your kids running around.
See yourself on the beach.
Put yourself in that moment asoften as you can, because then
(48:45):
your subconscious brain is gonnago, oh, that's reality.
I need to start bringing thatin.
Yes.
And not what you're currentlystruggling with.
So the more you start tellingyourself, not saying, you know
what, one day I'm gonna be amillionaire mama No, I'm a
millionaire mama.
It might not look like the wayyou think it's gonna look but
when you start telling yourself,I am this, I am bringing this
(49:05):
in, it's coming.
I'm working on it.
I am in the process of moving inthat direction.
You are telling yoursubconscious that I'm already
making this happen.
You're either with me or you'renot.
And then once your subconsciousgets on board, that completely
changes everything.
There's no stopping you then Soyou gotta flip the script.
You gotta start believing thatyou've already owned this.
(49:25):
You already claim it becauseit's there.
If you can see it, if you canenvision it, if you can breathe
it, if you can think it or dreamit, it's yours.
You just have to believe it'syours and believe that you're
taking the proper steps to getto that moment in time.
Whenever it's meant to be
Kristen (49:42):
Yeah.
What's the saying?
If you can conceive it, you canbelieve it.
If you can believe it, you canachieve it.
So it's all mental.
Absolutely.
And you can get there.
Tiffany, this has beenfantastic.
We've talked a little bit aboutsome of the societal norms and
previous generational normsaround success and wealth and
women and what we can and can'thave, what we should and
(50:03):
shouldn't have, and how we doit.
And a little bit about how womenare really kicking ass and
getting out there and making aname for themselves and really
having everything they want.
So as we wrap up, do you haveany final advice or any last
thoughts that you'd like toshare with the listeners on
this?
Tiffany (50:20):
Yes.
I would love to leave everybodywith this last tidbit.
I want you guys just to closeyour eyes, take some deep
breaths and feel into you andwho you are and your soul,
because I want you guys to hearthis and hear it deeply.
You weren't created for crumbs,you weren't meant to play small
or sit quietly while the worldtold you what you should want.
(50:43):
You are the blueprint forabundance, the legacy builder,
the cycle breaker, the one whoredefines, what wealth looks
like for every woman who comesafter you.
If you're feeling that, Trust itbecause God didn't give you
those desires by accident.
They're divine assignments and areminder that you were made for
overflow.
you do not need permission.
(51:05):
You do not need approval, andyou do not have to shrink to
make everyone else comfortable.
You are worthy of every dollar,every dream, and every damn
thing you desire right now.
Your abundance doesn't have tolook like anyone else's.
It's yours to define.
build, and claim.
So here's your choice.
You can keep playing small bythe rules that were never made
(51:27):
for you, or break the mold andstep into your own power and
become that millionaire Mama youwere always meant to be.
No more playing small.
No more waiting because it'syour time and it's up to you to
own it.
Kristen (51:42):
Woo, that was absolutely wonderful, Tiffany.
I love that.
Thank you.
that was phenomenal.
Appreciate you coming on, andI'm sure we will have you again
soon to talk about somethingelse.
Tiffany (51:57):
I love these conversations.
Thank you guys so much forinviting me on, and thank you
for your support I'm reallylooking forward to, continuing
this run with you.
I'm so excited.
Your podcast is amazing and I'mvery appreciative for you
inviting me on here.
Kristen (52:11):
Thanks Tiffany.
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