TaylorMade Retirement with Taylor Demars, CFP®

With the holidays approaching, many retirees ask a simple question with complex implications: How can I help my kids financially- without creating tax headaches or hurting my own retirement? This conversation walks through smart gifting strategies, IRS rules to watch, and thoughtful guardrails that help generosity stay intentional. If you’re considering helping children or grandchildren, a little planning here can go a long way.

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A lot happened in 2025… Big political swings, stubborn inflation, new tax rules, and even a historic government shutdown. But what actually matters for your financial life? Today, Taylor looks back at the year’s biggest headlines and what they may mean for your plan moving forward. Sure, there was a lot of chaos, but learning to have a long-term strategy will give you the confidence you need for 2026. 

Here’s what we discuss in toda...

Deciding when to take Social Security is a major decision in your retirement planning, and while many people wait until full retirement age or beyond, there are some solid reasons to start at age 62. Today, Taylor breaks down why taking early can be a financially smart move, depending on your situation. From maximizing years of payments to protecting yourself during market downturns, he’ll explain how taking social security at 62 c...

Taylor explores why so many investors get distracted by flashy ideas that promise more than they deliver. Instead of chasing hype, he breaks down the mindset and habits that help people stay focused on what truly drives long-term success. You’ll learn how to recognize a “shiny object” before it derails your financial plan. 

Here’s what we discuss in today’s show:

✨ Beware of “shiny objects” in investing —many look better than they ar...

The longer you work, the better you retire...right? Well, what if that logic actually backfires after age 55?

Resources:

Website: https://www.demarsfinancial.com/

Phone: (509) 536-9556

Schedule an introduction call with Taylor: https://www.demarsfinancial.com/start-here

Check out Taylor's YouTube Channel: https://www.youtube.com/@TaylorMadeRetirement

Disclaimer: Since we don't know your specific situation, none of this inf...

We’ve all been told there’s no such thing as a bad question, but in retirement planning, how you ask the question can completely change the answer you get. Taylor breaks down why better-framed questions lead to clearer guidance, smarter strategies, and a plan that fits your life. Tune in to find out which questions could reshape your entire retirement outlook. 

Here’s what we discuss in today’s show:

❓ Smarter Retirement Questions: h...

Today, Taylor shares strategies that traditional planning overlooks, especially in the final 10, 5, and 1 years before retirement.

LTC Calculator: https://www.carescout.com/cost-of-care

Resources:

Website: https://www.demarsfinancial.com/

Phone: (509) 536-9556

Schedule an introduction call with Taylor: https://www.demarsfinancial.com/start-here

Check out Taylor's YouTube Channel: https://www.youtube.com/@TaylorMadeRetirement

Dis...

What signs reveal an advisor isn’t truly planning for your best interest? Most people only ever work with one financial advisor, which makes it easy to miss warning signs that the fit isn’t right. Taylor breaks down the subtle but important red flags that often get overlooked, especially when you don’t know what “normal” should look like. And some of these red flags are so common you may not realize they’re red flags at all.

Here’s ...

Most people think crossing $2.5 million in retirement savings means their financial worries are over. But substantial wealth doesn't eliminate problems- it transforms them into new challenges.

Taylor's Newsletter: https://demars-financial-group.kit.com/827c64fe0e

Resources:

Website: https://www.demarsfinancial.com/

Phone: (509) 536-9556

Schedule an introduction call with Taylor: https://www.demarsfinancial.com/start-here

Ch...

Downsizing might sound simple until you’re the one making the decision. There’s the emotional weight of leaving a home full of memories, the financial realities of today’s real estate market, and the lifestyle questions that come with changing how you live.  Today, Taylor unpacks the most common beliefs about downsizing and explains when moving makes sense and when it doesn’t. 

Here’s what we discuss in today’s show:

🏡 Downsizing Em...

Most people think choosing between retiring at 55 vs 65 comes down to one question: Do you have enough money to stop working early? But after working with hundreds of retirees, Taylor has identified stark differences that go far beyond your savings account. 

Resources:

Website: https://www.demarsfinancial.com/

Phone: (509) 536-9556

Schedule an introduction call with Taylor: https://www.demarsfinancial.com/start-here

Check out Taylor...

Ever wonder what it’s actually like to work with a financial advisor long-term? In this episode, Taylor pulls back the curtain on the client experience, from regular check-ins and tax planning to navigating life’s biggest transitions. Discover how true planning goes far beyond numbers, focusing on relationships, strategy, and lifelong financial confidence.

Here’s what we discuss in today’s show:

💼 Beyond Basics: support that extends...

Everyone treats pensions like the holy grail of retirement benefits. Guaranteed income for life, so what could go wrong? Almost everything if you don’t understand these four key factors...

Resources:

Website: https://www.demarsfinancial.com/

Phone: (509) 536-9556

Schedule an introduction call with Taylor: https://www.demarsfinancial.com/start-here

Check out Taylor's YouTube Channel: https://www.youtube.com/@TaylorMadeRetirement

Some people believe having two financial advisors means double the wisdom. But does it really equal double the problems? 

In today’s episode, Taylor breaks down the hidden challenges and provides insights into why a unified approach with one financial advisor might be a better strategy, especially as you near retirement. What most people really need isn’t more voices in the mix. It’s one clear, coordinated plan.

Here’s what we discus...

In this episode, Taylor discusses the hidden cost of working past 60 and why it's much worse than you might think.

Resources:

Website: https://www.demarsfinancial.com/

Phone: (509) 536-9556

Schedule an introduction call with Taylor: https://www.demarsfinancial.com/start-here

Check out Taylor's YouTube Channel: https://www.youtube.com/@TaylorMadeRetirement

Disclaimer: Since we don't know your specific situation, none o...

In this kickoff episode of TaylorMade Retirement, Taylor Demars shares his journey as a third-generation advisor and how his family’s legacy shaped his passion for helping others build a secure, meaningful retirement. 

He reflects on lessons learned from his dad and grandpa, the values that guide his approach, and the trust he works to build with every client. Taylor also gives a glimpse into life outside the office, explains his tw...