Talking Cents with Heritage

Talking Cents with Heritage

Navigating finance is a journey. On Talking Cents with Heritage, we host insightful conversations on finance, business and the community around us. Learn how to take control of your money with banking designed for you. Founded in 1965, Heritage Federal Credit Union is a not-for-profit institution with a mission to Improve lives; Simplify banking. The credit union is an Equal Housing Lender. Insured by NCUA.

Episodes

December 19, 2025 28 mins

Every wondered what it really takes to get an Small Business Administration loan? In this episode, our hosts Sami Etienne and guest host, Taylor Humphrey, sit down with Jennifer "Jen" Boester, Heritage SBA Relationship Manager, to unpack the ins and outs of the SBA loan process. Jen shares advice for small business owners as well as real-world success stories. This conversation is packed with insider tips to help your business grow...

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Do you ever look at your life and wish you could create a new life for yourself? In this episode, hosts Sami Etienne and Taylor Humphrey, have a heartfelt conversation with Abby Baker, Heritage Concierge Banker. Abby shares her experience transforming her life, how receiving a Habitat for Humanity home and beginning her career at Heritage helped her build a new life, and her advice for transforming your life.

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In this special episode, hosts Sami Etienne and Cierra Ziliak sit down with Dani Scott, Artistic & Educational Director, and Emily Durchholz, President, to celebrate 100 seasons of the Evansville Civic Theatre. They discuss the Theatre’s return to its historic home, upcoming performances and what this centennial season means to the community. Tune in for a heartfelt look at the legacy and future of one of Evansville&rsquo...

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July 29, 2025 23 mins

The housing market can be intimidating to navigate for experienced and first-time home buyers. In this episode, our hosts, Sami Etienne and Cierra Ziliak, sit down with Courtney Brock, Sales Manager, to discuss buying a home. Brock leads the Heritage team of expert Mortgage Loan Officers. Through this conversation, she provides insights on the role a financial intuition plays in buying a home, tips for navigating the market and ins...

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May 1, 2025 26 mins

In this episode, our hosts Sami Etienne and Cierra Ziliak sit down with Adam Trinkel, Executive Director of the Downtown Evansville Economic Improvement District, to explore what’s driving growth and energy in the heart of the city. From local restaurants and unique shops to community-focused events and upcoming initiatives, we’re covering what makes Downtown Evansville a vital part of the city’s identity. Adam sh...

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March 12, 2025 45 mins

Did you know that Heritage began in a cooler? Heritage traces its foundation to a locked cooler in the parking lot of the Alcoa Warrick Operations factory in Newburgh, IN. Founded in 1965, Heritage has evolved over the last 60 years into the credit union we all know and love today. In this episode, our hosts Sami Etienne and guest host, Taylor Humphrey, take a trip down memory lane with Leann Cross, HRIS Administrator and Heritage ...

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Join our hosts, Sami Etienne and Cierra Ziliak, and episode guests, Chuck and Ashley Elliott, as we explore the challenges of navigating finances in a committed partnership. Chuck and Ashley Elliott are authors, speakers and relationship coaches based out of Evansville, Indiana. In this episode, we dive into the often tricky topic of managing finances within a marriage, offer healthy ways to navigate finances with your partner and ...

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January 29, 2025 10 mins

Welcome back to Talking Cents with Heritage — your go-to podcast for insightful conversations on finance, business, and the world around us! In this exciting new episode, we’re reintroducing the podcast with a fresh internal twist. We encourage you to catch up on previous episodes, but stay tuned— exciting new content is on the way! Join our new hosts, Sami Etienne and Cierra Ziliak, as they share the purpose of t...

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August 2, 2024 28 mins

Sami Etienne, Director of Marketing, and Cierra Ziliak, Marketing Strategy Manager, engage in conversation with two students from the University of Evansville, Taylor Johnson and Kaylee Woosley, about Gen Z banking. This open dialogue conversation explores Sami, Cierra, Taylor and Kaylee’s different life experiences and how those experiences have shaped their relationships with banking. Learn about how Taylor and Kaylee view ...

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July 9, 2024 6 mins

Ben Griffin discusses the differences between Credit Union V. Banks.

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January 3, 2024 14 mins

Camden Davenport discusses Heritage's SBA Loan Program.

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Kendall Hurt discusses the value and importance of investing in our community.

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October 5, 2023 6 mins

Sami Etienne discusses Heritage's new rebrand.

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Mike Whaley discusses Ag Lending Balance Sheets/Financial Statements.

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Amy Pruden discusses Transforming Member Experience: The Power of Virtual Teller Station.

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Charles Schefer discusses debt consolidation and the best ways to navigate if it is best for you.

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Ben Wolter discusses financial literacy and shares tips on how to navigate building credit.

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Alyssa Brown answers common questions on buying a home in today's market.

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March 23, 2023 12 mins
Mandy Koester, Director of Electronic Services, shares some insight on steps you can take in protecting yourself from fraud. She will cover financial security and give educational tips, like what to do if you see unauthorized transactions on your account.
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